Advance America: How to Get a Payday Loan in 2022

Payday loans can help borrowers get fast funds to cover expenses, whether they need to pay a car repair bill or buy groceries. These loans typically come with easy applications, quick approvals, and less strict credit score requirements. Read on to learn what payday loans are, how they work, and how to apply for an Advance America payday loan in 2022.

How payday loans work

Payday loans are short-term, small dollar loans that can typically give borrowers a few hundred dollars to pay for expenses if they’re running short on funds before their next payday. Then, the borrower will repay this loan when they receive their next paycheck in two to four weeks. Many payday lenders offer online applications, so borrowers may be able to choose whether they apply in store or online from the comfort of home.

Borrowers don’t need good credit to get approved for a payday loan. Many lenders, like Advance America, will consider additional factors like the borrower’s income, employment history, and current debts. This means that a borrower with a poor or fair credit score can still get approved.

How to apply for an Advance America payday loan

Here are the steps borrowers can take to get a payday loan in 2022:

1. Compare lenders: Borrowers should do some research online to compare lenders offering payday loans. They should make sure the lender is safe and legitimate by checking their Better Business Bureau rating and online reviews. Advance America, for instance, is a reputable lender with an A+ Better Business Bureau rating and over 100,000 5-star reviews on Google.
2. Gather all necessary documents: Borrowers should gather all the documents and information they need to apply for an Advance America payday loan, including a government issued ID, recent pay stubs, and Social Security number.
3. Apply for a payday loan: Fill out an application for a payday loan from Advance America, including all personal and financial details needed. Before submitting, double check all the information to make sure everything is correct. Borrowers can apply in store or online.
4. Wait for approval: Once the borrower submits a payday loan application, they may hear back quickly about whether they’re approved. Advance America provides an instant approval decision.
5. Receive the funds: If approved, borrowers may receive the funds from Advance America in their bank account that same day or within 24 hours. Then, they can start covering expenses right away.

Get a payday loan today

Advance America offers payday loans that can get borrowers funds as soon as the same day they apply. These loans come with easy applications that borrowers can complete in store or online in just a few minutes. Advance America also offers an instant approval decision, so the borrower may find out instantly whether they can receive the funds they need. Better yet, borrowers don’t need good credit to get approved. Visit AdvanceAmerica.net or go to a store location nearby to get a payday loan today.

Notice: Information provided in this article is for information purposes only. Consult your financial advisor about your financial circumstances.

About Advance America

Founded in 1997, Advance America, the country’s leading state-licensed consumer lender, seeks to help every customer achieve their version of financial stability through a variety of innovative, regulated, and transparent small-dollar credit options.