{"id":8874,"date":"2020-05-04T12:15:00","date_gmt":"2020-05-04T12:15:00","guid":{"rendered":"https:\/\/icrowdnewswire.com\/?p=2540331"},"modified":"2020-05-04T12:15:00","modified_gmt":"2020-05-04T12:15:00","slug":"eagle-financial-services-inc-announces-2020-first-quarter-earnings","status":"publish","type":"post","link":"https:\/\/ipsnews.net\/business\/2020\/05\/04\/eagle-financial-services-inc-announces-2020-first-quarter-earnings\/","title":{"rendered":"Eagle Financial Services, Inc. Announces 2020 First Quarter Earnings"},"content":{"rendered":"<p>Eagle Financial Services, Inc. the holding company for Bank of&nbsp;<span class=\"xn-location\">Clarke County<\/span>, whose divisions include Eagle Investment Group, reported continued strong performance for the first quarter of 2020. On&nbsp;<span class=\"xn-chron\">April 22, 2020<\/span>, the Board of Directors announced a quarterly common stock cash dividend of&nbsp;<span class=\"xn-money\">$0.26<\/span>&nbsp;per common share, payable on&nbsp;<span class=\"xn-chron\">May 18, 2020<\/span>, to shareholders of record on&nbsp;<span class=\"xn-chron\">May 4, 2020<\/span>. Select highlights for the first quarter include:<\/p>\n<ul>\n<li>Net income of&nbsp;<span class=\"xn-money\">$2.4 million<\/span><\/li>\n<li>Loan growth of&nbsp;<span class=\"xn-money\">$29.3 million<\/span><\/li>\n<li>Deposit growth of&nbsp;<span class=\"xn-money\">$18.5 million<\/span><\/li>\n<li>Basic and diluted earnings per share of&nbsp;<span class=\"xn-money\">$0.71<\/span><\/li>\n<\/ul>\n<p><span class=\"xn-person\">Brandon Lorey<\/span>, President and CEO, stated,&nbsp;<em>&#8220;Although currently piloting through what will likely be a rather tumultuous second quarter from both an economic and public health perspective, I am pleased to announce that the Company demonstrated a very strong first quarter for 2020. The Bank realized solid net loan and deposit growth for the quarter at&nbsp;<span class=\"xn-money\">$29.3 million<\/span>&nbsp;and&nbsp;<span class=\"xn-money\">$18.5 million<\/span>, respectively. Continuing its long-standing tradition of returning value to its shareholders, the Company again approved a&nbsp;<span class=\"xn-money\">$0.26<\/span>&nbsp;dividend per common share for the quarter. Despite stay at home orders, adjusted branch schedules, and an altogether new &#8220;Normal,&#8221; the Bank of&nbsp;<span class=\"xn-location\">Clarke County<\/span>&nbsp;maintains its commitment to providing outstanding service to our customers through our online, call center, and retail drive-thru channels.&#8221;<\/em><\/p>\n<p><strong>Income Statement Review<\/strong><\/p>\n<p>Net income for the quarter ended March&nbsp;31, 2020 was&nbsp;<span class=\"xn-money\">$2.4 million<\/span>&nbsp;reflecting a decrease of 13.8% from the quarter ended December&nbsp;31, 2019 and a decrease of 5.06% from the quarter ended March&nbsp;31, 2019. The decrease from the quarter ended December&nbsp;31, 2019 to the quarter ended March&nbsp;31, 2020 was mainly driven by increased noninterest expenses. Net income was&nbsp;<span class=\"xn-money\">$2.8 million<\/span>&nbsp;for the three-month period ended December&nbsp;31, 2019 and&nbsp;<span class=\"xn-money\">$2.6 million<\/span>&nbsp;for the quarter ended March&nbsp;31, 2019.<\/p>\n<p>Net interest income for the quarter ended March&nbsp;31, 2020 and December&nbsp;31, 2019 was&nbsp;<span class=\"xn-money\">$8.0 million<\/span>. Net interest income was&nbsp;<span class=\"xn-money\">$7.6 million<\/span>&nbsp;for the quarter ended March&nbsp;31, 2019.&nbsp; The increase in net interest income from the quarter ended March&nbsp;31, 2019 resulted primarily from growth in the Company&#8217;s loan portfolio.<\/p>\n<p>Total loan interest income was&nbsp;<span class=\"xn-money\">$7.9 million<\/span>&nbsp;for the quarters ended March&nbsp;31, 2020 and December&nbsp;31, 2019.&nbsp; Total loan interest income was&nbsp;<span class=\"xn-money\">$7.5 million<\/span>&nbsp;for the quarter ended March&nbsp;31, 2019. Total loan interest income increased&nbsp;<span class=\"xn-money\">$421 thousand<\/span>&nbsp;or 5.60% from the quarter ended March&nbsp;31, 2019 to the quarter ended March&nbsp;31, 2020. Average loans for the quarter ended March&nbsp;31, 2020 were&nbsp;<span class=\"xn-money\">$657.7 million<\/span>&nbsp;compared to&nbsp;<span class=\"xn-money\">$640.7 million<\/span>&nbsp;for the quarter ended December&nbsp;31, 2019.&nbsp; For the quarter ended March&nbsp;31, 2019, total average loans were&nbsp;<span class=\"xn-money\">$608.3 million<\/span>. The tax equivalent yield on average loans for the quarter ended March&nbsp;31, 2020 was 4.87%, a decrease of four basis points from 4.91% for the quarter ended December&nbsp;31, 2019 and down 16 basis points from the 5.03% average yield for the same time period in 2019. Interest and dividend income from the investment portfolio was&nbsp;<span class=\"xn-money\">$1.1 million<\/span>&nbsp;for the quarter ended March&nbsp;31, 2020 compared to&nbsp;<span class=\"xn-money\">$1.0 million<\/span>&nbsp;for the quarter ended December&nbsp;31, 2019. Interest income and dividend income from the investment portfolio was&nbsp;<span class=\"xn-money\">$1.0 million<\/span>&nbsp;for the quarter ended March&nbsp;31, 2019. Average investments for the quarter ended March&nbsp;31, 2020 were&nbsp;<span class=\"xn-money\">$161.8 million<\/span>&nbsp;compared to&nbsp;<span class=\"xn-money\">$149.2 million<\/span>&nbsp;for the quarter ended December&nbsp;31, 2019. Average investments were&nbsp;<span class=\"xn-money\">$144.1 million<\/span>&nbsp;for the quarter ended March&nbsp;31, 2019. The tax equivalent yield on average investments for the quarter ended March&nbsp;31, 2020 was 2.80%, up two basis points from the quarter ended December&nbsp;31, 2019 and down 32 basis points from 3.12% for the same time period in 2019.<\/p>\n<p>Total interest expense was&nbsp;<span class=\"xn-money\">$1.1 million<\/span>&nbsp;for the three months ended March&nbsp;31, 2020 and December&nbsp;31, 2019 and&nbsp;<span class=\"xn-money\">$969 thousand<\/span>&nbsp;for three months ended 2019. The increase in interest expense from the quarter ended March&nbsp;31, 2019 resulted mostly from the growth of the deposit portfolio. The average cost of interest-bearing liabilities decreased two basis points when comparing the quarter ended March&nbsp;31, 2020 to the quarter ended December&nbsp;31, 2019. The average balance of interest-bearing liabilities increased&nbsp;<span class=\"xn-money\">$26.6 million<\/span>&nbsp;from the quarter ended December&nbsp;31, 2019 to the quarter ended March&nbsp;31, 2020.The average cost of interest-bearing liabilities decreased one basis point when comparing the quarter ended March&nbsp;31, 2020 to the same period in 2019. The average balance of interest-bearing liabilities increased&nbsp;<span class=\"xn-money\">$62.4 million<\/span>&nbsp;from the quarter ended March&nbsp;31, 2019 to the same period in 2020.<\/p>\n<p>The net interest margin was 3.86% for the quarter ended March&nbsp;31, 2020. For the quarters ended December&nbsp;31, 2019 and March&nbsp;31, 2019, the net interest margin was 3.90% and 4.14%, respectively. The Company&#8217;s net interest margin is not a measurement under accounting principles generally accepted in&nbsp;<span class=\"xn-location\">the United States<\/span>, but it is a common measure used by the financial services industry to determine how profitably earning assets are funded. The Company&#8217;s net interest margin is calculated by dividing tax equivalent net interest income by total average earning assets. Tax equivalent net interest income is calculated by grossing up interest income for the amounts that are non-taxable (i.e., municipal income) then subtracting interest expense. The tax rate utilized is 21%.<\/p>\n<p>Noninterest income was&nbsp;<span class=\"xn-money\">$1.7 million<\/span>&nbsp;for the quarter ended March&nbsp;31, 2020, which represented a decrease of&nbsp;<span class=\"xn-money\">$128 thousand<\/span>&nbsp;or 7.04% from the&nbsp;<span class=\"xn-money\">$1.8 million<\/span>&nbsp;for the three months ended December&nbsp;31, 2019. Noninterest income for the quarter ended March&nbsp;31, 2019 was&nbsp;<span class=\"xn-money\">$1.8 million<\/span>. These decreases were driven mostly by the decrease in other service charges and fees. For the quarter ended March&nbsp;31, 2020, other service charges and fees decreased&nbsp;<span class=\"xn-money\">$61 thousand<\/span>&nbsp;or 5.24% when compared to the three months ended December&nbsp;31, 2019. These decreases results from the decreases in ATM fees, service release premiums and commissions from sales of non-deposit investments.<\/p>\n<p>Noninterest expense increased&nbsp;<span class=\"xn-money\">$565 thousand<\/span>, or 8.95%, to&nbsp;<span class=\"xn-money\">$6.9 million<\/span>&nbsp;for the quarter ended March&nbsp;31, 2020 from&nbsp;<span class=\"xn-money\">$6.3 million<\/span>&nbsp;for the quarter ended December&nbsp;31, 2019.&nbsp; Noninterest expense was&nbsp;<span class=\"xn-money\">$6.2 million<\/span>&nbsp;for the quarter ended March&nbsp;31, 2019, representing an increase of&nbsp;<span class=\"xn-money\">$644 thousand<\/span>&nbsp;or 10.34% when comparing to the quarter ended March&nbsp;31, 2020 to the quarter ended March&nbsp;31, 2019. Much of these increases resulted from the increase in salaries and benefits expenses.&nbsp; Annual pay increases, hiring of additional employees and increased benefits expenses have attributed to these increases.<\/p>\n<p><strong>Asset Quality and Provision for Loan Losses<\/strong><\/p>\n<p>Nonperforming assets consist of nonaccrual loans, loans 90 days or more past due and still accruing, other real estate owned (foreclosed properties), and repossessed assets. Nonperforming assets decreased from&nbsp;<span class=\"xn-money\">$2.4 million<\/span>&nbsp;or 0.27% of total assets at December&nbsp;31, 2019 to&nbsp;<span class=\"xn-money\">$2.1 million<\/span>&nbsp;or 0.24% of total assets at March&nbsp;31, 2020. This decrease resulted from slight decreases in nonaccrual loans. Nonperforming assets were&nbsp;<span class=\"xn-money\">$3.4 million<\/span>&nbsp;at March&nbsp;31, 2019.&nbsp; Total nonaccrual loans were&nbsp;<span class=\"xn-money\">$1.7 million<\/span>&nbsp;at March&nbsp;31, 2020 and&nbsp;<span class=\"xn-money\">$2.2 million<\/span>&nbsp;at December&nbsp;31, 2019. Nonaccrual loans were&nbsp;<span class=\"xn-money\">$3.3 million<\/span>&nbsp;at March&nbsp;31, 2019. The majority of the nonaccrual loans are secured by real estate and management evaluates the financial condition of these borrowers and the value of any collateral on these loans. The results of these evaluations are used to estimate the amount of losses which may be realized on the disposition of these nonaccrual loans.&nbsp; Other real estate owned increased from&nbsp;<span class=\"xn-money\">$183 thousand<\/span>&nbsp;at December&nbsp;31, 2019 to&nbsp;<span class=\"xn-money\">$442 thousand<\/span>&nbsp;at March&nbsp;31, 2020 due to the foreclosure of one commercial property during the first quarter of 2020.<\/p>\n<p>The Company may, under certain circumstances, restructure loans in troubled debt restructurings as a concession to a borrower when the borrower is experiencing financial distress. Formal, standardized loan restructuring programs are not utilized by the Company. Each loan considered for restructuring is evaluated based on customer circumstances and may include modifications to one or more loan provision. Such restructured loans are included in impaired loans but may not necessarily be nonperforming loans. At March&nbsp;31, 2020, the Company had 17 troubled debt restructurings totaling&nbsp;<span class=\"xn-money\">$2<\/span>.7&nbsp;million. Approximately&nbsp;<span class=\"xn-money\">$2<\/span>.6&nbsp;million or 13 loans are performing loans, while the remaining loans are on non-accrual status. At December&nbsp;31, 2019, the Company had 18 troubled debt restructurings totaling&nbsp;<span class=\"xn-money\">$3<\/span>.0&nbsp;million. Approximately&nbsp;<span class=\"xn-money\">$2<\/span>.6&nbsp;million or 14 loans were performing loans, while the remaining loans were on non-accrual status.<\/p>\n<p>The Company realized&nbsp;<span class=\"xn-money\">$511 thousand<\/span>&nbsp;in net recoveries for the quarter ended March&nbsp;31, 2020 versus net recoveries of&nbsp;<span class=\"xn-money\">$20 thousand<\/span>&nbsp;for the three months ended December&nbsp;31, 2019 while&nbsp;<span class=\"xn-money\">$35 thousand<\/span>&nbsp;in net recoveries were recognized for the three months ended March&nbsp;31, 2019. The amount of provision for loan losses reflects the results of the Bank&#8217;s analysis used to determine the adequacy of the allowance for loan losses. The Company recorded a negative provision for loan losses of&nbsp;<span class=\"xn-money\">$97 thousand<\/span>&nbsp;for the quarter ended March&nbsp;31, 2020. The Company recognized a provision for loan losses of&nbsp;<span class=\"xn-money\">$62 thousand<\/span>&nbsp;and&nbsp;<span class=\"xn-money\">$194 thousand<\/span>&nbsp;for the quarters ended December&nbsp;31, 2019 and March&nbsp;31, 2019, respectively. The negative provision for the quarter ended March&nbsp;31, 2020 resulted mostly from a large recovery from a large commercial loan that was charged off during 2019. The ratio of allowance for loan losses to total loans was 0.80% at March&nbsp;31, 2020 and 0.77% at December&nbsp;31, 2019, respectively.&nbsp; The ratio of allowance for loan losses to total loans was 0.92% at March&nbsp;31, 2019. The ratio of allowance for loan losses to total nonaccrual loans was 317.42% at March&nbsp;31, 2020.&nbsp; The ratio of allowance for loan losses to total nonaccrual loans was 227.59% and 173.85% at December&nbsp;31, 2019 and March&nbsp;31, 2019, respectively. Management&#8217;s judgment in determining the level of the allowance is based on evaluations of the collectability of loans while taking into consideration such factors as trends in delinquencies and charge-offs, changes in the nature and volume of the loan portfolio, current economic conditions that may affect a borrower&#8217;s ability to repay and the value of collateral, overall portfolio quality and review of specific potential losses. The Company is committed to maintaining an allowance at a level that adequately reflects the risk inherent in the loan portfolio.<\/p>\n<p><strong>Total Consolidated Assets<\/strong><\/p>\n<p>Total consolidated assets of the Company at March&nbsp;31, 2020 were&nbsp;<span class=\"xn-money\">$898.9 million<\/span>, which represented an increase of&nbsp;<span class=\"xn-money\">$21.6 million<\/span>&nbsp;or 2.46% from total assets of&nbsp;<span class=\"xn-money\">$877.3 million<\/span>&nbsp;at December&nbsp;31, 2019. At March&nbsp;31, 2019 total consolidated assets were&nbsp;<span class=\"xn-money\">$808.7 million<\/span>. Total loans increased&nbsp;<span class=\"xn-money\">$29.3 million<\/span>&nbsp;from&nbsp;<span class=\"xn-money\">$644.8 million<\/span>&nbsp;at December&nbsp;31, 2019 to&nbsp;<span class=\"xn-money\">$674.0 million<\/span>&nbsp;at March&nbsp;31, 2020. Total securities decreased&nbsp;<span class=\"xn-money\">$8.5 million<\/span>&nbsp;from&nbsp;<span class=\"xn-money\">$166.2<\/span>&nbsp;million&nbsp;at December&nbsp;31, 2019, to&nbsp;<span class=\"xn-money\">$157.7 million<\/span>&nbsp;at March&nbsp;31, 2020. At March&nbsp;31, 2019 total investment securities were&nbsp;<span class=\"xn-money\">$145.1 million<\/span>&nbsp;and total loans were&nbsp;<span class=\"xn-money\">$619.2 million<\/span>.<\/p>\n<p><strong>Deposits and Other Borrowings<\/strong><\/p>\n<p>Total deposits increased&nbsp;<span class=\"xn-money\">$18.5 million<\/span>&nbsp;to&nbsp;<span class=\"xn-money\">$790.0 million<\/span>&nbsp;at March&nbsp;31, 2020 from&nbsp;<span class=\"xn-money\">$771.5 million<\/span>&nbsp;at December&nbsp;31, 2019. At March&nbsp;31, 2019 total deposits were&nbsp;<span class=\"xn-money\">$707.4 million<\/span>.<\/p>\n<p>The Company had no outstanding borrowings from the Federal Home Loan Bank of&nbsp;<span class=\"xn-location\">Atlanta<\/span>&nbsp;at March&nbsp;31, 2020, December&nbsp;31, 2019 or March&nbsp;31, 2019.<\/p>\n<p><strong>Equity<\/strong><\/p>\n<p>Shareholders&#8217; equity was&nbsp;<span class=\"xn-money\">$99.8 million<\/span>&nbsp;at March&nbsp;31, 2020 and&nbsp;<span class=\"xn-money\">$96.3 million<\/span>&nbsp;at December&nbsp;31, 2019. Shareholders&#8217; equity was&nbsp;<span class=\"xn-money\">$91.2 million<\/span>&nbsp;at March&nbsp;31, 2019. The book value of the Company at March&nbsp;31, 2020 was&nbsp;<span class=\"xn-money\">$29.47<\/span>&nbsp;per common share. Total common shares outstanding were 3,409,688 at March&nbsp;31, 2020. On April&nbsp;22, 2020, the board of directors declared a&nbsp;<span class=\"xn-money\">$0.26<\/span>&nbsp;per common share cash dividend for shareholders of record as of&nbsp;<span class=\"xn-chron\">May 4, 2020<\/span>&nbsp;and payable on&nbsp;<span class=\"xn-chron\">May 18, 2020<\/span>.<\/p>\n<p><strong>COVID-19 Impacts<\/strong><\/p>\n<p>The COVID-19 crisis has changed our communities, both in the way we live and the way we do business. While circumstances continue to change at a rapid pace, the Company is steadfastly working to meet and exceed the needs of its customers, employees and the communities in which it does business. Customers&#8217; banking needs have continued to be fulfilled through multiple banking channels including mobile, digital and adjusted-schedule physical. &nbsp;In efforts to assist local businesses during this pandemic, the Company has approved 542 Small Business Association Paycheck Protection Program (&#8220;SBA PPP&#8221;) loans, totaling&nbsp;<span class=\"xn-money\">$73 million<\/span>&nbsp;as of&nbsp;<span class=\"xn-chron\">April 23, 2020<\/span>&nbsp;with over 91% ($67MM) already in the hands of our community&#8217;s small businesses. In addition to local small businesses, the Company is also working with its consumer and commercial customers through its loan deferral program whereby customers experiencing hardships due to COVID-19 may be granted a deferral in loan payments for up to 90 days.&nbsp;As of&nbsp;<span class=\"xn-chron\">April 23, 2020<\/span>, the Company has approved 134 deferrals with loan balances totaling approximately&nbsp;<span class=\"xn-money\">$74 million<\/span>&nbsp;for its customers experiencing hardships related to COVID-19.<\/p>\n<p>Certain information contained in this discussion may include &#8220;forward-looking statements&#8221; within the meaning of Section&nbsp;27A of the Securities Act of 1933, as amended, and Section&nbsp;21E of the Securities Exchange Act of 1934, as amended. These forward-looking statements relate to the Company&#8217;s future operations and are generally identified by phrases such as &#8220;the Company expects,&#8221; &#8220;the Company believes&#8221; or words of similar import. Although the Company believes that its expectations with respect to the forward-looking statements are based upon reliable assumptions within the bounds of its knowledge of its business and operations, there can be no assurance that actual results, performance or achievements of the Company will not differ materially from any future results, performance or achievements expressed or implied by such forward-looking statements.<\/p>\n<p>Factors that could have a material adverse effect on the operations and future prospects of the Company include, but are not limited to: changes in interest rates and general economic conditions; the effects of the COVID-19 pandemic, including on the Company&#8217;s credit quality and business operations, as well as its impact on general economic and financial market conditions; the legislative and regulatory climate; monetary and fiscal policies of the U.S. Government, including policies of the U.S. Treasury and Federal Reserve; the quality or composition of the Company&#8217;s loan or investment portfolios; demand for loan products; deposit flows; competition; demand for financial services in the Company&#8217;s market area; acquisitions and dispositions; the Company&#8217;s ability to keep pace with new technologies; a failure in or breach of the Company&#8217;s operational or security systems or infrastructure, or those of third-party vendors or other service providers, including as a result of cyberattacks; the Company&#8217;s capital and liquidity requirements; changes in tax and accounting rules, principles, policies and guidelines; and other factors included in the Company&#8217;s Annual Report on Form 10-K for the year ended&nbsp;<span class=\"xn-chron\">December 31, 2019<\/span>&nbsp;and other filings with the Securities and Exchange Commission.<\/p>\n<div>\n<div class=\"divOverflow\">\n<div class=\"table-responsive\">\n<table class=\"prntblns\" border=\"0\" cellspacing=\"0\" cellpadding=\"0\">\n<tbody>\n<tr>\n<td class=\"prngen2\" colspan=\"21\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\"><strong>EAGLE FINANCIAL SERVICES, INC.<\/strong><\/span><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen2\" colspan=\"21\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\"><strong>KEY STATISTICS<\/strong><\/span><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen3\" colspan=\"21\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen4\" colspan=\"19\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\"><strong>For the Three Months Ended<\/strong><\/span><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen4\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen4\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen5\" colspan=\"3\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\"><strong>1Q20<\/strong><\/span><\/p>\n<\/td>\n<td class=\"prngen6\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen5\" colspan=\"3\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\"><strong>4Q19<\/strong><\/span><\/p>\n<\/td>\n<td class=\"prngen6\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen5\" colspan=\"3\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\"><strong>3Q19<\/strong><\/span><\/p>\n<\/td>\n<td class=\"prngen6\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen5\" colspan=\"3\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\"><strong>2Q19<\/strong><\/span><\/p>\n<\/td>\n<td class=\"prngen6\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen5\" colspan=\"3\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\"><strong>1Q19<\/strong><\/span><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">Net Income&nbsp;<em>(dollars in thousands)<\/em><\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">2,441<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">2,831<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">2,231<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">2,126<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">2,571<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">Earnings per share, basic<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">0.71<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">0.83<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">0.65<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">0.62<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">0.74<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">Earnings per share, diluted<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">0.71<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">0.83<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">0.65<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">0.62<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">0.74<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">Return on average total assets<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">1.10<\/span><\/p>\n<\/td>\n<td class=\"prngen8\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">%<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">1.30<\/span><\/p>\n<\/td>\n<td class=\"prngen8\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">%<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">1.05<\/span><\/p>\n<\/td>\n<td class=\"prngen8\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">%<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">1.04<\/span><\/p>\n<\/td>\n<td class=\"prngen8\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">%<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">1.31<\/span><\/p>\n<\/td>\n<td class=\"prngen8\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">%<\/span><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">Return on average total equity<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">10.02<\/span><\/p>\n<\/td>\n<td class=\"prngen8\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">%<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">11.80<\/span><\/p>\n<\/td>\n<td class=\"prngen8\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">%<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">9.44<\/span><\/p>\n<\/td>\n<td class=\"prngen8\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">%<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">9.37<\/span><\/p>\n<\/td>\n<td class=\"prngen8\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">%<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">11.74<\/span><\/p>\n<\/td>\n<td class=\"prngen8\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">%<\/span><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">Dividend payout ratio<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">36.62<\/span><\/p>\n<\/td>\n<td class=\"prngen8\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">%<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">31.33<\/span><\/p>\n<\/td>\n<td class=\"prngen8\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">%<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">38.46<\/span><\/p>\n<\/td>\n<td class=\"prngen8\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">%<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">40.32<\/span><\/p>\n<\/td>\n<td class=\"prngen8\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">%<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">33.78<\/span><\/p>\n<\/td>\n<td class=\"prngen8\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">%<\/span><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">Fee revenue as a percent of total revenue<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">17.38<\/span><\/p>\n<\/td>\n<td class=\"prngen8\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">%<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">18.76<\/span><\/p>\n<\/td>\n<td class=\"prngen8\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">%<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">21.05<\/span><\/p>\n<\/td>\n<td class=\"prngen8\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">%<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">19.33<\/span><\/p>\n<\/td>\n<td class=\"prngen8\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">%<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">17.30<\/span><\/p>\n<\/td>\n<td class=\"prngen8\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">%<\/span><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">Net interest margin(1)<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">3.86<\/span><\/p>\n<\/td>\n<td class=\"prngen8\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">%<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">3.90<\/span><\/p>\n<\/td>\n<td class=\"prngen8\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">%<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">4.01<\/span><\/p>\n<\/td>\n<td class=\"prngen8\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">%<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">4.02<\/span><\/p>\n<\/td>\n<td class=\"prngen8\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">%<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">4.14<\/span><\/p>\n<\/td>\n<td class=\"prngen8\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">%<\/span><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">Yield on average earning assets<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">4.39<\/span><\/p>\n<\/td>\n<td class=\"prngen8\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">%<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">4.42<\/span><\/p>\n<\/td>\n<td class=\"prngen8\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">%<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">4.58<\/span><\/p>\n<\/td>\n<td class=\"prngen8\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">%<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">4.57<\/span><\/p>\n<\/td>\n<td class=\"prngen8\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">%<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">4.67<\/span><\/p>\n<\/td>\n<td class=\"prngen8\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">%<\/span><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">Yield on average interest-bearing liabilities<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">0.86<\/span><\/p>\n<\/td>\n<td class=\"prngen8\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">%<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">0.88<\/span><\/p>\n<\/td>\n<td class=\"prngen8\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">%<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">0.94<\/span><\/p>\n<\/td>\n<td class=\"prngen8\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">%<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">0.92<\/span><\/p>\n<\/td>\n<td class=\"prngen8\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">%<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">0.87<\/span><\/p>\n<\/td>\n<td class=\"prngen8\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">%<\/span><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">Net interest spread<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">3.53<\/span><\/p>\n<\/td>\n<td class=\"prngen8\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">%<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">3.54<\/span><\/p>\n<\/td>\n<td class=\"prngen8\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">%<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">3.64<\/span><\/p>\n<\/td>\n<td class=\"prngen8\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">%<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">3.66<\/span><\/p>\n<\/td>\n<td class=\"prngen8\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">%<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">3.79<\/span><\/p>\n<\/td>\n<td class=\"prngen8\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">%<\/span><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">Tax equivalent adjustment to net interest<br class=\"dnr\" \/>income (<em>dollars in thousands)<\/em><\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">68<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">74<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">82<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">88<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">92<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">Non-interest income to average assets<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">0.76<\/span><\/p>\n<\/td>\n<td class=\"prngen8\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">%<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">0.83<\/span><\/p>\n<\/td>\n<td class=\"prngen8\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">%<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">1.05<\/span><\/p>\n<\/td>\n<td class=\"prngen8\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">%<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">0.92<\/span><\/p>\n<\/td>\n<td class=\"prngen8\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">%<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">0.94<\/span><\/p>\n<\/td>\n<td class=\"prngen8\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">%<\/span><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">Non-interest expense to average assets<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">3.11<\/span><\/p>\n<\/td>\n<td class=\"prngen8\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">%<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">2.90<\/span><\/p>\n<\/td>\n<td class=\"prngen8\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">%<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">3.50<\/span><\/p>\n<\/td>\n<td class=\"prngen8\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">%<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">3.34<\/span><\/p>\n<\/td>\n<td class=\"prngen8\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">%<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">3.17<\/span><\/p>\n<\/td>\n<td class=\"prngen8\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">%<\/span><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">Efficiency ratio(2)<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">70.42<\/span><\/p>\n<\/td>\n<td class=\"prngen8\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">%<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">64.11<\/span><\/p>\n<\/td>\n<td class=\"prngen8\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">%<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">72.28<\/span><\/p>\n<\/td>\n<td class=\"prngen8\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">%<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">70.68<\/span><\/p>\n<\/td>\n<td class=\"prngen8\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">%<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">65.18<\/span><\/p>\n<\/td>\n<td class=\"prngen8\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">%<\/span><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen3\" colspan=\"21\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<\/div>\n<\/div>\n<div>\n<div class=\"divOverflow\">\n<div class=\"table-responsive\">\n<table id=\"convertedTable5792\" class=\"prntblns\" border=\"1\" cellspacing=\"0\" cellpadding=\"0\">\n<tbody>\n<tr>\n<td class=\"prngen9\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">(1)<\/span><\/p>\n<\/td>\n<td class=\"prngen2\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">The net interest margin is calculated by dividing tax equivalent net interest income by total average earning assets. Tax equivalent interest income is calculated by grossing up interest income for the amounts that are non-taxable (i.e., municipal income) then subtracting interest expense. The rate utilized is 21%. See the table below for the quarterly tax equivalent net interest income and the reconciliation of net interest income to tax equivalent net interest income. The Company&#8217;s net interest margin is a common measure used by the financial service industry to determine how profitable earning assets are funded. Because the Company earns a fair amount of nontaxable interest income due to the mix of securities in its investment security portfolio, net interest income for the ratio is calculated on a tax equivalent basis as described above.<\/span><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen9\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">(2)<\/span><\/p>\n<\/td>\n<td class=\"prngen2\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">The efficiency ratio is not a measurement under accounting principles generally accepted in the United States. It is calculated by dividing non-interest expense by the sum of tax equivalent net interest income and non-interest income excluding gains and losses on the investment portfolio and sales of repossessed assets. The tax rate utilized is 21%. See the table below for the quarterly tax equivalent net interest income and a reconciliation of net interest income to tax equivalent net interest income. The Company calculates this ratio in order to evaluate its overhead structure or how effectively it is operating. An increase in the ratio from period to period indicates the Company is losing a larger percentage of its income to expenses. The Company believes that the efficiency ratio is a reasonable measure of profitability.<\/span><\/p>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<\/div>\n<\/div>\n<div>\n<div class=\"divOverflow\">\n<div class=\"table-responsive\">\n<table class=\"prntblns\" border=\"0\" cellspacing=\"0\" cellpadding=\"0\">\n<tbody>\n<tr>\n<td class=\"prngen2\" colspan=\"25\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\"><strong>EAGLE FINANCIAL SERVICES, INC.<\/strong><\/span><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen2\" colspan=\"25\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\"><strong>SELECTED FINANCIAL DATA BY QUARTER<\/strong><\/span><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen38 prnpr8\" colspan=\"25\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" colspan=\"3\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\"><strong>1Q20<\/strong><\/span><\/p>\n<\/td>\n<td class=\"prngen12\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" colspan=\"3\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\"><strong>4Q19<\/strong><\/span><\/p>\n<\/td>\n<td class=\"prngen12\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" colspan=\"4\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\"><strong>3Q19<\/strong><\/span><\/p>\n<\/td>\n<td class=\"prngen12\" colspan=\"2\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" colspan=\"3\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\"><strong>2Q19<\/strong><\/span><\/p>\n<\/td>\n<td class=\"prngen12\" colspan=\"2\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" colspan=\"4\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\"><strong>1Q19<\/strong><\/span><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">BALANCE SHEET RATIOS<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"4\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"2\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"2\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"4\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen13\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">Loans to deposits<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">85.32<\/span><\/p>\n<\/td>\n<td class=\"prngen8\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">%<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">83.57<\/span><\/p>\n<\/td>\n<td class=\"prngen8\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">%<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">86.79<\/span><\/p>\n<\/td>\n<td class=\"prngen8\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">%<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" colspan=\"2\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"3\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">87.45<\/span><\/p>\n<\/td>\n<td class=\"prngen8\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">%<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"3\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">87.53<\/span><\/p>\n<\/td>\n<td class=\"prngen8\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">%<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen13\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">Average interest-earning assets to average-interest<br class=\"dnr\" \/>bearing liabilities<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">163.80<\/span><\/p>\n<\/td>\n<td class=\"prngen8\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">%<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">167.77<\/span><\/p>\n<\/td>\n<td class=\"prngen8\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">%<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">166.55<\/span><\/p>\n<\/td>\n<td class=\"prngen8\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">%<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" colspan=\"2\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"3\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">167.00<\/span><\/p>\n<\/td>\n<td class=\"prngen8\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">%<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"3\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">167.37<\/span><\/p>\n<\/td>\n<td class=\"prngen8\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">%<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">PER SHARE DATA<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"4\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"2\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"2\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"4\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen13\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">Dividends<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">0.26<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">0.26<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">0.25<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"2\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">0.25<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">0.24<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen13\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">Book value<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">29.47<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">28.23<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">27.73<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"2\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"3\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">27.22<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"3\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">26.50<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen13\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">Tangible book value<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">29.47<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">28.23<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">27.73<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"2\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"3\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">27.22<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"3\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">26.50<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">SHARE PRICE DATA<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"4\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"2\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"2\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"4\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen13\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">Closing price<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">23.91<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">31.05<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">29.52<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"2\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">31.00<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">30.55<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen13\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">Diluted earnings multiple(1)<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">8.42<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">9.35<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">11.35<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"2\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"3\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">12.50<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"3\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">10.32<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen13\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">Book value multiple(2)<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">0.81<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">1.10<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">1.06<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"2\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"3\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">1.14<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"3\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">1.15<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">COMMON STOCK DATA<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"4\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"2\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"2\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"4\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen13\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">Outstanding shares at end of period<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">3,409,688<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">3,430,103<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">3,439,980<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"2\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"3\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">3,431,516<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"3\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">3,459,549<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen13\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">Weighted average shares outstanding<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">3,451,775<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">3,433,749<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">3,436,660<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"2\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"3\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">3,425,305<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"3\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">3,458,213<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen13\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">Weighted average shares outstanding, diluted<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">3,451,775<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">3,433,749<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">3,436,660<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"2\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"3\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">3,425,305<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"3\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">3,458,213<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">CAPITAL RATIOS<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"4\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"2\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"2\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"4\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen13\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">Total equity to total assets<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">11.10<\/span><\/p>\n<\/td>\n<td class=\"prngen8\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">%<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">10.98<\/span><\/p>\n<\/td>\n<td class=\"prngen8\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">%<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">11.11<\/span><\/p>\n<\/td>\n<td class=\"prngen8\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">%<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" colspan=\"2\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"3\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">11.13<\/span><\/p>\n<\/td>\n<td class=\"prngen8\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">%<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"3\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">11.28<\/span><\/p>\n<\/td>\n<td class=\"prngen8\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">%<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">CREDIT QUALITY<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"4\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"2\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"2\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"4\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen13\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">Net charge-offs to average loans<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">(0.08)<\/span><\/p>\n<\/td>\n<td class=\"prngen8\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">%<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">&mdash;<\/span><\/p>\n<\/td>\n<td class=\"prngen8\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">%<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">0.10<\/span><\/p>\n<\/td>\n<td class=\"prngen8\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">%<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" colspan=\"2\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"3\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">0.57<\/span><\/p>\n<\/td>\n<td class=\"prngen8\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">%<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"3\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">(0.02)<\/span><\/p>\n<\/td>\n<td class=\"prngen8\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">%<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen2\" nowrap=\"nowrap\">\n<p class=\"prnml20 dnr\"><span class=\"prnews_span\">Total non-performing loans to total loans<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">0.26<\/span><\/p>\n<\/td>\n<td class=\"prngen8\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">%<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">0.34<\/span><\/p>\n<\/td>\n<td class=\"prngen8\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">%<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">0.33<\/span><\/p>\n<\/td>\n<td class=\"prngen8\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">%<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" colspan=\"2\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"3\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">0.70<\/span><\/p>\n<\/td>\n<td class=\"prngen8\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">%<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"3\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">0.53<\/span><\/p>\n<\/td>\n<td class=\"prngen8\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">%<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen2\" nowrap=\"nowrap\">\n<p class=\"prnml20 dnr\"><span class=\"prnews_span\">Total non-performing assets to total assets<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">0.24<\/span><\/p>\n<\/td>\n<td class=\"prngen8\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">%<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">0.27<\/span><\/p>\n<\/td>\n<td class=\"prngen8\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">%<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">0.30<\/span><\/p>\n<\/td>\n<td class=\"prngen8\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">%<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" colspan=\"2\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"3\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">0.53<\/span><\/p>\n<\/td>\n<td class=\"prngen8\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">%<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"3\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">0.42<\/span><\/p>\n<\/td>\n<td class=\"prngen8\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">%<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen2\" nowrap=\"nowrap\">\n<p class=\"prnml20 dnr\"><span class=\"prnews_span\">Non-accrual loans to:<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"4\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"2\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"2\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"4\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen14\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">total loans<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">0.26<\/span><\/p>\n<\/td>\n<td class=\"prngen8\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">%<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">0.34<\/span><\/p>\n<\/td>\n<td class=\"prngen8\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">%<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">0.32<\/span><\/p>\n<\/td>\n<td class=\"prngen8\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">%<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" colspan=\"2\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"3\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">0.69<\/span><\/p>\n<\/td>\n<td class=\"prngen8\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">%<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"3\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">0.53<\/span><\/p>\n<\/td>\n<td class=\"prngen8\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">%<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen14\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">total assets<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">0.19<\/span><\/p>\n<\/td>\n<td class=\"prngen8\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">%<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">0.25<\/span><\/p>\n<\/td>\n<td class=\"prngen8\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">%<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">0.24<\/span><\/p>\n<\/td>\n<td class=\"prngen8\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">%<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" colspan=\"2\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"3\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">0.53<\/span><\/p>\n<\/td>\n<td class=\"prngen8\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">%<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"3\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">0.40<\/span><\/p>\n<\/td>\n<td class=\"prngen8\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">%<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen13\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">Allowance for loan losses to:<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"4\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"2\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"2\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"4\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen14\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">total loans<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">0.80<\/span><\/p>\n<\/td>\n<td class=\"prngen8\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">%<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">0.77<\/span><\/p>\n<\/td>\n<td class=\"prngen8\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">%<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">0.77<\/span><\/p>\n<\/td>\n<td class=\"prngen8\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">%<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" colspan=\"2\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"3\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">0.79<\/span><\/p>\n<\/td>\n<td class=\"prngen8\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">%<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"3\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">0.92<\/span><\/p>\n<\/td>\n<td class=\"prngen8\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">%<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen2\" nowrap=\"nowrap\">\n<p class=\"prnml50 dnr\"><span class=\"prnews_span\">non-performing assets<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">251.82<\/span><\/p>\n<\/td>\n<td class=\"prngen8\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">%<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">210.00<\/span><\/p>\n<\/td>\n<td class=\"prngen8\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">%<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">190.98<\/span><\/p>\n<\/td>\n<td class=\"prngen8\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">%<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" colspan=\"2\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"3\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">113.22<\/span><\/p>\n<\/td>\n<td class=\"prngen8\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">%<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"3\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">168.39<\/span><\/p>\n<\/td>\n<td class=\"prngen8\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">%<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen2\" nowrap=\"nowrap\">\n<p class=\"prnml50 dnr\"><span class=\"prnews_span\">non-accrual loans<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">317.42<\/span><\/p>\n<\/td>\n<td class=\"prngen8\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">%<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">227.59<\/span><\/p>\n<\/td>\n<td class=\"prngen8\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">%<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">237.66<\/span><\/p>\n<\/td>\n<td class=\"prngen8\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">%<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" colspan=\"2\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"3\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">114.98<\/span><\/p>\n<\/td>\n<td class=\"prngen8\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">%<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"3\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">173.85<\/span><\/p>\n<\/td>\n<td class=\"prngen8\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">%<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">NON-PERFORMING ASSETS:<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"4\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"2\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"2\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"4\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\"><em>(dollars in thousands)<\/em><\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"4\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"2\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"2\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"4\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen14\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">Loans delinquent over 90 days<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">&mdash;<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">&mdash;<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">61<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"2\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">68<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">&mdash;<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen2\" nowrap=\"nowrap\">\n<p class=\"prnml50 dnr\"><span class=\"prnews_span\">Non-accrual loans<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">1,697<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">2,185<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">2,058<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"2\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"3\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">4,379<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"3\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">3,270<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen14\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">Other real estate owned and repossessed assets<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">442<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">183<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">442<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"2\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"3\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">&mdash;<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"3\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">106<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">NET LOAN CHARGE-OFFS (RECOVERIES):<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"4\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"2\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"2\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"4\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\"><em>(dollars in thousands)<\/em><\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"4\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"2\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"2\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"4\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen14\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">Loans charged off<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">67<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">32<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">311<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"2\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">960<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">10<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen14\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">(Recoveries)<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">(578)<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">(52)<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">(50)<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"2\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"3\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">(54)<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"3\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">(45)<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen13\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">Net charge-offs (recoveries)<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">(511)<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">(20)<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">261<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"2\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"3\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">906<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"3\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">(35)<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">PROVISION FOR LOAN LOSSES (<em>dollars in thousands)<\/em><\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">(97)<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">62<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">117<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"2\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">256<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">194<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">ALLOWANCE FOR LOAN LOSS SUMMARY<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"4\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"2\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"2\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"4\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\"><em>(dollars in thousands)<\/em><\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"4\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"2\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"2\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"4\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen13\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">Balance at the beginning of period<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">4,973<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">4,891<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">5,035<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"2\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">5,685<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">5,456<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen13\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">Provision<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">(97)<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">62<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">117<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"2\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"3\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">256<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"3\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">194<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen13\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">Net charge-offs (recoveries)<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">(511)<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">(20)<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">261<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"2\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"3\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">906<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"3\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">(35)<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen13\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">Balance at the end of period<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">5,387<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">4,973<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">4,891<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"2\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">5,035<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">5,685<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prnsbt1 prnsbr1 prnvab prnsbb1 prntar prnpl20 prnsbl1 prnpr8\" colspan=\"25\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<\/div>\n<\/div>\n<div>\n<div class=\"divOverflow\">\n<div class=\"table-responsive\">\n<table id=\"convertedTableae21\" class=\"prntblns\" border=\"1\" cellspacing=\"0\" cellpadding=\"0\">\n<tbody>\n<tr>\n<td class=\"prngen9\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">(1)<\/span><\/p>\n<\/td>\n<td class=\"prngen2\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">The diluted earnings multiple (or price earnings ratio) is calculated by dividing the period&#8217;s closing market price per share by total equity per weighted average shares outstanding, diluted for the period. The diluted earnings multiple is a measure of how much an investor may be willing to pay for $1.00 of the Company&#8217;s earnings.<\/span><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen9\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">(2)<\/span><\/p>\n<\/td>\n<td class=\"prngen2\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">The book value multiple (or price to book ratio) is calculated by dividing the period&#8217;s closing market price per share by the period&#8217;s book value per share. The book value multiple is a measure used to compare the Company&#8217;s market value per share to its book value per share.<\/span><\/p>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<\/div>\n<\/div>\n<div>\n<div class=\"divOverflow\">\n<div class=\"table-responsive\">\n<table class=\"prntblns\" border=\"0\" cellspacing=\"0\" cellpadding=\"0\">\n<tbody>\n<tr>\n<td class=\"prngen2\" colspan=\"21\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\"><strong>EAGLE FINANCIAL SERVICES, INC.<\/strong><\/span><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen2\" colspan=\"21\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\"><strong>CONSOLIDATED BALANCE SHEETS<\/strong><\/span><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen2\" colspan=\"21\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\"><em>(dollars in thousands)<\/em><\/span><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen3\" colspan=\"21\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" colspan=\"3\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\"><strong>Unaudited<\/strong><\/span><\/p>\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\"><strong>03\/31\/2020<\/strong><\/span><\/p>\n<\/td>\n<td class=\"prngen4\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" colspan=\"3\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\"><strong>Audited<\/strong><\/span><\/p>\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\"><strong>12\/31\/2019<\/strong><\/span><\/p>\n<\/td>\n<td class=\"prngen4\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" colspan=\"3\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\"><strong>Unaudited<\/strong><\/span><\/p>\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\"><strong>9\/30\/2019<\/strong><\/span><\/p>\n<\/td>\n<td class=\"prngen4\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" colspan=\"3\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\"><strong>Unaudited<\/strong><\/span><\/p>\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\"><strong>6\/30\/2019<\/strong><\/span><\/p>\n<\/td>\n<td class=\"prngen4\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" colspan=\"3\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\"><strong>Unaudited<\/strong><\/span><\/p>\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\"><strong>03\/31\/2019<\/strong><\/span><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\"><strong>Assets<\/strong><\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">Cash and due from banks<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">22,757<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">33,407<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">38,916<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">18,133<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">12,214<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">Federal funds sold<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">288<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">252<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">240<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">228<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">&mdash;<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">Securities available for sale, at fair value<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">157,659<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">166,200<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">139,351<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">142,864<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">145,145<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">Loans, net of allowance for loan losses<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">668,645<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">639,787<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">633,389<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">634,161<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">613,523<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">Bank premises and equipment, net<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">19,179<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">19,297<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">19,363<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">19,152<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">19,209<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">Other assets<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen16\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">30,349<\/span><\/p>\n<\/td>\n<td class=\"prngen16\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen16\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">18,377<\/span><\/p>\n<\/td>\n<td class=\"prngen16\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen16\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">20,160<\/span><\/p>\n<\/td>\n<td class=\"prngen16\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen16\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">18,966<\/span><\/p>\n<\/td>\n<td class=\"prngen16\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen16\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">18,626<\/span><\/p>\n<\/td>\n<td class=\"prngen16\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen17\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">Total assets<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen18\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen18\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">898,877<\/span><\/p>\n<\/td>\n<td class=\"prngen18\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen18\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen18\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">877,320<\/span><\/p>\n<\/td>\n<td class=\"prngen18\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen18\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen18\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">851,419<\/span><\/p>\n<\/td>\n<td class=\"prngen18\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen18\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen18\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">833,504<\/span><\/p>\n<\/td>\n<td class=\"prngen18\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen18\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen18\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">808,717<\/span><\/p>\n<\/td>\n<td class=\"prngen18\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\"><strong>Liabilities and Shareholders&#8217; Equity<\/strong><\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\"><strong>Liabilities<\/strong><\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen13\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">Deposits:<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen14\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">Noninterest bearing demand<br class=\"dnr\" \/>deposits<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">271,508<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">269,171<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">265,483<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">253,751<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">255,567<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen14\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">Savings and interest-bearing<br class=\"dnr\" \/>demand deposits<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">377,677<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">364,175<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">348,436<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">356,301<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">336,109<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen14\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">Time deposits<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen16\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">140,814<\/span><\/p>\n<\/td>\n<td class=\"prngen16\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen16\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">138,198<\/span><\/p>\n<\/td>\n<td class=\"prngen16\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen16\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">121,481<\/span><\/p>\n<\/td>\n<td class=\"prngen16\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen16\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">120,872<\/span><\/p>\n<\/td>\n<td class=\"prngen16\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen16\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">115,763<\/span><\/p>\n<\/td>\n<td class=\"prngen16\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prnsbt1 prnsbr1 prnvab prnsbb1 prnpl60 prnsbl1 prnpr6\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">Total deposits<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">789,999<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">771,544<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">735,400<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">730,924<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">707,439<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen13\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">Federal funds purchased<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">&mdash;<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">&mdash;<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">&mdash;<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">&mdash;<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">355<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen13\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">Federal Home Loan Bank advances<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">&mdash;<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">&mdash;<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">10,000<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">&mdash;<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">&mdash;<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen13\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">Other liabilities<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">9,079<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">9,450<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">11,390<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">9,838<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">9,739<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen13\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">Commitments and contingent liabilities<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen16\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">&mdash;<\/span><\/p>\n<\/td>\n<td class=\"prngen16\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen16\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">&mdash;<\/span><\/p>\n<\/td>\n<td class=\"prngen16\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen16\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">&mdash;<\/span><\/p>\n<\/td>\n<td class=\"prngen16\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen16\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">&mdash;<\/span><\/p>\n<\/td>\n<td class=\"prngen16\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen16\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">&mdash;<\/span><\/p>\n<\/td>\n<td class=\"prngen16\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen17\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">Total liabilities<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen16\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen16\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">799,078<\/span><\/p>\n<\/td>\n<td class=\"prngen16\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen16\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen16\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">780,994<\/span><\/p>\n<\/td>\n<td class=\"prngen16\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen16\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen16\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">756,790<\/span><\/p>\n<\/td>\n<td class=\"prngen16\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen16\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen16\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">740,762<\/span><\/p>\n<\/td>\n<td class=\"prngen16\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen16\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen16\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">717,533<\/span><\/p>\n<\/td>\n<td class=\"prngen16\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\"><strong>Shareholders&#8217; Equity<\/strong><\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen13\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">Preferred stock, $10 par value<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">&mdash;<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">&mdash;<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">&mdash;<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">&mdash;<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">&mdash;<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen13\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">Common stock, $2.50 par value<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">8,466<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">8,529<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">8,532<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">8,519<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">8,603<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen13\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">Surplus<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">10,578<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">11,406<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">11,472<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">11,183<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">12,116<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen13\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">Retained earnings<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">76,457<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">74,909<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">72,970<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">71,599<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">70,328<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen13\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">Accumulated other comprehensive<br class=\"dnr\" \/>income<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen16\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">4,298<\/span><\/p>\n<\/td>\n<td class=\"prngen16\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen16\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">1,482<\/span><\/p>\n<\/td>\n<td class=\"prngen16\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen16\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">1,655<\/span><\/p>\n<\/td>\n<td class=\"prngen16\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen16\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">1,441<\/span><\/p>\n<\/td>\n<td class=\"prngen16\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen16\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">137<\/span><\/p>\n<\/td>\n<td class=\"prngen16\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen17\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">Total shareholders&#8217; equity<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen16\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen16\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">99,799<\/span><\/p>\n<\/td>\n<td class=\"prngen16\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen16\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen16\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">96,326<\/span><\/p>\n<\/td>\n<td class=\"prngen16\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen16\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen16\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">94,629<\/span><\/p>\n<\/td>\n<td class=\"prngen16\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen16\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen16\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">92,742<\/span><\/p>\n<\/td>\n<td class=\"prngen16\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen16\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen16\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">91,184<\/span><\/p>\n<\/td>\n<td class=\"prngen16\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen17\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">Total liabilities and<br class=\"dnr\" \/>shareholders&#8217; equity<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen18\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen18\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">898,877<\/span><\/p>\n<\/td>\n<td class=\"prngen18\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen18\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen18\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">877,320<\/span><\/p>\n<\/td>\n<td class=\"prngen18\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen18\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen18\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">851,419<\/span><\/p>\n<\/td>\n<td class=\"prngen18\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen18\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen18\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">833,504<\/span><\/p>\n<\/td>\n<td class=\"prngen18\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen18\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen18\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">808,717<\/span><\/p>\n<\/td>\n<td class=\"prngen18\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<\/div>\n<\/div>\n<div>\n<div class=\"divOverflow\">\n<div class=\"table-responsive\">\n<table class=\"prntblns\" border=\"0\" cellspacing=\"0\" cellpadding=\"0\">\n<tbody>\n<tr>\n<td class=\"prngen2\" colspan=\"21\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\"><strong>EAGLE FINANCIAL SERVICES, INC.<\/strong><\/span><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen2\" colspan=\"21\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\"><strong>CONSOLIDATED STATEMENTS OF INCOME<\/strong><\/span><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen2\" colspan=\"21\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\"><em>(dollars in thousands)<\/em><\/span><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen2\" colspan=\"21\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">Unaudited<\/span><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen10\" colspan=\"21\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen4\" colspan=\"19\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\"><strong>Three&nbsp;Months&nbsp;Ended<\/strong><\/span><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen12\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen12\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen5\" colspan=\"3\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\"><strong>03\/31\/2020<\/strong><\/span><\/p>\n<\/td>\n<td class=\"prngen20\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen5\" colspan=\"3\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\"><strong>12\/31\/2019<\/strong><\/span><\/p>\n<\/td>\n<td class=\"prngen20\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen5\" colspan=\"3\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\"><strong>09\/30\/2019<\/strong><\/span><\/p>\n<\/td>\n<td class=\"prngen20\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen5\" colspan=\"3\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\"><strong>06\/30\/2019<\/strong><\/span><\/p>\n<\/td>\n<td class=\"prngen20\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen5\" colspan=\"3\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\"><strong>03\/31\/2019<\/strong><\/span><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\"><strong>Interest and Dividend Income<\/strong><\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen21\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">Interest and fees on loans<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">7,939<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">7,908<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">8,022<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">7,690<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">7,518<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen21\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">Interest on federal funds sold<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">1<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">1<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">1<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">1<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">1<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen21\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">Interest and dividends on securities available for sale:<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen14\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">Taxable interest income<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">895<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">794<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">750<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">760<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">785<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen14\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">Interest income exempt from federal income<br class=\"dnr\" \/>taxes<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">167<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">183<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">205<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">227<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">242<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen14\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">Dividends<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">19<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">21<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">16<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">16<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">16<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen21\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">Interest on deposits in banks<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">86<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">120<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">90<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">55<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen22\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">31<\/span><\/p>\n<\/td>\n<td class=\"prngen22\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen23\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">Total interest and dividend income<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen24\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen24\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">9,107<\/span><\/p>\n<\/td>\n<td class=\"prngen24\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen24\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen24\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">9,027<\/span><\/p>\n<\/td>\n<td class=\"prngen24\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen24\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen24\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">9,084<\/span><\/p>\n<\/td>\n<td class=\"prngen24\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen24\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen24\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">8,749<\/span><\/p>\n<\/td>\n<td class=\"prngen24\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen22\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen22\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">8,593<\/span><\/p>\n<\/td>\n<td class=\"prngen22\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\"><strong>Interest Expense<\/strong><\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen21\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">Interest on deposits<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">1,102<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">1,071<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">1,123<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">1,055<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">944<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen21\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">Interest on federal funds purchased<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">&mdash;<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">&mdash;<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">&mdash;<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">5<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">25<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen21\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">Interest on Federal Home Loan Bank advances<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">&mdash;<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">6<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">9<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">&mdash;<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen22\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">&mdash;<\/span><\/p>\n<\/td>\n<td class=\"prngen22\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen23\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">Total interest expense<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen25\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen25\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">1,102<\/span><\/p>\n<\/td>\n<td class=\"prngen25\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen25\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen25\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">1,077<\/span><\/p>\n<\/td>\n<td class=\"prngen25\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen25\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen25\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">1,132<\/span><\/p>\n<\/td>\n<td class=\"prngen25\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen25\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen25\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">1,060<\/span><\/p>\n<\/td>\n<td class=\"prngen25\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen22\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen22\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">969<\/span><\/p>\n<\/td>\n<td class=\"prngen22\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen23\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">Net interest income<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen24\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen24\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">8,005<\/span><\/p>\n<\/td>\n<td class=\"prngen24\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen24\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen24\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">7,950<\/span><\/p>\n<\/td>\n<td class=\"prngen24\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen24\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen24\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">7,952<\/span><\/p>\n<\/td>\n<td class=\"prngen24\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen24\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen24\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">7,689<\/span><\/p>\n<\/td>\n<td class=\"prngen24\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen22\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">7,624<\/span><\/p>\n<\/td>\n<td class=\"prngen22\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\"><strong>(Recovery of) Provision For Loan Losses<\/strong><\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">(97)<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">62<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">117<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">256<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen22\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">194<\/span><\/p>\n<\/td>\n<td class=\"prngen22\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen23\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">Net interest income after provision for<br class=\"dnr\" \/>loan losses<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen24\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen24\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">8,102<\/span><\/p>\n<\/td>\n<td class=\"prngen24\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen24\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen24\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">7,888<\/span><\/p>\n<\/td>\n<td class=\"prngen24\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen24\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen24\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">7,835<\/span><\/p>\n<\/td>\n<td class=\"prngen24\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen24\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen24\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">7,433<\/span><\/p>\n<\/td>\n<td class=\"prngen24\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen22\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen22\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">7,430<\/span><\/p>\n<\/td>\n<td class=\"prngen22\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\"><strong>Noninterest Income<\/strong><\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen21\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">Income from fiduciary activities<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">297<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">354<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">369<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">376<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">282<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen21\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">Service charges on deposit accounts<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">284<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">313<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">306<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">282<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">285<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen21\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">Other service charges and fees<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">1,104<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">1,165<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">1,466<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">1,191<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">1,071<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen21\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">Gain on the sale of bank premises and equipment<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">&mdash;<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">&mdash;<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">16<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">&mdash;<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">120<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen21\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">(Loss) on sales of AFS securities<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">&mdash;<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">&mdash;<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">(4)<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">&mdash;<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">(3)<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen21\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">Officer insurance income<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">&mdash;<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">(26)<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">(22)<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">&mdash;<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">&mdash;<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen21\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">Other operating income<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">5<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">12<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">88<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">29<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen22\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">89<\/span><\/p>\n<\/td>\n<td class=\"prngen22\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen23\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">Total noninterest income<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen24\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen24\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">1,690<\/span><\/p>\n<\/td>\n<td class=\"prngen24\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen24\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen24\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">1,818<\/span><\/p>\n<\/td>\n<td class=\"prngen24\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen24\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen24\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">2,219<\/span><\/p>\n<\/td>\n<td class=\"prngen24\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen24\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen24\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">1,878<\/span><\/p>\n<\/td>\n<td class=\"prngen24\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen22\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen22\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">1,844<\/span><\/p>\n<\/td>\n<td class=\"prngen22\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\"><strong>Noninterest Expenses<\/strong><\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen21\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">Salaries and employee benefits<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">4,088<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">3,489<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">4,120<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">3,874<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">3,542<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen21\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">Occupancy expenses<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">395<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">396<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">386<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">401<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">428<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen21\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">Equipment expenses<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">232<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">232<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">206<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">217<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">202<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen21\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">Advertising and marketing expenses<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">205<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">211<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">190<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">249<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">218<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen21\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">Stationery and supplies<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">32<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">57<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">49<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">37<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">29<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen21\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">ATM network fees<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">242<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">315<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">265<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">331<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">230<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen21\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">Other real estate owned expenses<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">2<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">24<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">51<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">&mdash;<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">&mdash;<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen21\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">(Gain)loss on the sale of other real estate owned<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">(132)<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">(4)<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">376<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">70<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">&mdash;<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen21\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">FDIC assessment<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">&mdash;<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">(36)<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">35<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">53<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">53<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen21\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">Computer software expense<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">120<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">125<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">114<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">110<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">110<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen21\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">Bank franchise tax<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">174<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">173<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">173<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">164<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">146<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen21\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">Professional fees<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">354<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">230<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">206<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">237<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">385<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen21\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">Data processing fees<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">481<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">369<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">363<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">303<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">240<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen21\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">Other operating expenses<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">682<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">729<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">877<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">778<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen22\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">648<\/span><\/p>\n<\/td>\n<td class=\"prngen22\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen23\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">Total noninterest expenses<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen24\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen24\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">6,875<\/span><\/p>\n<\/td>\n<td class=\"prngen24\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen24\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen24\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">6,310<\/span><\/p>\n<\/td>\n<td class=\"prngen24\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen24\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen24\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">7,411<\/span><\/p>\n<\/td>\n<td class=\"prngen24\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen24\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen24\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">6,824<\/span><\/p>\n<\/td>\n<td class=\"prngen24\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen22\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen22\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">6,231<\/span><\/p>\n<\/td>\n<td class=\"prngen22\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen23\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">Income before income taxes<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">2,917<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">3,396<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">2,643<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">2,487<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">3,043<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\"><strong>Income Tax Expense<\/strong><\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">476<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">565<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">412<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">361<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen22\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">472<\/span><\/p>\n<\/td>\n<td class=\"prngen22\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen23\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">Net income<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen26\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen26\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">2,441<\/span><\/p>\n<\/td>\n<td class=\"prngen26\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen26\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen26\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">2,831<\/span><\/p>\n<\/td>\n<td class=\"prngen26\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen26\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen26\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">2,231<\/span><\/p>\n<\/td>\n<td class=\"prngen26\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen26\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen26\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">2,126<\/span><\/p>\n<\/td>\n<td class=\"prngen26\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen27\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen27\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">2,571<\/span><\/p>\n<\/td>\n<td class=\"prngen27\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\"><strong>Earnings Per Share<\/strong><\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen21\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">Net income per common share, basic<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen27\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen27\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">0.71<\/span><\/p>\n<\/td>\n<td class=\"prngen27\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen27\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen27\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">0.83<\/span><\/p>\n<\/td>\n<td class=\"prngen27\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen27\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen27\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">0.65<\/span><\/p>\n<\/td>\n<td class=\"prngen27\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen27\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen27\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">0.62<\/span><\/p>\n<\/td>\n<td class=\"prngen27\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen27\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen27\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">0.74<\/span><\/p>\n<\/td>\n<td class=\"prngen27\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen21\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">Net income per common share, diluted<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen27\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen27\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">0.71<\/span><\/p>\n<\/td>\n<td class=\"prngen27\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen27\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen27\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">0.83<\/span><\/p>\n<\/td>\n<td class=\"prngen27\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen27\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen27\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">0.65<\/span><\/p>\n<\/td>\n<td class=\"prngen27\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen27\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen27\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">0.62<\/span><\/p>\n<\/td>\n<td class=\"prngen27\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen27\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen27\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">0.74<\/span><\/p>\n<\/td>\n<td class=\"prngen27\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<\/div>\n<\/div>\n<div>\n<div class=\"divOverflow\">\n<div class=\"table-responsive\">\n<table class=\"prntblns\" border=\"0\" cellspacing=\"0\" cellpadding=\"0\">\n<tbody>\n<tr>\n<td class=\"prngen8\" colspan=\"25\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\"><strong>EAGLE FINANCIAL SERVICES, INC.<\/strong><\/span><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen8\" colspan=\"25\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\"><strong>Average Balances, Income and Expenses, Yields and Rates<\/strong><\/span><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen8\" colspan=\"25\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\"><strong>(dollars in thousands)<\/strong><\/span><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen28\" colspan=\"25\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen29\" colspan=\"7\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\"><strong>March 31, 2020<\/strong><\/span><\/p>\n<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen29\" colspan=\"8\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\"><strong>December 31, 2019<\/strong><\/span><\/p>\n<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen29\" colspan=\"7\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\"><strong>March 31, 2019<\/strong><\/span><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen30\" colspan=\"2\">&nbsp;<\/td>\n<td class=\"prngen30\">&nbsp;<\/td>\n<td class=\"prngen31\" colspan=\"2\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\"><strong>Interest<\/strong><\/span><\/p>\n<\/td>\n<td class=\"prngen30\">&nbsp;<\/td>\n<td class=\"prngen30\">&nbsp;<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prnsbt1 prnrbrb0 prnvab prnsbb1 prntar prnpl6 prnsblb0 prnpr14\" colspan=\"2\">&nbsp;<\/td>\n<td class=\"prngen30\">&nbsp;<\/td>\n<td class=\"prngen31\" colspan=\"2\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\"><strong>Interest<\/strong><\/span><\/p>\n<\/td>\n<td class=\"prngen30\">&nbsp;<\/td>\n<td class=\"prngen30\" colspan=\"2\">&nbsp;<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen30\" colspan=\"2\">&nbsp;<\/td>\n<td class=\"prngen30\">&nbsp;<\/td>\n<td class=\"prngen31\" colspan=\"2\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\"><strong>Interest<\/strong><\/span><\/p>\n<\/td>\n<td class=\"prngen30\">&nbsp;<\/td>\n<td class=\"prngen30\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen33\" colspan=\"2\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\"><strong>Average<\/strong><\/span><\/p>\n<\/td>\n<td class=\"prngen34\">&nbsp;<\/td>\n<td class=\"prngen33\" colspan=\"2\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\"><strong>Income\/<\/strong><\/span><\/p>\n<\/td>\n<td class=\"prngen34\">&nbsp;<\/td>\n<td class=\"prngen33\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\"><strong>Average<\/strong><\/span><\/p>\n<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prnsbt1 prnrbrb0 prnvab prnsbb1 prntac prnpl6 prnsblb0 prnpr6\" colspan=\"2\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\"><strong>Average<\/strong><\/span><\/p>\n<\/td>\n<td class=\"prngen34\">&nbsp;<\/td>\n<td class=\"prngen33\" colspan=\"2\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\"><strong>Income\/<\/strong><\/span><\/p>\n<\/td>\n<td class=\"prngen34\">&nbsp;<\/td>\n<td class=\"prngen33\" colspan=\"2\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\"><strong>Average<\/strong><\/span><\/p>\n<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen33\" colspan=\"2\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\"><strong>Average<\/strong><\/span><\/p>\n<\/td>\n<td class=\"prngen34\">&nbsp;<\/td>\n<td class=\"prngen33\" colspan=\"2\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\"><strong>Income\/<\/strong><\/span><\/p>\n<\/td>\n<td class=\"prngen34\">&nbsp;<\/td>\n<td class=\"prngen33\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\"><strong>Average<\/strong><\/span><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\"><strong>Assets:<\/strong><\/span><\/p>\n<\/td>\n<td class=\"prngen11\" colspan=\"2\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\"><strong>Balance<\/strong><\/span><\/p>\n<\/td>\n<td class=\"prngen34\">&nbsp;<\/td>\n<td class=\"prngen11\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\"><strong>Expense<\/strong><\/span><\/p>\n<\/td>\n<td class=\"prngen34\">&nbsp;<\/td>\n<td class=\"prngen11\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\"><strong>Yield<\/strong><\/span><\/p>\n<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen11\" colspan=\"2\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\"><strong>Balance<\/strong><\/span><\/p>\n<\/td>\n<td class=\"prngen34\">&nbsp;<\/td>\n<td class=\"prngen11\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\"><strong>Expense<\/strong><\/span><\/p>\n<\/td>\n<td class=\"prngen34\">&nbsp;<\/td>\n<td class=\"prngen11\" colspan=\"2\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\"><strong>Yield<\/strong><\/span><\/p>\n<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen11\" colspan=\"2\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\"><strong>Balance<\/strong><\/span><\/p>\n<\/td>\n<td class=\"prngen34\">&nbsp;<\/td>\n<td class=\"prngen11\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\"><strong>Expense<\/strong><\/span><\/p>\n<\/td>\n<td class=\"prngen34\">&nbsp;<\/td>\n<td class=\"prngen11\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\"><strong>Yield<\/strong><\/span><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">Securities:<\/span><\/p>\n<\/td>\n<td class=\"prngen28\" colspan=\"2\">&nbsp;<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen28\" colspan=\"2\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen28\" colspan=\"2\">&nbsp;<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen28\" colspan=\"2\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen34\">&nbsp;<\/td>\n<td class=\"prngen28\" colspan=\"2\">&nbsp;<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen28\" colspan=\"2\">&nbsp;<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen28\" colspan=\"2\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Taxable<\/span><\/p>\n<\/td>\n<td class=\"prngen28\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen28\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">137,858<\/span><\/p>\n<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen28\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen28\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">914<\/span><\/p>\n<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen3\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">2.67%<\/span><\/p>\n<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen28\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen28\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">122,969<\/span><\/p>\n<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen28\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen28\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">815<\/span><\/p>\n<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"2\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">2.63%<\/span><\/p>\n<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen28\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen28\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">108,519<\/span><\/p>\n<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen28\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen28\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">801<\/span><\/p>\n<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen3\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">2.99%<\/span><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; &nbsp;&nbsp;&nbsp; Tax-Exempt (1)<\/span><\/p>\n<\/td>\n<td class=\"prngen28\" colspan=\"2\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">23,904<\/span><\/p>\n<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen28\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">211<\/span><\/p>\n<\/td>\n<td class=\"prngen34\">&nbsp;<\/td>\n<td class=\"prngen3\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">3.55%<\/span><\/p>\n<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen28\" colspan=\"2\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">26,272<\/span><\/p>\n<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen28\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">231<\/span><\/p>\n<\/td>\n<td class=\"prngen34\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"2\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">3.49%<\/span><\/p>\n<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen36\" colspan=\"2\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">35,554<\/span><\/p>\n<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen36\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">306<\/span><\/p>\n<\/td>\n<td class=\"prngen34\">&nbsp;<\/td>\n<td class=\"prngen3\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">3.50%<\/span><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Total Securities<\/span><\/p>\n<\/td>\n<td class=\"prngen37\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen37\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">161,762<\/span><\/p>\n<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen37\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen37\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">1,125<\/span><\/p>\n<\/td>\n<td class=\"prngen34\">&nbsp;<\/td>\n<td class=\"prngen3\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">2.80%<\/span><\/p>\n<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen37\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen37\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">149,241<\/span><\/p>\n<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen37\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen37\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">1,046<\/span><\/p>\n<\/td>\n<td class=\"prngen34\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"2\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">2.78%<\/span><\/p>\n<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen28\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen28\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">144,073<\/span><\/p>\n<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen28\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen28\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">1,107<\/span><\/p>\n<\/td>\n<td class=\"prngen34\">&nbsp;<\/td>\n<td class=\"prngen3\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">3.12%<\/span><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">Loans:<\/span><\/p>\n<\/td>\n<td class=\"prngen28\" colspan=\"2\">&nbsp;<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen28\" colspan=\"2\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen28\" colspan=\"2\">&nbsp;<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen28\" colspan=\"2\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen28\" colspan=\"2\">&nbsp;<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen28\" colspan=\"2\">&nbsp;<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen28\" colspan=\"2\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Taxable<\/span><\/p>\n<\/td>\n<td class=\"prngen28\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen28\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">645,380<\/span><\/p>\n<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen28\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen28\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">7,850<\/span><\/p>\n<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen3\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">4.89%<\/span><\/p>\n<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen28\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen28\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">627,842<\/span><\/p>\n<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen28\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen28\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">7,811<\/span><\/p>\n<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"2\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">4.94%<\/span><\/p>\n<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen28\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen28\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">593,870<\/span><\/p>\n<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen28\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen28\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">7,411<\/span><\/p>\n<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen3\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">5.06%<\/span><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Nonaccrual<\/span><\/p>\n<\/td>\n<td class=\"prngen28\" colspan=\"2\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">2,049<\/span><\/p>\n<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen28\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">&mdash;<\/span><\/p>\n<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen3\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">&mdash;%<\/span><\/p>\n<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen28\" colspan=\"2\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">1,857<\/span><\/p>\n<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen28\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">&mdash;<\/span><\/p>\n<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"2\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">&mdash;%<\/span><\/p>\n<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen28\" colspan=\"2\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">2,322<\/span><\/p>\n<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen28\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">&mdash;<\/span><\/p>\n<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen3\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">&mdash;%<\/span><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; &nbsp;Tax-Exempt (1)<\/span><\/p>\n<\/td>\n<td class=\"prngen36\" colspan=\"2\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">10,246<\/span><\/p>\n<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen36\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">113<\/span><\/p>\n<\/td>\n<td class=\"prngen34\">&nbsp;<\/td>\n<td class=\"prngen3\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">4.40%<\/span><\/p>\n<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen36\" colspan=\"2\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">10,983<\/span><\/p>\n<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen36\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">123<\/span><\/p>\n<\/td>\n<td class=\"prngen34\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"2\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">4.44%<\/span><\/p>\n<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen36\" colspan=\"2\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">12,141<\/span><\/p>\n<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen36\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">135<\/span><\/p>\n<\/td>\n<td class=\"prngen34\">&nbsp;<\/td>\n<td class=\"prngen3\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">4.51%<\/span><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Total Loans<\/span><\/p>\n<\/td>\n<td class=\"prngen28\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen28\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">657,675<\/span><\/p>\n<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen28\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen28\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">7,963<\/span><\/p>\n<\/td>\n<td class=\"prngen34\">&nbsp;<\/td>\n<td class=\"prngen3\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">4.87%<\/span><\/p>\n<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen28\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen28\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">640,682<\/span><\/p>\n<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen28\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen28\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">7,934<\/span><\/p>\n<\/td>\n<td class=\"prngen34\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"2\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">4.91%<\/span><\/p>\n<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen28\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen28\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">608,333<\/span><\/p>\n<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen28\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen28\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">7,546<\/span><\/p>\n<\/td>\n<td class=\"prngen34\">&nbsp;<\/td>\n<td class=\"prngen3\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">5.03%<\/span><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">Federal funds sold<\/span><\/p>\n<\/td>\n<td class=\"prngen28\" colspan=\"2\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">240<\/span><\/p>\n<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen28\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">1<\/span><\/p>\n<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen3\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">1.25%<\/span><\/p>\n<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen28\" colspan=\"2\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">237<\/span><\/p>\n<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen28\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">1<\/span><\/p>\n<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"2\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">1.67%<\/span><\/p>\n<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen28\" colspan=\"2\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">84<\/span><\/p>\n<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen28\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">1<\/span><\/p>\n<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen3\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">2.41%<\/span><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">Interest-bearing deposits in<br class=\"dnr\" \/>other banks<\/span><\/p>\n<\/td>\n<td class=\"prngen28\" colspan=\"2\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">23,520<\/span><\/p>\n<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen28\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">86<\/span><\/p>\n<\/td>\n<td class=\"prngen34\">&nbsp;<\/td>\n<td class=\"prngen3\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">1.47%<\/span><\/p>\n<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen28\" colspan=\"2\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">28,711<\/span><\/p>\n<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen28\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">120<\/span><\/p>\n<\/td>\n<td class=\"prngen34\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"2\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">1.66%<\/span><\/p>\n<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen36\" colspan=\"2\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">4,849<\/span><\/p>\n<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen36\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">31<\/span><\/p>\n<\/td>\n<td class=\"prngen34\">&nbsp;<\/td>\n<td class=\"prngen3\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">2.59%<\/span><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Total earning assets<\/span><\/p>\n<\/td>\n<td class=\"prngen37\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen37\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">841,148<\/span><\/p>\n<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen37\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen37\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">9,175<\/span><\/p>\n<\/td>\n<td class=\"prngen34\">&nbsp;<\/td>\n<td class=\"prngen3\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">4.39%<\/span><\/p>\n<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen37\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen37\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">817,014<\/span><\/p>\n<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen37\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen37\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">9,101<\/span><\/p>\n<\/td>\n<td class=\"prngen34\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"2\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">4.42%<\/span><\/p>\n<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen28\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen28\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">755,017<\/span><\/p>\n<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen28\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen28\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">8,685<\/span><\/p>\n<\/td>\n<td class=\"prngen34\">&nbsp;<\/td>\n<td class=\"prngen3\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">4.67%<\/span><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">Allowance for loan losses<\/span><\/p>\n<\/td>\n<td class=\"prngen38\" colspan=\"2\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">(5,422)<\/span><\/p>\n<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen28\" colspan=\"2\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen38\" colspan=\"2\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">(4,929)<\/span><\/p>\n<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen28\" colspan=\"2\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen28\" colspan=\"2\">&nbsp;<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen38\" colspan=\"2\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">(5,545)<\/span><\/p>\n<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen28\" colspan=\"2\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">Total non-earning assets<\/span><\/p>\n<\/td>\n<td class=\"prngen28\" colspan=\"2\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">52,804<\/span><\/p>\n<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen28\" colspan=\"2\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen28\" colspan=\"2\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">52,118<\/span><\/p>\n<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen28\" colspan=\"2\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen28\" colspan=\"2\">&nbsp;<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen28\" colspan=\"2\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">46,534<\/span><\/p>\n<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen28\" colspan=\"2\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">Total assets<\/span><\/p>\n<\/td>\n<td class=\"prngen39\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen39\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">888,530<\/span><\/p>\n<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen28\" colspan=\"2\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen39\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen39\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">864,203<\/span><\/p>\n<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen28\" colspan=\"2\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen28\" colspan=\"2\">&nbsp;<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen39\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen39\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">796,006<\/span><\/p>\n<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen28\" colspan=\"2\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen28\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen28\" colspan=\"2\">&nbsp;<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen28\" colspan=\"2\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen28\" colspan=\"2\">&nbsp;<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen28\" colspan=\"2\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen28\" colspan=\"2\">&nbsp;<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen28\" colspan=\"2\">&nbsp;<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen28\" colspan=\"2\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\"><strong>Liabilities and Shareholders&#8217;<br class=\"dnr\" \/>Equity:<\/strong><\/span><\/p>\n<\/td>\n<td class=\"prngen28\" colspan=\"2\">&nbsp;<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen28\" colspan=\"2\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen28\" colspan=\"2\">&nbsp;<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen28\" colspan=\"2\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen28\" colspan=\"2\">&nbsp;<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen28\" colspan=\"2\">&nbsp;<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen28\" colspan=\"2\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">Interest-bearing deposits:<\/span><\/p>\n<\/td>\n<td class=\"prngen28\" colspan=\"2\">&nbsp;<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen28\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen28\" colspan=\"2\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen28\" colspan=\"2\">&nbsp;<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen28\" colspan=\"2\">&nbsp;<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen28\" colspan=\"2\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; NOW accounts<\/span><\/p>\n<\/td>\n<td class=\"prngen28\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen28\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">100,540<\/span><\/p>\n<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen28\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$ &nbsp; &nbsp; &nbsp; 124<\/span><\/p>\n<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen3\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">0.50%<\/span><\/p>\n<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen28\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen28\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">94,053<\/span><\/p>\n<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen28\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen28\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">109<\/span><\/p>\n<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"2\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">0.46%<\/span><\/p>\n<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen28\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen28\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">87,579<\/span><\/p>\n<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen28\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen28\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">111<\/span><\/p>\n<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen3\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">0.52%<\/span><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Money market accounts<\/span><\/p>\n<\/td>\n<td class=\"prngen28\" colspan=\"2\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">164,478<\/span><\/p>\n<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen28\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">342<\/span><\/p>\n<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen3\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">0.84%<\/span><\/p>\n<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen28\" colspan=\"2\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">151,460<\/span><\/p>\n<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen28\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">350<\/span><\/p>\n<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"2\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">0.92%<\/span><\/p>\n<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen28\" colspan=\"2\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">140,737<\/span><\/p>\n<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen28\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">323<\/span><\/p>\n<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen3\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">0.93%<\/span><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Savings accounts<\/span><\/p>\n<\/td>\n<td class=\"prngen28\" colspan=\"2\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">109,116<\/span><\/p>\n<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen28\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">44<\/span><\/p>\n<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen3\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">0.16%<\/span><\/p>\n<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen28\" colspan=\"2\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">106,756<\/span><\/p>\n<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen28\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">49<\/span><\/p>\n<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"2\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">0.18%<\/span><\/p>\n<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen28\" colspan=\"2\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">103,806<\/span><\/p>\n<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen28\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">51<\/span><\/p>\n<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen3\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">0.20%<\/span><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">Time deposits:<\/span><\/p>\n<\/td>\n<td class=\"prngen28\" colspan=\"2\">&nbsp;<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen28\" colspan=\"2\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen28\" colspan=\"2\">&nbsp;<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen28\" colspan=\"2\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen28\" colspan=\"2\">&nbsp;<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen28\" colspan=\"2\">&nbsp;<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen28\" colspan=\"2\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; $250,000 and more<\/span><\/p>\n<\/td>\n<td class=\"prngen28\" colspan=\"2\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">77,181<\/span><\/p>\n<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen28\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">371<\/span><\/p>\n<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen3\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">1.93%<\/span><\/p>\n<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen28\" colspan=\"2\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">70,118<\/span><\/p>\n<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen28\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">346<\/span><\/p>\n<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"2\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">1.96%<\/span><\/p>\n<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen28\" colspan=\"2\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">51,768<\/span><\/p>\n<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen28\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">258<\/span><\/p>\n<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen3\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">2.02%<\/span><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Less than $250,000<\/span><\/p>\n<\/td>\n<td class=\"prngen36\" colspan=\"2\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">62,217<\/span><\/p>\n<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen36\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">221<\/span><\/p>\n<\/td>\n<td class=\"prngen34\">&nbsp;<\/td>\n<td class=\"prngen3\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">1.43%<\/span><\/p>\n<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen36\" colspan=\"2\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">60,020<\/span><\/p>\n<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen36\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">217<\/span><\/p>\n<\/td>\n<td class=\"prngen34\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"2\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">1.43%<\/span><\/p>\n<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen36\" colspan=\"2\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">63,727<\/span><\/p>\n<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen36\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">200<\/span><\/p>\n<\/td>\n<td class=\"prngen34\">&nbsp;<\/td>\n<td class=\"prngen3\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">1.27%<\/span><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Total interest-bearing&nbsp;<br class=\"dnr\" \/>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;deposits<\/span><\/p>\n<\/td>\n<td class=\"prngen28\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen28\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">513,532<\/span><\/p>\n<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen28\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen28\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">1,102<\/span><\/p>\n<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen3\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">0.86%<\/span><\/p>\n<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen28\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen28\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">482,407<\/span><\/p>\n<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen28\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen28\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">1,071<\/span><\/p>\n<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"2\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">0.88%<\/span><\/p>\n<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen28\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen28\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">447,617<\/span><\/p>\n<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen28\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen28\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">943<\/span><\/p>\n<\/td>\n<td class=\"prngen34\">&nbsp;<\/td>\n<td class=\"prngen3\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">0.85%<\/span><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">Federal funds purchased<\/span><\/p>\n<\/td>\n<td class=\"prngen28\" colspan=\"2\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">1<\/span><\/p>\n<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen28\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">&mdash;<\/span><\/p>\n<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen3\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">0.80%<\/span><\/p>\n<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen28\" colspan=\"2\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">1<\/span><\/p>\n<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen28\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">&mdash;<\/span><\/p>\n<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"2\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">2.38%<\/span><\/p>\n<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen28\" colspan=\"2\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">3,486<\/span><\/p>\n<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen28\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">26<\/span><\/p>\n<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen3\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">2.97%<\/span><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">Federal Home Loan Bank<br class=\"dnr\" \/>advances<\/span><\/p>\n<\/td>\n<td class=\"prngen28\" colspan=\"2\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">&mdash;<\/span><\/p>\n<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen28\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">&mdash;<\/span><\/p>\n<\/td>\n<td class=\"prngen34\">&nbsp;<\/td>\n<td class=\"prngen3\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">&mdash;%<\/span><\/p>\n<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen28\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">4,565<\/span><\/p>\n<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen28\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">6<\/span><\/p>\n<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"2\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">0.56%<\/span><\/p>\n<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen28\" colspan=\"2\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">&mdash;<\/span><\/p>\n<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen28\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">&mdash;<\/span><\/p>\n<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen3\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">&mdash;%<\/span><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Total interest-bearing&nbsp;<br class=\"dnr\" \/>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; liabilities<\/span><\/p>\n<\/td>\n<td class=\"prngen40\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen40\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">513,533<\/span><\/p>\n<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen40\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen40\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">1,102<\/span><\/p>\n<\/td>\n<td class=\"prngen34\">&nbsp;<\/td>\n<td class=\"prngen3\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">0.86%<\/span><\/p>\n<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen40\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen40\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">486,973<\/span><\/p>\n<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen40\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen40\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">1,077<\/span><\/p>\n<\/td>\n<td class=\"prngen34\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"2\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">0.88%<\/span><\/p>\n<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen40\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen40\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">451,103<\/span><\/p>\n<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen40\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen40\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">969<\/span><\/p>\n<\/td>\n<td class=\"prngen34\">&nbsp;<\/td>\n<td class=\"prngen3\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">0.87%<\/span><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">Noninterest-bearing liabilities:<\/span><\/p>\n<\/td>\n<td class=\"prngen28\" colspan=\"2\">&nbsp;<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen41\" colspan=\"2\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen41\">&nbsp;<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen28\" colspan=\"2\">&nbsp;<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen41\" colspan=\"2\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen41\">&nbsp;<\/td>\n<td class=\"prngen28\" colspan=\"2\">&nbsp;<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen28\" colspan=\"2\">&nbsp;<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen28\" colspan=\"2\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Demand deposits<\/span><\/p>\n<\/td>\n<td class=\"prngen28\" colspan=\"2\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">267,560<\/span><\/p>\n<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen28\" colspan=\"2\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen28\" colspan=\"2\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">270,531<\/span><\/p>\n<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen28\" colspan=\"2\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen28\" colspan=\"2\">&nbsp;<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen28\" colspan=\"2\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">248,699<\/span><\/p>\n<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen28\" colspan=\"2\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Other Liabilities<\/span><\/p>\n<\/td>\n<td class=\"prngen28\" colspan=\"2\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">9,485<\/span><\/p>\n<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen28\" colspan=\"2\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen28\" colspan=\"2\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">11,519<\/span><\/p>\n<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen28\" colspan=\"2\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen28\" colspan=\"2\">&nbsp;<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen36\" colspan=\"2\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">7,384<\/span><\/p>\n<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen28\" colspan=\"2\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Total liabilities<\/span><\/p>\n<\/td>\n<td class=\"prngen37\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen37\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">790,578<\/span><\/p>\n<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen28\" colspan=\"2\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen37\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen37\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">769,023<\/span><\/p>\n<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen28\" colspan=\"2\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen28\" colspan=\"2\">&nbsp;<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen28\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen28\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">707,186<\/span><\/p>\n<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen28\" colspan=\"2\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">Shareholders&#8217; equity<\/span><\/p>\n<\/td>\n<td class=\"prngen28\" colspan=\"2\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">97,952<\/span><\/p>\n<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen28\" colspan=\"2\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen28\" colspan=\"2\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">95,180<\/span><\/p>\n<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen28\" colspan=\"2\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen28\" colspan=\"2\">&nbsp;<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen28\" colspan=\"2\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">88,820<\/span><\/p>\n<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen28\" colspan=\"2\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">Total liabilities and<br class=\"dnr\" \/>shareholders&#8217; equity<\/span><\/p>\n<\/td>\n<td class=\"prngen39\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen39\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">888,530<\/span><\/p>\n<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen28\" colspan=\"2\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen39\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen39\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">864,203<\/span><\/p>\n<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen28\" colspan=\"2\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen28\" colspan=\"2\">&nbsp;<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen39\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen39\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">796,006<\/span><\/p>\n<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen28\" colspan=\"2\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen28\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen28\" colspan=\"2\">&nbsp;<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen28\" colspan=\"2\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen28\" colspan=\"2\">&nbsp;<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen28\" colspan=\"2\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen28\" colspan=\"2\">&nbsp;<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen28\" colspan=\"2\">&nbsp;<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen28\" colspan=\"2\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">Net interest income<\/span><\/p>\n<\/td>\n<td class=\"prngen28\" colspan=\"2\">&nbsp;<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen39\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen39\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">8,073<\/span><\/p>\n<\/td>\n<td class=\"prngen34\">&nbsp;<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen28\" colspan=\"2\">&nbsp;<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen39\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen39\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">8,024<\/span><\/p>\n<\/td>\n<td class=\"prngen34\">&nbsp;<\/td>\n<td class=\"prngen28\" colspan=\"2\">&nbsp;<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen28\" colspan=\"2\">&nbsp;<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen39\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen39\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">7,716<\/span><\/p>\n<\/td>\n<td class=\"prngen34\">&nbsp;<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen28\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen28\" colspan=\"2\">&nbsp;<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen28\" colspan=\"2\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen28\" colspan=\"2\">&nbsp;<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen28\" colspan=\"2\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen28\" colspan=\"2\">&nbsp;<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen28\" colspan=\"2\">&nbsp;<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen28\" colspan=\"2\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">Net interest spread<\/span><\/p>\n<\/td>\n<td class=\"prngen28\" colspan=\"2\">&nbsp;<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen28\" colspan=\"2\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen3\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">3.53%<\/span><\/p>\n<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen28\" colspan=\"2\">&nbsp;<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen28\" colspan=\"2\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"2\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">3.54%<\/span><\/p>\n<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen28\" colspan=\"2\">&nbsp;<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen28\" colspan=\"2\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen3\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">3.80%<\/span><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">Interest expense as a percent of<\/span><\/p>\n<\/td>\n<td class=\"prngen28\" colspan=\"2\">&nbsp;<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen28\" colspan=\"2\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen28\" colspan=\"2\">&nbsp;<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen28\" colspan=\"2\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen28\" colspan=\"2\">&nbsp;<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen28\" colspan=\"2\">&nbsp;<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen28\" colspan=\"2\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">average earning assets<\/span><\/p>\n<\/td>\n<td class=\"prngen28\" colspan=\"2\">&nbsp;<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen28\" colspan=\"2\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen3\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">0.53%<\/span><\/p>\n<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen28\" colspan=\"2\">&nbsp;<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen28\" colspan=\"2\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"2\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">0.52%<\/span><\/p>\n<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen28\" colspan=\"2\">&nbsp;<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen28\" colspan=\"2\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen3\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">0.52%<\/span><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">Net interest margin<\/span><\/p>\n<\/td>\n<td class=\"prngen28\" colspan=\"2\">&nbsp;<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen28\" colspan=\"2\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen3\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">3.86%<\/span><\/p>\n<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen28\" colspan=\"2\">&nbsp;<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen28\" colspan=\"2\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"2\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">3.90%<\/span><\/p>\n<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen28\" colspan=\"2\">&nbsp;<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen28\" colspan=\"2\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen28\">&nbsp;<\/td>\n<td class=\"prngen3\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">4.14%<\/span><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen28\" colspan=\"25\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen2\" colspan=\"25\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">(1)&nbsp; Income and yields are reported on tax-equivalent basis using a federal tax rate of 21%.<\/span><\/p>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<\/div>\n<\/div>\n<div>\n<div class=\"divOverflow\">\n<div class=\"table-responsive\">\n<table class=\"prntblns\" border=\"0\" cellspacing=\"0\" cellpadding=\"0\">\n<tbody>\n<tr>\n<td class=\"prngen2\" colspan=\"21\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\"><strong>EAGLE FINANCIAL SERVICES, INC.<\/strong><\/span><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen2\" colspan=\"21\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\"><strong>Reconciliation of Tax-Equivalent Net Interest Income<\/strong><\/span><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen2\" colspan=\"21\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\"><em>(dollars in thousands)<\/em><\/span><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen3\" colspan=\"21\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen4\" colspan=\"19\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\"><strong>Three Months Ended<\/strong><\/span><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen4\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen4\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen5\" colspan=\"3\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\"><strong>3\/31\/2020<\/strong><\/span><\/p>\n<\/td>\n<td class=\"prngen6\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen5\" colspan=\"3\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\"><strong>12\/31\/2019<\/strong><\/span><\/p>\n<\/td>\n<td class=\"prngen6\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen5\" colspan=\"3\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\"><strong>9\/30\/2019<\/strong><\/span><\/p>\n<\/td>\n<td class=\"prngen6\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen5\" colspan=\"3\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\"><strong>6\/30\/2019<\/strong><\/span><\/p>\n<\/td>\n<td class=\"prngen6\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen5\" colspan=\"3\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\"><strong>3\/31\/2019<\/strong><\/span><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\"><strong>GAAP Financial Measurements:<\/strong><\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen13\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">Interest Income &#8211; Loans<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">7,939<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">7,908<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">8,022<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">7,690<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">7,518<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen13\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">Interest Income &#8211; Securities and Other Interest-Earnings Assets<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">1,168<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">1,119<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">1,062<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">1,059<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">1,075<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen13\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">Interest Expense &#8211; Deposits<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">1,102<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">1,071<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">1,123<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">1,055<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">944<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen13\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">Interest Expense &#8211; Other Borrowings<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen16\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">&mdash;<\/span><\/p>\n<\/td>\n<td class=\"prngen16\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen16\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">6<\/span><\/p>\n<\/td>\n<td class=\"prngen16\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen16\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">9<\/span><\/p>\n<\/td>\n<td class=\"prngen16\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen16\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">5<\/span><\/p>\n<\/td>\n<td class=\"prngen16\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen16\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">25<\/span><\/p>\n<\/td>\n<td class=\"prngen16\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\"><strong>Total Net Interest Income<\/strong><\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">8,005<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">7,950<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">7,952<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">7,689<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">7,624<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\"><strong>Non-GAAP Financial Measurements:<\/strong><\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen2\" nowrap=\"nowrap\">\n<p class=\"prnml20 dnr\"><span class=\"prnews_span\">Add: Tax Benefit on Tax-Exempt Interest Income &#8211; Loans<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">24<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">26<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">28<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">28<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">28<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen2\" nowrap=\"nowrap\">\n<p class=\"prnml20 dnr\"><span class=\"prnews_span\">Add: Tax Benefit on Tax-Exempt Interest Income &#8211; Securities<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen16\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">44<\/span><\/p>\n<\/td>\n<td class=\"prngen16\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen16\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">48<\/span><\/p>\n<\/td>\n<td class=\"prngen16\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen16\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">54<\/span><\/p>\n<\/td>\n<td class=\"prngen16\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen16\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">60<\/span><\/p>\n<\/td>\n<td class=\"prngen16\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen16\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">64<\/span><\/p>\n<\/td>\n<td class=\"prngen16\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\"><strong>Total Tax Benefit on Tax-Exempt Interest Income<\/strong><\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen16\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">68<\/span><\/p>\n<\/td>\n<td class=\"prngen16\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen16\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen16\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">74<\/span><\/p>\n<\/td>\n<td class=\"prngen16\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen16\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen16\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">82<\/span><\/p>\n<\/td>\n<td class=\"prngen16\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen16\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen16\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">88<\/span><\/p>\n<\/td>\n<td class=\"prngen16\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen16\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen16\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">92<\/span><\/p>\n<\/td>\n<td class=\"prngen16\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\"><strong>Tax-Equivalent Net Interest Income<\/strong><\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen18\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen18\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">8,073<\/span><\/p>\n<\/td>\n<td class=\"prngen18\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen18\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen18\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">8,024<\/span><\/p>\n<\/td>\n<td class=\"prngen18\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen18\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen18\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">8,034<\/span><\/p>\n<\/td>\n<td class=\"prngen18\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen18\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen18\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">7,777<\/span><\/p>\n<\/td>\n<td class=\"prngen18\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen18\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen18\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">7,716<\/span><\/p>\n<\/td>\n<td class=\"prngen18\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<\/div>\n<\/div>\n<p class=\"tags\">\n<div><strong>See Campaign: <\/strong><a href=\"http:\/\/eagle.com\" target=\"_blank\">http:\/\/eagle.com<\/a><br \/><b>Contact Information:<\/b><br \/>eagle.com<\/p>\n<p><b>Tags:<\/b><br \/><a href=\"\"><\/a>, <a href=\"https:\/\/icrowdnewswire.com\/category\/news-category\/wire\/\" rel=\"category tag\">Wire<\/a>, <a href=\"https:\/\/icrowdnewswire.com\/category\/news-category\/wire-real-estate\/\" rel=\"category tag\">Wire Real Estate<\/a>, <a href=\"https:\/\/icrowdnewswire.com\/category\/global-regions\/united-states\/\" rel=\"category tag\">United States<\/a>, <a href=\"https:\/\/icrowdnewswire.com\/category\/language\/english\/\" rel=\"category tag\">English<\/a><\/p>\n<p><img loading=\"lazy\" decoding=\"async\" src=\"\" alt=\"image\" width=\"400\" height=\"300\" class=\"cwdfimg\" \/><\/div>\n<div>\n<h3>Contact Information:<\/h3>\n<p>eagle.com<\/p>\n<\/p><\/div>\n","protected":false},"excerpt":{"rendered":"<p>Eagle Financial Services, Inc. the holding company for Bank of&nbsp;Clarke County, whose divisions include Eagle Investment Group, reported continued strong performance for the first quarter of 2020. On&nbsp;April 22, 2020, the Board of Directors announced a quarterly common stock cash dividend of&nbsp;$0.26&nbsp;per common share, payable on&nbsp;May 18, 2020, to shareholders of record on&nbsp;May 4, 2020. &hellip; <a href=\"https:\/\/icrowdnewswire.com\/2020\/05\/04\/eagle-financial-services-inc-announces-2020-first-quarter-earnings\/\">Continue reading <span>Eagle Financial Services, Inc. Announces 2020 First Quarter Earnings<\/span><\/a> <a href=\"https:\/\/ipsnews.net\/business\/2020\/05\/04\/eagle-financial-services-inc-announces-2020-first-quarter-earnings\/\" class=\"more-link\">Continue Reading <span class=\"meta-nav\">&rarr;<\/span><\/a><\/p>\n","protected":false},"author":46,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[3,22,54,18],"tags":[],"class_list":["post-8874","post","type-post","status-publish","format-standard","hentry","category-english","category-united-states","category-wire","category-wire-real-estate"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v24.9 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Eagle Financial Services, Inc. Announces 2020 First Quarter Earnings - Business<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"http:\/\/ipsnews.net\/business\/2020\/05\/04\/eagle-financial-services-inc-announces-2020-first-quarter-earnings\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Eagle Financial Services, Inc. Announces 2020 First Quarter Earnings - Business\" \/>\n<meta property=\"og:description\" content=\"Eagle Financial Services, Inc. the holding company for Bank of&nbsp;Clarke County, whose divisions include Eagle Investment Group, reported continued strong performance for the first quarter of 2020. On&nbsp;April 22, 2020, the Board of Directors announced a quarterly common stock cash dividend of&nbsp;$0.26&nbsp;per common share, payable on&nbsp;May 18, 2020, to shareholders of record on&nbsp;May 4, 2020. &hellip; Continue reading Eagle Financial Services, Inc. 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