Consumer Bankruptcy Law Project Launched Utah Non-Profit Bankruptcy Services Provider for Financially Disadvantaged

Over the past three months, nearly 22 million Americans have lost their jobs and have filed for unemployment as cities and states continued to order them to shelter-in-place in an attempt to mitigate the public health effects caused by the novel SARS-CoV-2 Coronavirus. Lost jobs due to layoffs have triggered profound stress, leaving many with no money to pay rent or mortgage payments, buy essentials such as groceries and other expense commitments on top of limited medical treatment access. As a result, countless Americans are facing the likelihood of bankruptcy.

Bankruptcy is a court proceeding in which your income, expenses, assets and liabilities are examined by a court appointed trustee to determine whether your debts should be discharged or restructured. It helps people who can no longer pay their debts get a fresh start by liquidating assets to pay those debts through a Chapter 7 bankruptcy, or by creating a repayment plan by way of a Chapter 13 bankruptcy.

Consumer Bankruptcy Law Project (CBLP) consumerbankruptcylaw.org, located in Salt Lake City, Utah, has been launched as a 501(c)(3) non-profit community legal services organization to help individuals file for debt relief under the United States Bankruptcy Code.

According to Roger LeFevre, CBLP’s Executive Director, “Our mission is to help those financially disadvantaged due to unemployment, underemployment or those who have lost their businesses as a result of stay-at-home and business cessation orders issued by federal, state, and local governments. We also want to help relieve the burden of outrageous medical bills, predatory credit card practices, high-rate personal loans, and unscrupulous payday lenders.”

CBLP’s focus is to affordably assist consumers with debt reduction or complete debt elimination. The firm’s lead attorney, Lesta Simmons, says, “Our firm offers two forms of consumer debt relief: (1) Chapter 7 bankruptcy, which is often called a liquidation bankruptcy. This allows the consumer a ‘fresh start’ without the burden of making any payments to the Court for the distribution to unsecured creditors; and, (2) Chapter 13 bankruptcy, often called ‘debt consolidation’ – where the consumer is allowed to keep all or most of his or her assets, provided that they can continue to make regular court-approved payments on debts that may be secured or unsecured.”

Consumers have substantial rights and are legally protected from abusive lending practices, excessive bank fee schemes, medical provider fraud, health insurance company discrimination and wrongful claim denials. Consumer Bankruptcy Law Project is committed to fighting for consumer financial justice by battling the rising tide of creditors who prey upon vulnerable consumers.

SOURCE Consumer Bankruptcy Law Project

See Campaign: http://http://consumerbankruptcylaw.org
Contact Information:
Roger LeFevre
241890@email4pr.com
800.777.7220

Tags:
, Wire, Legal Newswire, United States, English

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Contact Information:

Roger LeFevre
241890@email4pr.com
800.777.7220

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