{"id":55029,"date":"2020-07-28T12:37:00","date_gmt":"2020-07-28T12:37:00","guid":{"rendered":"https:\/\/icrowdnewswire.com\/2020\/07\/28\/home-bancorp-inc-announces-2020-second-quarter-results-and-declares-quarterly-dividend\/"},"modified":"2020-07-28T12:37:00","modified_gmt":"2020-07-28T12:37:00","slug":"home-bancorp-inc-announces-2020-second-quarter-results-and-declares-quarterly-dividend","status":"publish","type":"post","link":"https:\/\/ipsnews.net\/business\/2020\/07\/28\/home-bancorp-inc-announces-2020-second-quarter-results-and-declares-quarterly-dividend\/","title":{"rendered":"Home Bancorp, Inc. Announces 2020 Second Quarter Results And Declares Quarterly Dividend"},"content":{"rendered":"<p><img loading=\"lazy\" decoding=\"async\" width=\"200\" height=\"38\" src=\"https:\/\/icrowdnewswire.com\/wp-content\/uploads\/2020\/07\/4000-1-57.jpg\" class=\"webfeedsFeaturedVisual wp-post-image\" alt=\"\" style=\"display: block; margin-bottom: 5px; clear:both;max-width: 100%;\" link_thumbnail=\"\" \/><\/p>\n<p>&nbsp;Home Bancorp, Inc., the parent company for Home Bank, N.A. (the &#8220;Bank&#8221;) (www.home24bank.com), reported financial results for the second quarter of 2020.&nbsp; For the quarter, the Company reported net income of&nbsp;<span class=\"xn-money\">$2.5 million<\/span>, or&nbsp;<span class=\"xn-money\">$0.29<\/span>&nbsp;per diluted common share (&#8220;diluted EPS&#8221;), compared to&nbsp;<span class=\"xn-money\">$1.9 million<\/span>, or&nbsp;<span class=\"xn-money\">$0.21<\/span>&nbsp;diluted EPS, for the first quarter of 2020.<\/p>\n<p>&#8220;While the long-term impact of COVID-19&#8217;s effect on our economy remains tremendously difficult to estimate,&#8221; said&nbsp;<span class=\"xn-person\">John W. Bordelon<\/span>, Chairman, President and Chief Executive Officer of the Company and the Bank, &#8220;I&#8217;ve admired how our customers have managed the short-term challenges they&#8217;ve faced.&nbsp; They have adjusted their operations in countless ways to ensure they continue to serve their clients as best they can. That said, the challenges they face are significant as the virus spreads and the economy continues to struggle.&#8221;<\/p>\n<p>&#8220;Just as the businesses we bank have stepped up to serve their clients, our bankers have done a wonderful job stepping up for our customers,&#8221; continued Bordelon. &#8220;Over the past several months, our employees have been reminded time and time again of the critical role we play in our communities.&nbsp; Despite the uncertain road before us, the spirit within our company has never been higher.&nbsp; We will rise to meet the challenges ahead.&nbsp; We will serve one another, our customers and communities like never before.&#8221;<\/p>\n<p><strong>COVID-19 Response<\/strong><\/p>\n<p>While banking operations have not been restrained by state and local government COVID-19 restrictions, we have adapted to protect our employees and customers by working remotely as much as possible, enhancing cleaning procedures, and enacting several other measures to reduce the risk of transmission of the virus.&nbsp;&nbsp;<\/p>\n<p>The Company has been active in providing Small Business Administration (&#8220;SBA&#8221;) Paycheck Protection Program (&#8220;PPP&#8221;) loans. Through&nbsp;<span class=\"xn-chron\">July 24, 2020<\/span>, we have funded or are currently in the process of funding approximately 2,970 loans totaling&nbsp;<span class=\"xn-money\">$260.2 million<\/span>&nbsp;under the PPP. At June&nbsp;30, 2020, the total recorded net investment in PPP loans was&nbsp;<span class=\"xn-money\">$249.6 million<\/span>.<\/p>\n<p>To give immediate financial support to our customers, the Company began providing principal and\/or interest payment relief options in March 2020.&nbsp; When we last reported the level of such deferrals in our first quarter Form 10-Q (as of&nbsp;<span class=\"xn-chron\">May 8, 2020<\/span>), the level of&nbsp; deferrals totaled&nbsp;&nbsp;<span class=\"xn-money\">$533.0 million<\/span>, or 27% of total loans. &nbsp;As of&nbsp;<span class=\"xn-chron\">July 24, 2020<\/span>, the level of deferrals has decreased to&nbsp;<span class=\"xn-money\">$357.2 million<\/span>, or 18% of total loans.<\/p>\n<p>&nbsp;<strong>Second Quarter 2020 Highlights<\/strong><\/p>\n<ul>\n<li>Loans grew by&nbsp;<span class=\"xn-money\">$226.8 million<\/span>&nbsp;on a linked-quarter basis due primarily to PPP loans;<\/li>\n<li>The provisions for loan losses and unfunded lending commitments totaled&nbsp;<span class=\"xn-money\">$7.0 million<\/span>&nbsp;in the aggregate during the second quarter, reflecting our assessment of the change in expected losses due primarily to the economic impact of the COVID-19 pandemic;<\/li>\n<li>The allowance for loan losses totaled&nbsp;<span class=\"xn-money\">$33.8 million<\/span>, or 1.72% of total loans, at&nbsp;<span class=\"xn-chron\">June 30, 2020<\/span>. The allowance for credit losses (&#8220;ACL&#8221;), which includes the allowance for unfunded lending commitments, totaled&nbsp;<span class=\"xn-money\">$37.5 million<\/span>, or 1.91% of total loans at&nbsp;<span class=\"xn-chron\">June 30, 2020<\/span>. Excluding PPP loans, the ratio of allowance for loan losses to total loans and the ratio for allowance for credit losses was 1.97% and 2.18%, respectively;<\/li>\n<li>Preliminary Tier 1 leverage capital and total risk-based capital ratios were 9.11% and 14.83% at&nbsp;<span class=\"xn-chron\">June 30, 2020<\/span>, compared to 10.84% and 14.88% at&nbsp;<span class=\"xn-chron\">March 31, 2020<\/span>;<\/li>\n<li>The net interest margin was 3.75% for the three months ended&nbsp;<span class=\"xn-chron\">June 30, 2020<\/span>, down 43 basis points from the first quarter of 2020. The net interest margin for the second quarter includes the impact of PPP loans and higher level of cash and cash equivalents during the quarter; and<\/li>\n<li>The average yield on total interest-bearing deposits was 0.78% in the second quarter of 2020, down 29 basis points from the first quarter of 2020.<\/li>\n<\/ul>\n<p><strong>Loans<\/strong><\/p>\n<p>Total loans grew by&nbsp;<span class=\"xn-money\">$226.8 million<\/span>, or 13%, from March&nbsp;31, 2020 to June&nbsp;30, 2020, due to PPP loans. Excluding PPP loans, loans decreased by&nbsp;<span class=\"xn-money\">$22.8 million<\/span>, or 1%, during the quarter.&nbsp; The following table summarizes the changes in the Company&#8217;s loan portfolio&nbsp;from March&nbsp;31, 2020 to June&nbsp;30, 2020.&nbsp;<\/p>\n<div>\n<div class=\"divOverflow\">\n<div class=\"table-responsive\">\n<table class=\"prntblns\" border=\"1\" cellspacing=\"0\" cellpadding=\"0\">\n<tbody>\n<tr>\n<td class=\"prngen2\">&nbsp;<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen4\" colspan=\"3\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\"><strong>June 30,<\/strong><\/span><\/p>\n<\/td>\n<td class=\"prngen5\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen4\" colspan=\"3\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\"><strong>March 31,<\/strong><\/span><\/p>\n<\/td>\n<td class=\"prngen5\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen4\" colspan=\"6\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\"><strong>Increase\/(Decrease)<\/strong><\/span><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen6\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\"><strong><em>(dollars in thousands)<\/em><\/strong><\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen8\" colspan=\"3\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\"><strong>2020<\/strong><\/span><\/p>\n<\/td>\n<td class=\"prngen8\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen9\" colspan=\"3\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\"><strong>2020<sup>(1)<\/sup><\/strong><\/span><\/p>\n<\/td>\n<td class=\"prngen8\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen9\" colspan=\"3\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\"><strong>Amount<\/strong><\/span><\/p>\n<\/td>\n<td class=\"prngen8\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen9\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\"><strong>Percent<\/strong><\/span><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen10\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\"><strong>Real estate loans:<\/strong><\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"2\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen6\">\n<p class=\"prnml10 dnr\"><span class=\"prnews_span\">One- to four-family first mortgage<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">431,999<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">447,718<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">(15,719)<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">(4)<\/span><\/p>\n<\/td>\n<td class=\"prngen6\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">%<\/span><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen6\">\n<p class=\"prnml10 dnr\"><span class=\"prnews_span\">Home equity loans and lines<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">72,956<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">78,011<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">(5,055)<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">(6)<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen6\">\n<p class=\"prnml10 dnr\"><span class=\"prnews_span\">Commercial real estate<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">689,942<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">691,358<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">(1,416)<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">&mdash;<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen6\">\n<p class=\"prnml10 dnr\"><span class=\"prnews_span\">Construction and land<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">203,592<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">205,542<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">(1,950)<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">(1)<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen6\">\n<p class=\"prnml10 dnr\"><span class=\"prnews_span\">Multi-family residential<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">81,635<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">74,982<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">6,653<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">9<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen6\">\n<p class=\"prnml20 dnr\"><span class=\"prnews_span\">Total real estate loans<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">1,480,124<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">1,497,611<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen12\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">(17,487)<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen12\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">(1)<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen6\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\"><strong>Other loans:<\/strong><\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"2\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen6\">\n<p class=\"prnml10 dnr\"><span class=\"prnews_span\">Commercial and industrial<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">444,728<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">198,261<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">246,467<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">124<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen6\">\n<p class=\"prnml10 dnr\"><span class=\"prnews_span\">Consumer<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">41,073<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">43,270<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">(2,197)<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">(5)<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen6\">\n<p class=\"prnml20 dnr\"><span class=\"prnews_span\">Total other loans<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">485,801<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">241,531<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">244,270<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">101<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen6\">\n<p class=\"prnml30 dnr\"><span class=\"prnews_span\">Total loans<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">1,965,925<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">1,739,142<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">226,783<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen12\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">13<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">%<\/span><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen13\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen14\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen14\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen14\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen14\" colspan=\"2\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<\/div>\n<\/div>\n<div>\n<div class=\"divOverflow\">\n<div class=\"table-responsive\">\n<table id=\"convertedTable582e\" class=\"prntblns\" border=\"1\" cellspacing=\"0\" cellpadding=\"0\">\n<tbody>\n<tr>\n<td class=\"prngen15\">&nbsp;<\/td>\n<td class=\"prngen15\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen16\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">(1)<\/span><\/p>\n<\/td>\n<td class=\"prngen16\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">Certain reclassifications have been made to prior period balances to conform to the current period presentation.<\/span><\/p>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<\/div>\n<\/div>\n<p>At June&nbsp;30, 2020, the total recorded investment in PPP loans was&nbsp;<span class=\"xn-money\">$249.6 million<\/span>. This amount is net of&nbsp;<span class=\"xn-money\">$8.5 million<\/span>&nbsp;in deferred lender fees, which will be amortized into interest income over the life of the loans (on a contractual basis, approximately 2 years on average).<\/p>\n<p><strong>Credit Quality and Allowance for Credit Losses<\/strong><\/p>\n<p>Nonperforming assets (&#8220;NPAs&#8221;) totaled&nbsp;<span class=\"xn-money\">$28.0 million<\/span>, or 1.06% of total assets, and&nbsp;<span class=\"xn-money\">$29.5 million<\/span>, or 1.31% of total assets, at June&nbsp;30, 2020 and March&nbsp;31, 2020, respectively. The Company recorded net loan charge-offs of&nbsp;<span class=\"xn-money\">$1.1 million<\/span>&nbsp;during the second quarter of 2020, compared to net loan charge-offs of&nbsp;<span class=\"xn-money\">$268,000<\/span>&nbsp;for the first quarter of 2020. The increase in net loan charge-offs during the second quarter was primarily due to&nbsp;<span class=\"xn-money\">$658,000<\/span>&nbsp;in charge-offs related to an acquired farm loan relationship and&nbsp;<span class=\"xn-money\">$385,000<\/span>&nbsp;in charge-offs related to an acquired energy loan relationship. Both relationships were classified as substandard prior to the COVID-19 crisis.<\/p>\n<p>Beginning in&nbsp;<span class=\"xn-chron\">March 2020<\/span>, in response to the economic challenges brought on by the COVID-19 crisis, we began offering our borrowers payment relief options primarily in the form of deferrals of principal and\/or interest payments for an initial term of up to three months.&nbsp; When we last reported the level of such deferrals in our first quarter Form 10-Q (as of&nbsp;<span class=\"xn-chron\">May 8<\/span>), the level of&nbsp; deferrals totaled&nbsp;&nbsp;<span class=\"xn-money\">$533.0 million<\/span>, or 27% of total loans. &nbsp;As of&nbsp;<span class=\"xn-chron\">July 24, 2020<\/span>&nbsp;the level of deferrals has decreased to&nbsp;<span class=\"xn-money\">$357.2 million<\/span>, or 18% of total loans.<\/p>\n<p>The provision for loan losses for the second quarter of 2020 totaled&nbsp;<span class=\"xn-money\">$6.5 million<\/span>, up&nbsp;<span class=\"xn-money\">$214,000<\/span>&nbsp;from the first quarter of 2020. The second quarter provision for loan losses reflects our assessment of the change in expected losses due primarily to the current and anticipated economic impact of the COVID-19 pandemic. Changes in expected losses consider various factors including the changing economic activity, potential mitigating effects of governmental stimulus, the duration of the health crisis, customer specific information impacting changes in risk ratings, projected delinquencies and the impact of industry-wide loan modification efforts, among other factors.<\/p>\n<p>The following table provides a summary of the loan portfolio at June&nbsp;30, 2020, stratified by certain selected industry segments, and related reserve builds during the six months ended June&nbsp;30, 2020. We have separately identified certain information regarding PPP loans which, due to the existence of full repayment guarantees from the SBA as well as the likelihood that the vast majority of such loans will be forgiven, we believe entail minimal credit risk to the Company.<\/p>\n<div>\n<div class=\"divOverflow\">\n<div class=\"table-responsive\">\n<table class=\"prntblns\" border=\"1\" cellspacing=\"0\" cellpadding=\"0\">\n<tbody>\n<tr>\n<td class=\"prngen2\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen4\" colspan=\"3\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\"><strong>Total Loans<\/strong><\/span><\/p>\n<\/td>\n<td class=\"prngen5\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen4\" colspan=\"3\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\"><strong>PPP Loans<\/strong><\/span><\/p>\n<\/td>\n<td class=\"prngen8\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen4\" colspan=\"7\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\"><strong>Reserve Builds<sup>(1)&nbsp;<\/sup>for the<\/strong><\/span><\/p>\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\"><strong>Quarters Ended<\/strong><\/span><\/p>\n<\/td>\n<td class=\"prngen8\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen4\" colspan=\"3\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\"><strong>Total ACL<\/strong><\/span><\/p>\n<\/td>\n<td class=\"prngen5\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen4\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\"><strong>ACL to<br class=\"dnr\" \/>Total Loans<\/strong><\/span><\/p>\n<\/td>\n<td class=\"prngen5\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen4\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\"><strong>ACL to<\/strong><br class=\"dnr\" \/><strong>Total Non-PPP<br class=\"dnr\" \/>Loans<\/strong><\/span><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen6\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\"><strong><em>(dollars in thousands)<\/em><\/strong><\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen9\" colspan=\"3\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\"><strong>June 30, 2020<\/strong><\/span><\/p>\n<\/td>\n<td class=\"prngen8\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen9\" colspan=\"3\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\"><strong>June 30, 2020<\/strong><\/span><\/p>\n<\/td>\n<td class=\"prngen8\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen9\" colspan=\"3\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\"><strong>March 31, 2020<\/strong><\/span><\/p>\n<\/td>\n<td class=\"prngen8\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen9\" colspan=\"3\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\"><strong>June 30, 2020<\/strong><\/span><\/p>\n<\/td>\n<td class=\"prngen8\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen9\" colspan=\"3\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\"><strong>June 30, 2020<\/strong><\/span><\/p>\n<\/td>\n<td class=\"prngen8\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen9\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\"><strong>June 30, 2020<\/strong><\/span><\/p>\n<\/td>\n<td class=\"prngen8\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen9\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\"><strong>June 30, 2020<\/strong><\/span><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen2\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"2\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"2\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen6\">\n<p class=\"prnml8 dnr\"><span class=\"prnews_span\">Retail CRE<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">191,761<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">&mdash;<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">744<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">4,380<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">7,108<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">3.71<\/span><\/p>\n<\/td>\n<td class=\"prngen6\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">%<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">3.71<\/span><\/p>\n<\/td>\n<td class=\"prngen6\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">%<\/span><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen6\">\n<p class=\"prnml8 dnr\"><span class=\"prnews_span\">Hotels and short-term rentals<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">90,137<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">3,979<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">1,885<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">1,517<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">4,313<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">4.78<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">5.01<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen6\">\n<p class=\"prnml8 dnr\"><span class=\"prnews_span\">Restaurants and bars<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">95,352<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">30,865<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">545<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">1,382<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">2,601<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">2.73<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">4.03<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen6\">\n<p class=\"prnml8 dnr\"><span class=\"prnews_span\">Energy<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">29,225<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">&mdash;<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">1,204<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">(101)<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">1,614<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">5.52<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">5.52<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen6\">\n<p class=\"prnml8 dnr\"><span class=\"prnews_span\">Credit cards<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">3,831<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">&mdash;<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">327<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">(32)<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">383<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">10.00<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">10.00<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen6\">\n<p class=\"prnml8 dnr\"><span class=\"prnews_span\">Other loans<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">1,555,619<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">214,779<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">1,284<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">(1,813)<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">17,804<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">1.14<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">1.33<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen6\">\n<p class=\"prnml20 dnr\"><span class=\"prnews_span\">Total<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">1,965,925<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">249,623<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">5,989<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">5,333<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">33,823<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen12\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">1.72<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">%<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen12\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">1.97<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">%<\/span><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen17\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"2\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"2\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen6\">\n<p class=\"prnml8 dnr\"><span class=\"prnews_span\">Unfunded lending commitments<sup>(2)<\/sup><\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">&mdash;<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">&mdash;<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">729<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">543<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">3,637<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">&mdash;<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">&mdash;<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen6\">\n<p class=\"prnml40 dnr\"><span class=\"prnews_span\">Total<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">1,965,925<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">249,623<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">6,718<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">5,876<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">37,460<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen12\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">1.91<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">%<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen12\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">2.18<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">%<\/span><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen13\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen14\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen14\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen14\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen14\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen14\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen14\" colspan=\"2\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen14\" colspan=\"2\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<\/div>\n<\/div>\n<div>\n<div class=\"divOverflow\">\n<div class=\"table-responsive\">\n<table id=\"convertedTablec5c8\" class=\"prntblns\" border=\"1\" cellspacing=\"0\" cellpadding=\"0\">\n<tbody>\n<tr>\n<td class=\"prngen15\">&nbsp;<\/td>\n<td class=\"prngen15\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen16\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">(1)<\/span><\/p>\n<\/td>\n<td class=\"prngen16\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">&#8220;Reserve build&#8221; represents the amount by which the provisions for credit&nbsp; losses on loans and unfunded lending commitments exceed net loan charge-offs. For the quarters ended June&nbsp;30, 2020 and March&nbsp;31, 2020, the provision for credit losses totaled $7.0 million, and net loan charge-offs were $1.1 million and $268,000, respectively.<\/span><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen16\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">(2)<\/span><\/p>\n<\/td>\n<td class=\"prngen16\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">At June&nbsp;30, 2020, the allowance of $3.6 million related to unfunded lending commitments of $336.3 million. The ACL on unfunded lending commitments is recorded within accrued interest payable and other liabilities on the Consolidated Statements of Financial Condition.<\/span><\/p>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<\/div>\n<\/div>\n<p><strong>Investment Securities<\/strong><\/p>\n<p>The following table summarizes the composition of the Company&#8217;s investment securities portfolio at June&nbsp;30, 2020.<\/p>\n<div>\n<div class=\"divOverflow\">\n<div class=\"table-responsive\">\n<table class=\"prntblns\" border=\"1\" cellspacing=\"0\" cellpadding=\"0\">\n<tbody>\n<tr>\n<td class=\"prngen18\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\"><strong><em>(dollars in thousands)<\/em><\/strong><\/span><\/p>\n<\/td>\n<td class=\"prngen12\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen4\" colspan=\"3\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\"><strong>Recorded<br class=\"dnr\" \/>Investment<\/strong><\/span><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen18\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\"><strong>Available-for-sale<\/strong><\/span><\/p>\n<\/td>\n<td class=\"prngen12\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen12\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen19\" nowrap=\"nowrap\">\n<p class=\"prnml10 dnr\"><span class=\"prnews_span\">U.S. agency mortgage-backed<\/span><\/p>\n<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">115,743<\/span><\/p>\n<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen19\" nowrap=\"nowrap\">\n<p class=\"prnml10 dnr\"><span class=\"prnews_span\">Collateralized mortgage obligations<\/span><\/p>\n<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">117,643<\/span><\/p>\n<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen19\" nowrap=\"nowrap\">\n<p class=\"prnml10 dnr\"><span class=\"prnews_span\">Municipal bonds<\/span><\/p>\n<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">15,099<\/span><\/p>\n<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen19\" nowrap=\"nowrap\">\n<p class=\"prnml10 dnr\"><span class=\"prnews_span\">U.S. government agency<\/span><\/p>\n<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">6,532<\/span><\/p>\n<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen19\" nowrap=\"nowrap\">\n<p class=\"prnml10 dnr\"><span class=\"prnews_span\">Corporate bonds<\/span><\/p>\n<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">1,905<\/span><\/p>\n<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen19\" nowrap=\"nowrap\">\n<p class=\"prnml20 dnr\"><span class=\"prnews_span\">Total available-for-sale<\/span><\/p>\n<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen12\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">256,922<\/span><\/p>\n<\/td>\n<td class=\"prngen12\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen19\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\"><strong>Held to Maturity<\/strong><\/span><\/p>\n<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen12\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen19\" nowrap=\"nowrap\">\n<p class=\"prnml10 dnr\"><span class=\"prnews_span\">Municipal Bonds<\/span><\/p>\n<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">4,333<\/span><\/p>\n<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen19\" nowrap=\"nowrap\">\n<p class=\"prnml30 dnr\"><span class=\"prnews_span\">Total investment securities<\/span><\/p>\n<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen20\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen20\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">261,255<\/span><\/p>\n<\/td>\n<td class=\"prngen20\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<\/div>\n<\/div>\n<p>Securities available-for-sale (&#8220;AFS&#8221;) made up 98% of total investment securities and net unrealized gains on AFS securities totaled&nbsp;<span class=\"xn-money\">$6.7 million<\/span>&nbsp;at June&nbsp;30, 2020.<\/p>\n<p><strong>Deposits<\/strong><\/p>\n<p>Total deposits increased&nbsp;<span class=\"xn-money\">$409.2 million<\/span>, or 22.0%, from March&nbsp;31, 2020 to&nbsp;<span class=\"xn-money\">$2.3 billion<\/span>&nbsp;at June&nbsp;30, 2020. Customers who received PPP loans increased their deposit balances by a net of&nbsp;<span class=\"xn-money\">$210.2 million<\/span>&nbsp;during the second quarter of 2020.&nbsp; The following table summarizes the changes in the Company&#8217;s deposits from March&nbsp;31, 2020 to June&nbsp;30, 2020.<\/p>\n<div>\n<div class=\"divOverflow\">\n<div class=\"table-responsive\">\n<table class=\"prntblns\" border=\"1\" cellspacing=\"0\" cellpadding=\"0\">\n<tbody>\n<tr>\n<td class=\"prngen2\">&nbsp;<\/td>\n<td class=\"prngen4\" colspan=\"3\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\"><strong>June 30,<\/strong><\/span><\/p>\n<\/td>\n<td class=\"prngen5\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen4\" colspan=\"3\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\"><strong>March 31,<\/strong><\/span><\/p>\n<\/td>\n<td class=\"prngen5\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen4\" colspan=\"6\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\"><strong>Increase\/(Decrease)<\/strong><\/span><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen6\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\"><strong><em>(dollars in thousands)<\/em><\/strong><\/span><\/p>\n<\/td>\n<td class=\"prngen8\" colspan=\"3\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\"><strong>2020<\/strong><\/span><\/p>\n<\/td>\n<td class=\"prngen8\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen8\" colspan=\"3\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\"><strong>2020<\/strong><\/span><\/p>\n<\/td>\n<td class=\"prngen8\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen9\" colspan=\"3\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\"><strong>Amount<\/strong><\/span><\/p>\n<\/td>\n<td class=\"prngen8\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen9\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\"><strong>Percent<\/strong><\/span><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen10\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">Demand deposits<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">647,789<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">455,512<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">192,277<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen12\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">42<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">%<\/span><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen6\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">Savings<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">237,168<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">206,597<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">30,571<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">15<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen6\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">Money market<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">305,668<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">266,519<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">39,149<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">15<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen6\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">NOW<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">688,336<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">536,643<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">151,693<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">28<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen6\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">Certificates of deposit<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">387,743<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">392,230<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">(4,487)<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">(1)<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen6\">\n<p class=\"prnml10 dnr\"><span class=\"prnews_span\">Total deposits<\/span><\/p>\n<\/td>\n<td class=\"prngen21\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen21\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">2,266,704<\/span><\/p>\n<\/td>\n<td class=\"prngen21\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen21\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen21\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">1,857,501<\/span><\/p>\n<\/td>\n<td class=\"prngen21\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen21\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen21\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">409,203<\/span><\/p>\n<\/td>\n<td class=\"prngen21\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen20\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">22<\/span><\/p>\n<\/td>\n<td class=\"prngen22\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">%<\/span><\/p>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<\/div>\n<\/div>\n<p>The average rate on interest-bearing deposits decreased 29 basis points from 1.07% for the first quarter of 2020 to 0.78% for the second quarter of 2020. At June&nbsp;30, 2020, certificates of deposit maturing within the next 12 months totaled&nbsp;&nbsp;<span class=\"xn-money\">$291.0 million<\/span>.<\/p>\n<p><strong>Net Interest Income<\/strong><\/p>\n<p>The net interest margin (&#8220;NIM&#8221;) decreased 43 basis points from 4.18% for the first quarter of 2020 to 3.75% for the second quarter of 2020 primarily due to a decrease in the yield on interest-earning assets, which was down 66 basis points from the first quarter of 2020. Outstanding PPP loans negatively impacted the average loan yield by 23 basis points and the NIM by 7 basis points during the second quarter. During the second quarter of 2020,&nbsp;<span class=\"xn-money\">$882,000<\/span>&nbsp;of PPP lender fees were recognized in loan interest income. The remaining balance of&nbsp;<span class=\"xn-money\">$8.5 million<\/span>&nbsp;in deferred lender fees will be amortized into interest income over the life of the PPP loans.&nbsp; A&nbsp;<span class=\"xn-money\">$170.2 million<\/span>, or 265%, increase in cash and cash equivalents at&nbsp;<span class=\"xn-chron\">June 30, 2020<\/span>&nbsp;compared to&nbsp;<span class=\"xn-chron\">March 31, 2020<\/span>, resulted in higher average other interest-earning assets due primarily to the growth in deposits.&nbsp; The increase in cash and cash equivalents negatively impacted the average yield on total interest-earning assets and the NIM by 30 and 26 basis points, respectively.<\/p>\n<p>Loan accretion income from acquired loans totaled&nbsp;<span class=\"xn-money\">$746,000<\/span>&nbsp;during the second quarter of 2020, down&nbsp;<span class=\"xn-money\">$64,000<\/span>&nbsp;from&nbsp;<span class=\"xn-money\">$810,000<\/span>&nbsp;for the first quarter of 2020. At June&nbsp;30, 2020, variable rate loans totaled&nbsp;<span class=\"xn-money\">$453.6 million<\/span>, or 23% of total loans.<\/p>\n<p>The following table summarizes the Company&#8217;s average volume and rate of its interest-earning assets and interest-bearing liabilities for the periods indicated.&nbsp; Taxable equivalent (&#8220;TE&#8221;) yields on investment securities have been calculated using a marginal tax rate of 21%.<\/p>\n<div>\n<div class=\"divOverflow\">\n<div class=\"table-responsive\">\n<table class=\"prntblns\" border=\"1\" cellspacing=\"0\" cellpadding=\"0\">\n<tbody>\n<tr>\n<td class=\"prngen10\">&nbsp;<\/td>\n<td class=\"prngen4\" colspan=\"19\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\"><strong>For the Three Months Ended<\/strong><\/span><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen9\">&nbsp;<\/td>\n<td class=\"prngen9\" colspan=\"9\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\"><strong>June 30, 2020<\/strong><\/span><\/p>\n<\/td>\n<td class=\"prngen9\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen9\" colspan=\"9\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\"><strong>March 31, 2020<\/strong><\/span><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen6\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\"><strong><em>(dollars in thousands)<\/em><\/strong><\/span><\/p>\n<\/td>\n<td class=\"prngen9\" colspan=\"3\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\"><strong>Average<br class=\"dnr\" \/>Balance<\/strong><\/span><\/p>\n<\/td>\n<td class=\"prngen9\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen9\" colspan=\"3\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\"><strong>Interest<\/strong><\/span><\/p>\n<\/td>\n<td class=\"prngen9\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\"><strong>Average<br class=\"dnr\" \/>Yield\/ Rate<\/strong><\/span><\/p>\n<\/td>\n<td class=\"prngen9\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen9\" colspan=\"3\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\"><strong>Average<br class=\"dnr\" \/>Balance<\/strong><\/span><\/p>\n<\/td>\n<td class=\"prngen9\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen9\" colspan=\"3\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\"><strong>Interest<\/strong><\/span><\/p>\n<\/td>\n<td class=\"prngen9\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\"><strong>Average<br class=\"dnr\" \/>Yield\/ Rate<\/strong><\/span><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen10\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\"><strong>Interest-earning assets:<\/strong><\/span><\/p>\n<\/td>\n<td class=\"prngen12\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen12\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen12\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen12\" colspan=\"2\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen12\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen12\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen12\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen12\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen12\" colspan=\"2\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen6\">\n<p class=\"prnml10 dnr\"><span class=\"prnews_span\">Loans receivable<\/span><\/p>\n<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">1,934,627<\/span><\/p>\n<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">24,371<\/span><\/p>\n<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">5.00<\/span><\/p>\n<\/td>\n<td class=\"prngen6\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">%<\/span><\/p>\n<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">1,735,224<\/span><\/p>\n<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">23,699<\/span><\/p>\n<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">5.43<\/span><\/p>\n<\/td>\n<td class=\"prngen6\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">%<\/span><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen6\">\n<p class=\"prnml10 dnr\"><span class=\"prnews_span\">Investment securities<sup>&nbsp;(TE)<\/sup><\/span><\/p>\n<\/td>\n<td class=\"prngen11\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">256,069<\/span><\/p>\n<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">1,182<\/span><\/p>\n<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">1.88<\/span><\/p>\n<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">263,040<\/span><\/p>\n<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">1,412<\/span><\/p>\n<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">2.19<\/span><\/p>\n<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen6\">\n<p class=\"prnml10 dnr\"><span class=\"prnews_span\">Other interest-earning assets<\/span><\/p>\n<\/td>\n<td class=\"prngen11\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">186,127<\/span><\/p>\n<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">117<\/span><\/p>\n<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">0.25<\/span><\/p>\n<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">28,002<\/span><\/p>\n<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">138<\/span><\/p>\n<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">1.99<\/span><\/p>\n<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen6\">\n<p class=\"prnml40 dnr\"><span class=\"prnews_span\">Total interest-earning assets<\/span><\/p>\n<\/td>\n<td class=\"prngen12\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen12\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">2,376,823<\/span><\/p>\n<\/td>\n<td class=\"prngen12\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen12\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen12\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">25,670<\/span><\/p>\n<\/td>\n<td class=\"prngen12\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">4.30<\/span><\/p>\n<\/td>\n<td class=\"prngen6\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">%<\/span><\/p>\n<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen12\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen12\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">2,026,266<\/span><\/p>\n<\/td>\n<td class=\"prngen12\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen12\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen12\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">25,249<\/span><\/p>\n<\/td>\n<td class=\"prngen12\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">4.96<\/span><\/p>\n<\/td>\n<td class=\"prngen6\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">%<\/span><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen6\">&nbsp;<\/td>\n<td class=\"prngen23\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen23\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" colspan=\"2\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen23\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen23\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" colspan=\"2\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen6\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\"><strong>Interest-bearing liabilities:<\/strong><\/span><\/p>\n<\/td>\n<td class=\"prngen11\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" colspan=\"2\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" colspan=\"2\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen6\">\n<p class=\"prnml10 dnr\"><span class=\"prnews_span\">Deposits:<\/span><\/p>\n<\/td>\n<td class=\"prngen11\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" colspan=\"2\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" colspan=\"2\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen6\">\n<p class=\"prnml30 dnr\"><span class=\"prnews_span\">Savings, checking, and money market<\/span><\/p>\n<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">1,157,239<\/span><\/p>\n<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">1,347<\/span><\/p>\n<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">0.47<\/span><\/p>\n<\/td>\n<td class=\"prngen6\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">%<\/span><\/p>\n<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">989,028<\/span><\/p>\n<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">1,822<\/span><\/p>\n<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">0.74<\/span><\/p>\n<\/td>\n<td class=\"prngen6\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">%<\/span><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen6\">\n<p class=\"prnml30 dnr\"><span class=\"prnews_span\">Certificates of deposit<\/span><\/p>\n<\/td>\n<td class=\"prngen11\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">391,380<\/span><\/p>\n<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">1,665<\/span><\/p>\n<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">1.71<\/span><\/p>\n<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">392,670<\/span><\/p>\n<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">1,845<\/span><\/p>\n<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">1.89<\/span><\/p>\n<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen6\">\n<p class=\"prnml40 dnr\"><span class=\"prnews_span\">Total interest-bearing deposits<\/span><\/p>\n<\/td>\n<td class=\"prngen12\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">1,548,619<\/span><\/p>\n<\/td>\n<td class=\"prngen12\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen12\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">3,012<\/span><\/p>\n<\/td>\n<td class=\"prngen12\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">0.78<\/span><\/p>\n<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen12\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">1,381,698<\/span><\/p>\n<\/td>\n<td class=\"prngen12\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen12\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">3,667<\/span><\/p>\n<\/td>\n<td class=\"prngen12\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">1.07<\/span><\/p>\n<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen6\">\n<p class=\"prnml10 dnr\"><span class=\"prnews_span\">Other borrowings<\/span><\/p>\n<\/td>\n<td class=\"prngen11\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">5,539<\/span><\/p>\n<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">53<\/span><\/p>\n<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">3.86<\/span><\/p>\n<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">5,539<\/span><\/p>\n<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">53<\/span><\/p>\n<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">3.86<\/span><\/p>\n<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen6\">\n<p class=\"prnml10 dnr\"><span class=\"prnews_span\">FHLB advances<\/span><\/p>\n<\/td>\n<td class=\"prngen11\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">70,460<\/span><\/p>\n<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">188<\/span><\/p>\n<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">1.07<\/span><\/p>\n<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">45,729<\/span><\/p>\n<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">206<\/span><\/p>\n<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">1.80<\/span><\/p>\n<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen6\">\n<p class=\"prnml40 dnr\"><span class=\"prnews_span\">Total interest-bearing liabilities<\/span><\/p>\n<\/td>\n<td class=\"prngen12\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen12\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">1,624,618<\/span><\/p>\n<\/td>\n<td class=\"prngen12\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen12\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen12\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">3,253<\/span><\/p>\n<\/td>\n<td class=\"prngen12\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">0.80<\/span><\/p>\n<\/td>\n<td class=\"prngen6\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">%<\/span><\/p>\n<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen12\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen12\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">1,432,966<\/span><\/p>\n<\/td>\n<td class=\"prngen12\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen12\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen12\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">3,926<\/span><\/p>\n<\/td>\n<td class=\"prngen12\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">1.10<\/span><\/p>\n<\/td>\n<td class=\"prngen6\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">%<\/span><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen6\">&nbsp;<\/td>\n<td class=\"prngen23\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen23\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" colspan=\"2\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen23\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen23\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" colspan=\"2\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen6\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\"><strong>Net interest spread<sup>&nbsp;(TE)<\/sup><\/strong><\/span><\/p>\n<\/td>\n<td class=\"prngen11\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">3.50<\/span><\/p>\n<\/td>\n<td class=\"prngen6\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">%<\/span><\/p>\n<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">3.86<\/span><\/p>\n<\/td>\n<td class=\"prngen6\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">%<\/span><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen24\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\"><strong>Net interest margin<sup>&nbsp;(TE)<\/sup><\/strong><\/span><\/p>\n<\/td>\n<td class=\"prngen25\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen25\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen25\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen25\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">3.75<\/span><\/p>\n<\/td>\n<td class=\"prngen24\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">%<\/span><\/p>\n<\/td>\n<td class=\"prngen25\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen25\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen25\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen25\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen25\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">4.18<\/span><\/p>\n<\/td>\n<td class=\"prngen24\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">%<\/span><\/p>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<\/div>\n<\/div>\n<p><strong>Noninterest Income<\/strong><\/p>\n<p>Noninterest income for the second quarter of 2020 totaled&nbsp;<span class=\"xn-money\">$3.1 million<\/span>, down&nbsp;<span class=\"xn-money\">$255,000<\/span>, or 8%, from the first quarter of 2020 due primarily to a decrease in service fees and charges (down&nbsp;<span class=\"xn-money\">$522,000<\/span>), which was partially offset by an increase in the gain on the sale of loans (up&nbsp;<span class=\"xn-money\">$345,000<\/span>).&nbsp; Service fees and charges decreased primarily due to a decline in income from overdraft fees on deposit accounts.<\/p>\n<p><strong>Noninterest Expense<\/strong><\/p>\n<p>Noninterest expense for the second quarter of 2020 totaled&nbsp;<span class=\"xn-money\">$16.0 million<\/span>, down&nbsp;<span class=\"xn-money\">$151,000<\/span>, or 1%, from the first quarter of 2020. The decrease in noninterest expense was primarily due to decreases in the provision for credit losses on unfunded lending commitments (down&nbsp;<span class=\"xn-money\">$187,000<\/span>) and marketing and advertising expenses (down&nbsp;<span class=\"xn-money\">$138,000<\/span>) for the second quarter of 2020, partially offset by an increase in regulatory fees (up&nbsp;<span class=\"xn-money\">$246,000<\/span>) as FDIC assessment credits were exhausted during the first quarter.<\/p>\n<p><strong>Capital and Liquidity<\/strong><\/p>\n<p>The Company&#8217;s tangible common equity ratio was 9.54% and 11.32% at June&nbsp;30, 2020 and March&nbsp;31, 2020, respectively. At June&nbsp;30, 2020, the Bank&#8217;s preliminary Tier 1 leverage capital ratio was 9.11%, down 173 basis points from March&nbsp;31, 2020, and preliminary total risk-based capital ratio was 14.83%, down five basis points from March&nbsp;31, 2020. Loans covered under the PPP are included in the Bank&#8217;s Tier 1 leverage capital ratio.<\/p>\n<p>The following table summarizes the Company&#8217;s primary and secondary sources of liquidity.<\/p>\n<div>\n<div class=\"divOverflow\">\n<div class=\"table-responsive\">\n<table class=\"prntblns\" border=\"1\" cellspacing=\"0\" cellpadding=\"0\">\n<tbody>\n<tr>\n<td class=\"prngen12\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen12\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen4\" colspan=\"3\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\"><strong>June 30,<\/strong><\/span><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen19\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\"><strong><em>(dollars in thousands)<\/em><\/strong><\/span><\/p>\n<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen9\" colspan=\"3\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\"><strong>2020<\/strong><\/span><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen18\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">Cash and cash equivalents<\/span><\/p>\n<\/td>\n<td class=\"prngen12\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen12\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen12\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">234,255<\/span><\/p>\n<\/td>\n<td class=\"prngen12\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen19\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">Unpledged investment securities, amortized cost<\/span><\/p>\n<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">113,386<\/span><\/p>\n<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen19\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">FHLB advance availability<\/span><\/p>\n<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">729,531<\/span><\/p>\n<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen19\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">Unsecured lines of credit<\/span><\/p>\n<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">55,000<\/span><\/p>\n<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen19\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">Federal Reserve discount window availability<\/span><\/p>\n<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">500<\/span><\/p>\n<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen19\" nowrap=\"nowrap\">\n<p class=\"prnml10 dnr\"><span class=\"prnews_span\">Total primary and secondary liquidity<\/span><\/p>\n<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen20\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen20\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">1,132,672<\/span><\/p>\n<\/td>\n<td class=\"prngen20\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<\/div>\n<\/div>\n<p><strong>Dividend and Share Repurchases<\/strong><\/p>\n<p>The Company announced that its Board of Directors declared a quarterly cash dividend on shares of its common stock of&nbsp;<span class=\"xn-money\">$0.22<\/span>&nbsp;per share payable on August&nbsp;21, 2020, to shareholders of record as of August&nbsp;10, 2020.&nbsp;<\/p>\n<p>The Company repurchased 115,327 shares of its common stock during the second quarter of 2020 at an average price per share of&nbsp;<span class=\"xn-money\">$24.69<\/span>, or an aggregate of&nbsp;<span class=\"xn-money\">$2.8 million<\/span>, under the Company&#8217;s 2019 Repurchase Plan. An additional 82,916 shares remain eligible for purchase under the 2019 Repurchase Plan. &nbsp;The book value per share and tangible book value per share of the Company&#8217;s common stock was&nbsp;<span class=\"xn-money\">$34.50<\/span>&nbsp;and&nbsp;<span class=\"xn-money\">$27.39<\/span>, respectively, at June&nbsp;30, 2020.<\/p>\n<p><strong>Non-GAAP Reconciliation&nbsp;<\/strong><\/p>\n<p><em>This news release contains financial information determined by methods other than in accordance with generally accepted accounting principles (&#8220;GAAP&#8221;). The Company&#8217;s management uses this non-GAAP financial information in its analysis of the Company&#8217;s performance. In this news release, information is included which excludes intangible assets and PPP loans. Management believes the presentation of this non-GAAP financial information provides useful information that is helpful to a full understanding of the Company&#8217;s financial position and operating results. This non-GAAP financial information should not be viewed as a substitute for financial information determined in accordance with GAAP, nor is it necessarily comparable to non-GAAP financial information presented by other companies.&nbsp; A reconciliation on non-GAAP information included herein to GAAP is presented below.<\/em><\/p>\n<div>\n<div class=\"divOverflow\">\n<div class=\"table-responsive\">\n<table class=\"prntblns\" border=\"1\" cellspacing=\"0\" cellpadding=\"0\">\n<tbody>\n<tr>\n<td class=\"prngen10\">&nbsp;<\/td>\n<td class=\"prngen4\" colspan=\"11\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\"><strong>For the Three Months Ended<\/strong><\/span><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen6\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\"><strong><em>(dollars in thousands, except per share data)<\/em><\/strong><\/span><\/p>\n<\/td>\n<td class=\"prngen9\" colspan=\"3\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\"><strong>June 30, 2020<\/strong><\/span><\/p>\n<\/td>\n<td class=\"prngen9\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen9\" colspan=\"3\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\"><strong>March 31, 2020<\/strong><\/span><\/p>\n<\/td>\n<td class=\"prngen9\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen9\" colspan=\"3\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\"><strong>June 30, 2019<\/strong><\/span><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen10\">&nbsp;<\/td>\n<td class=\"prngen12\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen12\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen12\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen12\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen12\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen6\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">Reported net income<\/span><\/p>\n<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">2,493<\/span><\/p>\n<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">1,905<\/span><\/p>\n<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">6,580<\/span><\/p>\n<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen6\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">Add: Core deposit intangible amortization, net tax<\/span><\/p>\n<\/td>\n<td class=\"prngen11\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">270<\/span><\/p>\n<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">279<\/span><\/p>\n<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">314<\/span><\/p>\n<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen10\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">Non-GAAP tangible income<\/span><\/p>\n<\/td>\n<td class=\"prngen12\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen12\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">2,763<\/span><\/p>\n<\/td>\n<td class=\"prngen12\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen12\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen12\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen12\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">2,184<\/span><\/p>\n<\/td>\n<td class=\"prngen12\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen12\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen12\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen12\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">6,894<\/span><\/p>\n<\/td>\n<td class=\"prngen12\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen26\">&nbsp;<\/td>\n<td class=\"prngen23\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen23\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen23\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen23\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen23\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen6\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">Total assets<\/span><\/p>\n<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">2,636,896<\/span><\/p>\n<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">2,248,601<\/span><\/p>\n<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">2,220,386<\/span><\/p>\n<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen6\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">Less: Intangible assets<\/span><\/p>\n<\/td>\n<td class=\"prngen11\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">63,777<\/span><\/p>\n<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">64,119<\/span><\/p>\n<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">65,247<\/span><\/p>\n<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen10\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">Non-GAAP tangible assets<\/span><\/p>\n<\/td>\n<td class=\"prngen12\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen12\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">2,573,119<\/span><\/p>\n<\/td>\n<td class=\"prngen12\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen12\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen12\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen12\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">2,184,482<\/span><\/p>\n<\/td>\n<td class=\"prngen12\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen12\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen12\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen12\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">2,155,139<\/span><\/p>\n<\/td>\n<td class=\"prngen12\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen26\">&nbsp;<\/td>\n<td class=\"prngen23\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen23\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen23\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen23\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen23\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen6\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">Total shareholders&#8217; equity<\/span><\/p>\n<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">309,326<\/span><\/p>\n<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">311,497<\/span><\/p>\n<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">313,494<\/span><\/p>\n<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen6\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">Less: Intangible assets<\/span><\/p>\n<\/td>\n<td class=\"prngen11\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">63,777<\/span><\/p>\n<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">64,119<\/span><\/p>\n<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">65,247<\/span><\/p>\n<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen10\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">Non-GAAP tangible shareholders&#8217; equity<\/span><\/p>\n<\/td>\n<td class=\"prngen12\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen12\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">245,549<\/span><\/p>\n<\/td>\n<td class=\"prngen12\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen12\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen12\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen12\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">247,378<\/span><\/p>\n<\/td>\n<td class=\"prngen12\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen12\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen12\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen12\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">248,247<\/span><\/p>\n<\/td>\n<td class=\"prngen12\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen26\">&nbsp;<\/td>\n<td class=\"prngen23\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen23\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen23\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen23\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen23\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen6\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">Total loans<\/span><\/p>\n<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">1,965,925<\/span><\/p>\n<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">1,739,142<\/span><\/p>\n<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">1,692,948<\/span><\/p>\n<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen6\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">Less: PPP loans<\/span><\/p>\n<\/td>\n<td class=\"prngen11\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">249,623<\/span><\/p>\n<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">&mdash;<\/span><\/p>\n<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">&mdash;<\/span><\/p>\n<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen10\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">Total loans excluding PPP loans<\/span><\/p>\n<\/td>\n<td class=\"prngen12\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen12\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">1,716,302<\/span><\/p>\n<\/td>\n<td class=\"prngen12\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen12\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen12\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen12\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">1,739,142<\/span><\/p>\n<\/td>\n<td class=\"prngen12\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen12\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen12\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen12\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">1,692,948<\/span><\/p>\n<\/td>\n<td class=\"prngen12\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen26\">&nbsp;<\/td>\n<td class=\"prngen23\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen23\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen23\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen23\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen23\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen6\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">Allowance for loan losses to total loans<\/span><\/p>\n<\/td>\n<td class=\"prngen11\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">1.72<\/span><\/p>\n<\/td>\n<td class=\"prngen6\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">%<\/span><\/p>\n<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">1.64<\/span><\/p>\n<\/td>\n<td class=\"prngen6\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">%<\/span><\/p>\n<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">1.02<\/span><\/p>\n<\/td>\n<td class=\"prngen6\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">%<\/span><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen6\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">Less: PPP loans<\/span><\/p>\n<\/td>\n<td class=\"prngen11\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">0.25<\/span><\/p>\n<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">&mdash;<\/span><\/p>\n<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">&mdash;<\/span><\/p>\n<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen10\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">Non-GAAP allowance for loan losses to total loans<\/span><\/p>\n<\/td>\n<td class=\"prngen12\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">1.97<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">%<\/span><\/p>\n<\/td>\n<td class=\"prngen12\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen12\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">1.64<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">%<\/span><\/p>\n<\/td>\n<td class=\"prngen12\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen12\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">1.02<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">%<\/span><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen26\">&nbsp;<\/td>\n<td class=\"prngen23\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen23\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen23\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen23\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen23\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen6\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">Return on average equity<\/span><\/p>\n<\/td>\n<td class=\"prngen11\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">3.20<\/span><\/p>\n<\/td>\n<td class=\"prngen6\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">%<\/span><\/p>\n<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">2.43<\/span><\/p>\n<\/td>\n<td class=\"prngen6\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">%<\/span><\/p>\n<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">8.48<\/span><\/p>\n<\/td>\n<td class=\"prngen6\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">%<\/span><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen6\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">Add: Average intangible assets<\/span><\/p>\n<\/td>\n<td class=\"prngen11\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">1.25<\/span><\/p>\n<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">1.07<\/span><\/p>\n<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">2.77<\/span><\/p>\n<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen10\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">Non-GAAP return on average tangible common equity<\/span><\/p>\n<\/td>\n<td class=\"prngen12\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">4.45<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">%<\/span><\/p>\n<\/td>\n<td class=\"prngen12\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen12\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">3.50<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">%<\/span><\/p>\n<\/td>\n<td class=\"prngen12\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen12\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">11.25<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">%<\/span><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen26\">&nbsp;<\/td>\n<td class=\"prngen23\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen23\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen23\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen23\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen23\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen6\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">Common equity ratio<\/span><\/p>\n<\/td>\n<td class=\"prngen11\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">11.73<\/span><\/p>\n<\/td>\n<td class=\"prngen6\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">%<\/span><\/p>\n<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">13.85<\/span><\/p>\n<\/td>\n<td class=\"prngen6\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">%<\/span><\/p>\n<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">14.12<\/span><\/p>\n<\/td>\n<td class=\"prngen6\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">%<\/span><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen6\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">Less: Intangible assets<\/span><\/p>\n<\/td>\n<td class=\"prngen11\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">2.19<\/span><\/p>\n<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">2.53<\/span><\/p>\n<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">2.60<\/span><\/p>\n<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen10\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">Non-GAAP tangible common equity ratio<\/span><\/p>\n<\/td>\n<td class=\"prngen12\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">9.54<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">%<\/span><\/p>\n<\/td>\n<td class=\"prngen12\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen12\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">11.32<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">%<\/span><\/p>\n<\/td>\n<td class=\"prngen12\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen12\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">11.52<\/span><\/p>\n<\/td>\n<td class=\"prngen10\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">%<\/span><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen26\">&nbsp;<\/td>\n<td class=\"prngen23\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen23\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen23\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen23\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen23\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen6\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">Book value per share<\/span><\/p>\n<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">34.50<\/span><\/p>\n<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">34.35<\/span><\/p>\n<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">33.20<\/span><\/p>\n<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen6\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">Less: Intangible assets<\/span><\/p>\n<\/td>\n<td class=\"prngen11\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">7.11<\/span><\/p>\n<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">7.07<\/span><\/p>\n<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">6.91<\/span><\/p>\n<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen22\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">Non-GAAP tangible book value per share<\/span><\/p>\n<\/td>\n<td class=\"prngen20\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen20\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">27.39<\/span><\/p>\n<\/td>\n<td class=\"prngen20\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen20\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen20\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen20\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">27.28<\/span><\/p>\n<\/td>\n<td class=\"prngen20\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen20\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen20\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen20\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">26.29<\/span><\/p>\n<\/td>\n<td class=\"prngen20\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<\/div>\n<\/div>\n<p><em>This news release contains certain forward-looking statements. Forward-looking statements can be identified by the fact that they do not relate strictly to historical or current facts.&nbsp; They often include the words &#8220;believe,&#8221; &#8220;expect,&#8221; &#8220;anticipate,&#8221; &#8220;intend,&#8221; &#8220;plan,&#8221; &#8220;estimate&#8221; or words of similar meaning, or future or conditional verbs such as &#8220;will,&#8221; &#8220;would,&#8221; &#8220;should,&#8221; &#8220;could&#8221; or &#8220;may.&#8221;<\/em><\/p>\n<p><em>Forward-looking statements, by their nature, are subject to risks and uncertainties.&nbsp; A number of factors &#8211; many of which are beyond our control &#8211; could cause actual conditions, events or results to differ significantly from those described in the forward-looking statements.&nbsp; Home Bancorp&#8217;s Annual Report on Form 10-K for the year ended December&nbsp;31, 2019,&nbsp; as supplemented by its Current Report on Form 8-K dated&nbsp;<span class=\"xn-chron\">April 28, 2020<\/span>, describes some of these factors, including risk elements in the loan portfolio, the level of the allowance for credit losses, the impact of the COVID-19 pandemic, risks of our growth strategy, geographic concentration of our business, dependence on our management team, risks of market rates of interest and of regulation on our business and risks of competition. Forward-looking statements speak only as of the date they are made.&nbsp; We do not undertake to update forward-looking statements to reflect circumstances or events that occur after the date the forward-looking statements are made or to reflect the occurrence of unanticipated events.<\/em><\/p>\n<div>\n<div class=\"divOverflow\">\n<div class=\"table-responsive\">\n<table class=\"prntblns\" border=\"1\" cellspacing=\"0\" cellpadding=\"0\">\n<tbody>\n<tr>\n<td class=\"prngen9\" colspan=\"16\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\"><strong>HOME BANCORP, INC. AND SUBSIDIARY<\/strong><\/span><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen9\" colspan=\"16\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\"><strong>CONDENSED STATEMENTS OF FINANCIAL CONDITION<\/strong><\/span><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen9\" colspan=\"16\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\"><strong>(Unaudited)<\/strong><\/span><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen17\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"2\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen6\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\"><strong><em>(dollars in thousands)<\/em><\/strong><\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen9\" colspan=\"3\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\"><strong>June 30, 2020<\/strong><\/span><\/p>\n<\/td>\n<td class=\"prngen8\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen9\" colspan=\"3\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\"><strong>March 31,<br class=\"dnr\" \/>2020<\/strong><\/span><\/p>\n<\/td>\n<td class=\"prngen8\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen9\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\"><strong>%<br class=\"dnr\" \/>Change<\/strong><\/span><\/p>\n<\/td>\n<td class=\"prngen8\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen9\" colspan=\"3\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\"><strong>June 30, 2019<\/strong><\/span><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen10\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\"><strong>Assets<\/strong><\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"2\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen6\">\n<p class=\"prnml8 dnr\"><span class=\"prnews_span\">Cash and cash equivalents<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">234,255<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">64,102<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">265<\/span><\/p>\n<\/td>\n<td class=\"prngen6\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">%<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">71,325<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen6\">\n<p class=\"prnml8 dnr\"><span class=\"prnews_span\">Interest-bearing deposits in banks<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">449<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">449<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">&mdash;<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">694<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen6\">\n<p class=\"prnml8 dnr\"><span class=\"prnews_span\">Investment securities available for sale, at fair value<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">256,922<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">265,646<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">(3)<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">261,626<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen6\">\n<p class=\"prnml8 dnr\"><span class=\"prnews_span\">Investment securities held to maturity<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">4,333<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">6,607<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">(34)<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">8,163<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen6\">\n<p class=\"prnml8 dnr\"><span class=\"prnews_span\">Mortgage loans held for sale<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">13,359<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">9,753<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">37<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">4,501<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen6\">\n<p class=\"prnml8 dnr\"><span class=\"prnews_span\">Loans, net of unearned income<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">1,965,925<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">1,739,142<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">13<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">1,692,948<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen6\">\n<p class=\"prnml8 dnr\"><span class=\"prnews_span\">Allowance for loan losses<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">(33,823)<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">(28,490)<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">19<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">(17,239)<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen6\">\n<p class=\"prnml20 dnr\"><span class=\"prnews_span\">Total loans, net of allowance for loan losses<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">1,932,102<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">1,710,652<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">13<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">1,675,709<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen6\">\n<p class=\"prnml8 dnr\"><span class=\"prnews_span\">Office properties and equipment, net<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">45,967<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">46,541<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">(1)<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">47,698<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen6\">\n<p class=\"prnml8 dnr\"><span class=\"prnews_span\">Cash surrender value of bank-owned life insurance<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">39,953<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">39,725<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">1<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">39,927<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen6\">\n<p class=\"prnml8 dnr\"><span class=\"prnews_span\">Goodwill and core deposit intangibles<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">63,777<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">64,119<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">(1)<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">65,247<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen6\">\n<p class=\"prnml8 dnr\"><span class=\"prnews_span\">Accrued interest receivable and other assets<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">45,779<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">41,007<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">12<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">45,496<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen6\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\"><strong>Total Assets<\/strong><\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">2,636,896<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">2,248,601<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">17<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">2,220,386<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen17\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen14\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen14\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"2\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen14\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen17\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"2\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen6\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\"><strong>Liabilities<\/strong><\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"2\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen6\">\n<p class=\"prnml8 dnr\"><span class=\"prnews_span\">Deposits<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">2,266,704<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">1,857,501<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">22<\/span><\/p>\n<\/td>\n<td class=\"prngen6\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">%<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">1,829,169<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen6\">\n<p class=\"prnml8 dnr\"><span class=\"prnews_span\">Other Borrowings<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">5,539<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">5,539<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">&mdash;<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">5,539<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen6\">\n<p class=\"prnml8 dnr\"><span class=\"prnews_span\">Federal Home Loan Bank advances<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">35,041<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">54,319<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">(35)<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">54,615<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen6\">\n<p class=\"prnml8 dnr\"><span class=\"prnews_span\">Accrued interest payable and other liabilities<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">20,286<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">19,745<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">3<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">17,569<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen6\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\"><strong>Total Liabilities<\/strong><\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">2,327,570<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">1,937,104<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">20<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">1,906,892<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen17\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"2\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen6\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\"><strong>Shareholders&#8217; Equity<\/strong><\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"2\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen6\">\n<p class=\"prnml8 dnr\"><span class=\"prnews_span\">Common stock<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">90<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">91<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">(1)<\/span><\/p>\n<\/td>\n<td class=\"prngen6\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">%<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">94<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen6\">\n<p class=\"prnml8 dnr\"><span class=\"prnews_span\">Additional paid-in capital<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">166,494<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">167,249<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">&mdash;<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">169,233<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen6\">\n<p class=\"prnml8 dnr\"><span class=\"prnews_span\">Common stock acquired by benefit plans<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">(2,970)<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">(3,063)<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">3<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">(3,351)<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen6\">\n<p class=\"prnml8 dnr\"><span class=\"prnews_span\">Retained earnings<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">140,582<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">141,798<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">(1)<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">146,348<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen6\">\n<p class=\"prnml8 dnr\"><span class=\"prnews_span\">Accumulated other comprehensive income<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">5,130<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">5,422<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">(5)<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">1,170<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen6\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\"><strong>Total Shareholders&#8217; Equity<\/strong><\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">309,326<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">311,497<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">(1)<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">313,494<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen6\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\"><strong>Total Liabilities and Shareholders&#8217; Equity<\/strong><\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen21\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen21\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">2,636,896<\/span><\/p>\n<\/td>\n<td class=\"prngen21\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen21\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen21\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">2,248,601<\/span><\/p>\n<\/td>\n<td class=\"prngen21\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">17<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen21\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen21\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">2,220,386<\/span><\/p>\n<\/td>\n<td class=\"prngen21\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<\/div>\n<\/div>\n<div>\n<div class=\"divOverflow\">\n<div class=\"table-responsive\">\n<table class=\"prntblns\" border=\"1\" cellspacing=\"0\" cellpadding=\"0\">\n<tbody>\n<tr>\n<td class=\"prngen9\" colspan=\"19\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\"><strong>HOMEBANCORP, INC. AND SUBSIDIARY<\/strong><\/span><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen9\" colspan=\"19\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\"><strong>CONDENSED STATEMENTS OF INCOME<\/strong><\/span><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen9\" colspan=\"19\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\"><strong>(Unaudited)<\/strong><\/span><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen8\">&nbsp;<\/td>\n<td class=\"prngen8\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen8\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen8\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen8\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen8\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen8\" colspan=\"2\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen8\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen8\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen8\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen8\" colspan=\"2\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen8\">&nbsp;<\/td>\n<td class=\"prngen8\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen9\" colspan=\"17\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\"><strong>For the Three Months Ended<\/strong><\/span><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen6\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\"><strong><em>(dollars in thousands, except per share data)<\/em><\/strong><\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen4\" colspan=\"3\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\"><strong>June 30, 2020<\/strong><\/span><\/p>\n<\/td>\n<td class=\"prngen5\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen4\" colspan=\"3\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\"><strong>March 31, 2020<\/strong><\/span><\/p>\n<\/td>\n<td class=\"prngen5\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen4\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\"><strong>%<br class=\"dnr\" \/>Change<\/strong><\/span><\/p>\n<\/td>\n<td class=\"prngen5\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen4\" colspan=\"3\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\"><strong>June 30, 2019<\/strong><\/span><\/p>\n<\/td>\n<td class=\"prngen5\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen4\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\"><strong>%<br class=\"dnr\" \/>Change<\/strong><\/span><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen10\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\"><strong>Interest Income<\/strong><\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"2\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"2\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen6\">\n<p class=\"prnml8 dnr\"><span class=\"prnews_span\">Loans, including fees<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">24,371<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">23,699<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">3<\/span><\/p>\n<\/td>\n<td class=\"prngen6\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">%<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">23,812<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">2<\/span><\/p>\n<\/td>\n<td class=\"prngen6\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">%<\/span><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen6\">\n<p class=\"prnml8 dnr\"><span class=\"prnews_span\">Investment securities<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">1,182<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">1,412<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">(16)<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">1,729<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">(32)<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen6\">\n<p class=\"prnml8 dnr\"><span class=\"prnews_span\">Other investments and deposits<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">117<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">138<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">(15)<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">380<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">(69)<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen6\">\n<p class=\"prnml20 dnr\"><span class=\"prnews_span\">Total interest income<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">25,670<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">25,249<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">2<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">25,921<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">(1)<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen17\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"2\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"2\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen6\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\"><strong>Interest Expense<\/strong><\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"2\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"2\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen6\">\n<p class=\"prnml8 dnr\"><span class=\"prnews_span\">Deposits<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">3,012<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">3,667<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">(18)<\/span><\/p>\n<\/td>\n<td class=\"prngen6\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">%<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">3,735<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">(19)<\/span><\/p>\n<\/td>\n<td class=\"prngen6\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">%<\/span><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen6\">\n<p class=\"prnml8 dnr\"><span class=\"prnews_span\">Other borrowings<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">53<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">53<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">&mdash;<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">53<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">&mdash;<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen6\">\n<p class=\"prnml8 dnr\"><span class=\"prnews_span\">Federal Home Loan Bank advances<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">188<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">206<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">(9)<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">258<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">(27)<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen6\">\n<p class=\"prnml20 dnr\"><span class=\"prnews_span\">Total interest expense<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">3,253<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">3,926<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">(17)<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">4,046<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">(20)<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen6\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\"><strong>Net interest income<\/strong><\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">22,417<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">21,323<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">5<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">21,875<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">2<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen6\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">Provision for loan losses<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">6,471<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">6,257<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">3<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">765<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">746<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen6\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">Net interest income after provision for loan losses<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">15,946<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">15,066<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">6<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">21,110<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">(24)<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen17\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"2\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"2\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen6\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\"><strong>Noninterest Income<\/strong><\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"2\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"2\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen6\">\n<p class=\"prnml8 dnr\"><span class=\"prnews_span\">Service fees and charges<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">942<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">1,464<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">(36)<\/span><\/p>\n<\/td>\n<td class=\"prngen6\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">%<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">1,413<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">(33)<\/span><\/p>\n<\/td>\n<td class=\"prngen6\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">%<\/span><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen6\">\n<p class=\"prnml8 dnr\"><span class=\"prnews_span\">Bank card fees<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">1,127<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">1,137<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">(1)<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">1,212<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">(7)<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen6\">\n<p class=\"prnml8 dnr\"><span class=\"prnews_span\">Gain on sale of loans, net<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">642<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">297<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">116<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">248<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">159<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen6\">\n<p class=\"prnml8 dnr\"><span class=\"prnews_span\">Income from bank-owned life insurance<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">228<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">259<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">(12)<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">202<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">13<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen6\">\n<p class=\"prnml8 dnr\"><span class=\"prnews_span\">(Loss) gain on sale of assets, net<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">(13)<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">2<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">(750)<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">(327)<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">96<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen6\">\n<p class=\"prnml8 dnr\"><span class=\"prnews_span\">Other income<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">177<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">199<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">(11)<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">229<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">(23)<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen6\">\n<p class=\"prnml20 dnr\"><span class=\"prnews_span\">Total noninterest income<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">3,103<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">3,358<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">(8)<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">2,977<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">4<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen17\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"2\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"2\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen6\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\"><strong>Noninterest Expense<\/strong><\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"2\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"2\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen6\">\n<p class=\"prnml8 dnr\"><span class=\"prnews_span\">Compensation and benefits<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">9,362<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">9,416<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">(1)<\/span><\/p>\n<\/td>\n<td class=\"prngen6\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">%<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">9,613<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">(3)<\/span><\/p>\n<\/td>\n<td class=\"prngen6\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">%<\/span><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen6\">\n<p class=\"prnml8 dnr\"><span class=\"prnews_span\">Occupancy<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">1,653<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">1,736<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">(5)<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">2,008<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">(18)<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen6\">\n<p class=\"prnml8 dnr\"><span class=\"prnews_span\">Marketing and advertising<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">160<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">298<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">(46)<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">308<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">(48)<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen6\">\n<p class=\"prnml8 dnr\"><span class=\"prnews_span\">Data processing and communication<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">1,760<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">1,819<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">(3)<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">1,596<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">10<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen6\">\n<p class=\"prnml8 dnr\"><span class=\"prnews_span\">Professional fees<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">255<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">213<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">20<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">218<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">17<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen6\">\n<p class=\"prnml8 dnr\"><span class=\"prnews_span\">Forms, printing and supplies<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">160<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">171<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">(6)<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">181<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">(12)<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen6\">\n<p class=\"prnml8 dnr\"><span class=\"prnews_span\">Franchise and shares tax<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">389<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">389<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">&mdash;<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">398<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">(2)<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen6\">\n<p class=\"prnml8 dnr\"><span class=\"prnews_span\">Regulatory fees<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">362<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">116<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">212<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">283<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">28<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen6\">\n<p class=\"prnml8 dnr\"><span class=\"prnews_span\">Foreclosed assets, net<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">145<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">17<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">753<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">40<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">263<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen6\">\n<p class=\"prnml8 dnr\"><span class=\"prnews_span\">Amortization of acquisition intangible<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">342<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">353<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">(3)<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">398<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">(14)<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen6\">\n<p class=\"prnml8 dnr\"><span class=\"prnews_span\">Provision for credit losses on unfunded lending commitments<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">542<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">729<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">(26)<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">&mdash;<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">&mdash;<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen6\">\n<p class=\"prnml8 dnr\"><span class=\"prnews_span\">Other expenses<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">865<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">889<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">(3)<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">909<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">(5)<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen6\">\n<p class=\"prnml20 dnr\"><span class=\"prnews_span\">Total noninterest expense<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">15,995<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">16,146<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">(1)<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">15,952<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">&mdash;<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen6\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">Income before income tax expense<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">3,054<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">2,278<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">34<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">8,135<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">(62)<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen6\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">Income tax expense<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">561<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">373<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">50<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">1,555<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">(64)<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen6\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\"><strong>Net income<\/strong><\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">2,493<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">1,905<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">31<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">6,580<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">(62)<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen17\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen14\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen14\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"2\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen14\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"2\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen6\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">Earnings per share &#8211; basic<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">0.29<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">0.21<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">38<\/span><\/p>\n<\/td>\n<td class=\"prngen6\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">%<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">0.72<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">(60)<\/span><\/p>\n<\/td>\n<td class=\"prngen6\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">%<\/span><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen6\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">Earnings per share &#8211; diluted<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen14\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen14\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">0.29<\/span><\/p>\n<\/td>\n<td class=\"prngen14\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen14\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen14\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">0.21<\/span><\/p>\n<\/td>\n<td class=\"prngen14\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">38<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen14\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen14\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">0.71<\/span><\/p>\n<\/td>\n<td class=\"prngen14\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">(59)<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen17\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen14\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen14\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"2\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen14\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"2\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen6\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">Cash dividends declared per common share<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen27\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen27\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">0.22<\/span><\/p>\n<\/td>\n<td class=\"prngen27\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen27\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen27\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">0.22<\/span><\/p>\n<\/td>\n<td class=\"prngen27\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">&mdash;<\/span><\/p>\n<\/td>\n<td class=\"prngen6\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">%<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen27\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen27\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">0.21<\/span><\/p>\n<\/td>\n<td class=\"prngen27\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">5<\/span><\/p>\n<\/td>\n<td class=\"prngen6\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">%<\/span><\/p>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<\/div>\n<\/div>\n<div>\n<div class=\"divOverflow\">\n<div class=\"table-responsive\">\n<table class=\"prntblns\" border=\"1\" cellspacing=\"0\" cellpadding=\"0\">\n<tbody>\n<tr>\n<td class=\"prngen9\" colspan=\"19\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\"><strong>HOME BANCORP, INC. AND SUBSIDIARY<\/strong><\/span><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen9\" colspan=\"19\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\"><strong>SUMMARY FINANCIAL INFORMATION<\/strong><\/span><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen9\" colspan=\"19\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\"><strong>(Unaudited)<\/strong><\/span><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen8\">&nbsp;<\/td>\n<td class=\"prngen8\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen8\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen8\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen8\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen8\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen8\" colspan=\"2\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen8\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen8\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen8\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen8\" colspan=\"2\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen8\">&nbsp;<\/td>\n<td class=\"prngen8\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen9\" colspan=\"17\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\"><strong>For the Three Months Ended<\/strong><\/span><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen6\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\"><strong><em>(dollars in thousands, except per share data)<\/em><\/strong><\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen4\" colspan=\"3\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\"><strong>June 30, 2020<\/strong><\/span><\/p>\n<\/td>\n<td class=\"prngen5\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen4\" colspan=\"3\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\"><strong>March 31, 2020<\/strong><\/span><\/p>\n<\/td>\n<td class=\"prngen5\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen4\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\"><strong>%<br class=\"dnr\" \/>Change<\/strong><\/span><\/p>\n<\/td>\n<td class=\"prngen5\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen4\" colspan=\"3\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\"><strong>June 30, 2019<\/strong><\/span><\/p>\n<\/td>\n<td class=\"prngen5\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen4\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\"><strong>%<br class=\"dnr\" \/>Change<\/strong><\/span><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen2\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"2\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"2\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen6\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\"><strong>EARNINGS DATA<\/strong><\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"2\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"2\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen6\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">Total interest income<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">25,670<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">25,249<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">2<\/span><\/p>\n<\/td>\n<td class=\"prngen6\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">%<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">25,921<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">(1)<\/span><\/p>\n<\/td>\n<td class=\"prngen6\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">%<\/span><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen6\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">Total interest expense<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">3,253<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">3,926<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">(17)<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">4,046<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">(20)<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen6\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">Net interest income<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">22,417<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">21,323<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">5<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">21,875<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">2<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen6\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">Provision for loan losses<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">6,471<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">6,257<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">3<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">765<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">746<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen6\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">Total noninterest income<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">3,103<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">3,358<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">(8)<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">2,977<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">4<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen6\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">Total noninterest expense<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">15,995<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">16,146<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">(1)<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">15,952<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">&mdash;<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen6\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">Income tax expense<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">561<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">373<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">50<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">1,555<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">(64)<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen6\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">Net income<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">2,493<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">1,905<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">31<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">6,580<\/span><\/p>\n<\/td>\n<td class=\"prngen3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">(62)<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen17\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen14\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen14\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"2\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen14\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"2\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen6\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\"><strong>AVERAGE BALANCE SHEET DATA<\/strong><\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"2\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"2\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen6\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">Total assets<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">2,571,004<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">2,219,114<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">16<\/span><\/p>\n<\/td>\n<td class=\"prngen6\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">%<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">2,190,604<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">17<\/span><\/p>\n<\/td>\n<td class=\"prngen6\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">%<\/span><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen6\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">Total interest-earning assets<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">2,376,823<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">2,026,266<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">17<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">1,993,067<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">19<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen6\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">Total loans<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">1,934,627<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">1,735,224<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">11<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">1,665,841<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">16<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen6\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">Total interest-bearing deposits<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">1,548,619<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">1,381,698<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">12<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">1,368,694<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">13<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen6\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">Total interest-bearing liabilities<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">1,624,618<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">1,432,966<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">13<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">1,431,415<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">13<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen6\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">Total deposits<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">2,155,963<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">1,833,848<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">18<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">1,810,377<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">19<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen6\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">Total shareholders&#8217; equity<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">313,650<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">315,607<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">(1)<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">311,308<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">1<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen17\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"2\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"2\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen6\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\"><strong>SELECTED RATIOS&nbsp;<sup>(1)<\/sup><\/strong><\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"2\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"2\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen6\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">Return on average assets<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">0.39<\/span><\/p>\n<\/td>\n<td class=\"prngen6\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">%<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">0.35<\/span><\/p>\n<\/td>\n<td class=\"prngen6\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">%<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">11<\/span><\/p>\n<\/td>\n<td class=\"prngen6\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">%<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">1.20<\/span><\/p>\n<\/td>\n<td class=\"prngen6\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">%<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">(68)<\/span><\/p>\n<\/td>\n<td class=\"prngen6\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">%<\/span><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen6\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">Return on average equity<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">3.20<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">2.43<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">32<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">8.48<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">(62)<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen6\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">Common equity ratio<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">11.73<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">13.85<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">(15)<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">14.12<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">(17)<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen6\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">Efficiency ratio&nbsp;<sup>(2)<\/sup><\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">62.67<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">65.42<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">(4)<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">64.19<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">(2)<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen6\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">Average equity to average assets<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">12.20<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">14.22<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">(14)<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">14.21<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">(14)<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen6\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">Tier 1 leverage capital ratio&nbsp;<sup>(3)<\/sup><\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">9.11<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">10.84<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">(16)<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">11.15<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">(18)<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen6\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">Total risk-based capital ratio&nbsp;<sup>(3)<\/sup><\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">14.83<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">14.88<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">&mdash;<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">15.33<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">(3)<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen6\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">Net interest margin&nbsp;<sup>(4)<\/sup><\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">3.75<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">4.18<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">(10)<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">4.36<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">(14)<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen17\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"2\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"2\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen17\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"2\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"2\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen6\"><br class=\"dnr\" \/><\/p>\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\"><strong>SELECTED NON-GAAP RATIOS&nbsp;<sup>(1)<\/sup><\/strong><\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"2\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"2\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen6\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">Tangible common equity ratio&nbsp;<sup>(5)<\/sup><\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">9.54<\/span><\/p>\n<\/td>\n<td class=\"prngen6\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">%<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">11.32<\/span><\/p>\n<\/td>\n<td class=\"prngen6\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">%<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">(16)<\/span><\/p>\n<\/td>\n<td class=\"prngen6\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">%<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">11.52<\/span><\/p>\n<\/td>\n<td class=\"prngen6\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">%<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">(17)<\/span><\/p>\n<\/td>\n<td class=\"prngen6\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">%<\/span><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen6\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">Return on average tangible common equity&nbsp;<sup>(6)<\/sup>&nbsp;<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">4.45<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">3.50<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">27<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">11.25<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">(60)<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen17\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"2\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"2\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen6\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\"><strong>PER SHARE DATA<\/strong><\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"2\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"2\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen6\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">Earnings per share &#8211; basic<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">0.29<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">0.21<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">38<\/span><\/p>\n<\/td>\n<td class=\"prngen6\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">%<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">0.72<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">(60)<\/span><\/p>\n<\/td>\n<td class=\"prngen6\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">%<\/span><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen6\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">Earnings per share &#8211; diluted<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">0.29<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">0.21<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">38<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">0.71<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">(59)<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen6\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">Book value at period end<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">34.50<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">34.35<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">&mdash;<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">33.20<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">4<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen6\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">Tangible book value at period end<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">27.39<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">27.28<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">&mdash;<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">26.29<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">4<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen6\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">Shares outstanding at period end<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">8,966,101<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">9,067,920<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">(1)<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">9,441,800<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">(5)<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen6\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">Weighted average shares outstanding<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"2\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"2\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen6\">\n<p class=\"prnml10 dnr\"><span class=\"prnews_span\">Basic<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">8,701,730<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">8,883,261<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">(2)<\/span><\/p>\n<\/td>\n<td class=\"prngen6\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">%<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">9,155,074<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">(5)<\/span><\/p>\n<\/td>\n<td class=\"prngen6\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">%<\/span><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen24\">\n<p class=\"prnml10 dnr\"><span class=\"prnews_span\">Diluted<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">8,730,437<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">8,927,448<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">(2)<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">9,207,880<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">(5)<\/span><\/p>\n<\/td>\n<td class=\"prngen7\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<\/div>\n<\/div>\n<div>\n<div class=\"divOverflow\">\n<div class=\"table-responsive\">\n<table class=\"prntblns\" border=\"1\" cellspacing=\"0\" cellpadding=\"0\">\n<tbody>\n<tr>\n<td class=\"prngen28\" colspan=\"20\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen29\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">(1)<\/span><\/p>\n<\/td>\n<td class=\"prngen30\" colspan=\"19\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">With the exception of end-of-period ratios, all ratios are based on average daily balances during the respective periods.<\/span><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen29\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">(2)<\/span><\/p>\n<\/td>\n<td class=\"prngen30\" colspan=\"19\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">The efficiency ratio represents noninterest expense as a percentage of total revenues.&nbsp; Total revenues is the sum of net interest income and noninterest income.<\/span><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen29\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">(3)<\/span><\/p>\n<\/td>\n<td class=\"prngen30\" colspan=\"19\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">Estimated capital ratios are end of period ratios for the Bank only.<\/span><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen29\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">(4)<\/span><\/p>\n<\/td>\n<td class=\"prngen30\" colspan=\"19\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">Net interest margin represents net interest income as a percentage of average interest-earning assets. Taxable equivalent yields are calculated using a marginal tax rate of 21%.<\/span><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen29\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">(5)<\/span><\/p>\n<\/td>\n<td class=\"prngen30\" colspan=\"19\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">Tangible common equity ratio is common shareholders&#8217; equity less intangible assets divided by total assets less intangible assets. See &#8220;Non-GAAP Reconciliation&#8221; for additional information.<\/span><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen29\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">(6)<\/span><\/p>\n<\/td>\n<td class=\"prngen30\" colspan=\"19\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">Return on average tangible common equity is net income plus amortization of core deposit intangible, net of taxes, divided by average common shareholders&#8217; equity less average intangible assets. See &#8220;Non-GAAP Reconciliation&#8221; for additional information.<\/span><\/p>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"prntal\">\n<div class=\"divOverflow\">\n<div class=\"table-responsive\">\n<table class=\"prntblns\" border=\"1\" cellspacing=\"0\" cellpadding=\"0\">\n<tbody>\n<tr>\n<td class=\"prngen9\" colspan=\"37\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\"><strong>HOME BANCORP, INC. AND SUBSIDIARY<\/strong><\/span><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen9\" colspan=\"37\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\"><strong>SUMMARY CREDIT QUALITY INFORMATION<\/strong><\/span><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen9\" colspan=\"37\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\"><strong>(Unaudited)<\/strong><\/span><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen9\">&nbsp;<\/td>\n<td class=\"prngen9\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen9\" colspan=\"11\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\"><strong>June 30, 2020<\/strong><\/span><\/p>\n<\/td>\n<td class=\"prngen9\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen9\" colspan=\"11\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\"><strong>March 31, 2020<\/strong><\/span><\/p>\n<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen9\" colspan=\"11\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\"><strong>June 30, 2019<\/strong><\/span><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen6\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\"><strong><em>(dollars in thousands)<\/em><\/strong><\/span><\/p>\n<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen9\" colspan=\"3\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\"><strong>Originated<\/strong><\/span><\/p>\n<\/td>\n<td class=\"prngen9\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen9\" colspan=\"3\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\"><strong>Acquired<\/strong><\/span><\/p>\n<\/td>\n<td class=\"prngen9\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen9\" colspan=\"3\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\"><strong>Total<\/strong><\/span><\/p>\n<\/td>\n<td class=\"prngen9\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen9\" colspan=\"3\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\"><strong>Originated<\/strong><\/span><\/p>\n<\/td>\n<td class=\"prngen9\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen9\" colspan=\"3\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\"><strong>Acquired<\/strong><\/span><\/p>\n<\/td>\n<td class=\"prngen9\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen9\" colspan=\"3\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\"><strong>Total<\/strong><\/span><\/p>\n<\/td>\n<td class=\"prngen9\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen9\" colspan=\"3\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\"><strong>Originated<\/strong><\/span><\/p>\n<\/td>\n<td class=\"prngen9\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen9\" colspan=\"3\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\"><strong>Acquired<\/strong><\/span><\/p>\n<\/td>\n<td class=\"prngen9\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen9\" colspan=\"3\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\"><strong>Total<\/strong><\/span><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen10\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\"><strong>CREDIT QUALITY&nbsp;<sup>(1) (2)<\/sup><\/strong><\/span><\/p>\n<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen12\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen12\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen12\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen12\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen12\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen12\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen12\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen12\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen12\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen12\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen12\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen12\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen12\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen12\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen12\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen6\">\n<p class=\"prnml8 dnr\"><span class=\"prnews_span\">Nonaccrual loans<sup>(3)<\/sup>&nbsp;<\/span><\/p>\n<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">14,126<\/span><\/p>\n<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">10,966<\/span><\/p>\n<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">25,092<\/span><\/p>\n<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">15,235<\/span><\/p>\n<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">11,686<\/span><\/p>\n<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">26,921<\/span><\/p>\n<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">15,027<\/span><\/p>\n<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">10,945<\/span><\/p>\n<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">25,972<\/span><\/p>\n<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen6\">\n<p class=\"prnml8 dnr\"><span class=\"prnews_span\">Accruing loans past due 90 days and over<\/span><\/p>\n<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">&mdash;<\/span><\/p>\n<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">906<\/span><\/p>\n<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">906<\/span><\/p>\n<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">&mdash;<\/span><\/p>\n<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">&mdash;<\/span><\/p>\n<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">&mdash;<\/span><\/p>\n<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">&mdash;<\/span><\/p>\n<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">&mdash;<\/span><\/p>\n<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">&mdash;<\/span><\/p>\n<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen6\">\n<p class=\"prnml8 dnr\"><span class=\"prnews_span\">Total nonperforming loans<\/span><\/p>\n<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen12\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">14,126<\/span><\/p>\n<\/td>\n<td class=\"prngen12\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen12\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">11,872<\/span><\/p>\n<\/td>\n<td class=\"prngen12\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen12\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">25,998<\/span><\/p>\n<\/td>\n<td class=\"prngen12\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen12\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">15,235<\/span><\/p>\n<\/td>\n<td class=\"prngen12\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen12\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">11,686<\/span><\/p>\n<\/td>\n<td class=\"prngen12\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen12\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">26,921<\/span><\/p>\n<\/td>\n<td class=\"prngen12\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen12\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">15,027<\/span><\/p>\n<\/td>\n<td class=\"prngen12\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen12\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">10,945<\/span><\/p>\n<\/td>\n<td class=\"prngen12\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen12\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">25,972<\/span><\/p>\n<\/td>\n<td class=\"prngen12\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen6\">\n<p class=\"prnml8 dnr\"><span class=\"prnews_span\">Foreclosed assets and ORE<\/span><\/p>\n<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">1,060<\/span><\/p>\n<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">914<\/span><\/p>\n<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">1,974<\/span><\/p>\n<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">978<\/span><\/p>\n<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">1,628<\/span><\/p>\n<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">2,606<\/span><\/p>\n<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">87<\/span><\/p>\n<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">1,893<\/span><\/p>\n<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">1,980<\/span><\/p>\n<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen6\">\n<p class=\"prnml8 dnr\"><span class=\"prnews_span\">Total nonperforming assets<\/span><\/p>\n<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen12\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">15,186<\/span><\/p>\n<\/td>\n<td class=\"prngen12\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen12\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">12,786<\/span><\/p>\n<\/td>\n<td class=\"prngen12\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen12\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">27,972<\/span><\/p>\n<\/td>\n<td class=\"prngen12\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen12\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">16,213<\/span><\/p>\n<\/td>\n<td class=\"prngen12\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen12\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">13,314<\/span><\/p>\n<\/td>\n<td class=\"prngen12\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen12\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">29,527<\/span><\/p>\n<\/td>\n<td class=\"prngen12\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen12\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">15,114<\/span><\/p>\n<\/td>\n<td class=\"prngen12\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen12\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">12,838<\/span><\/p>\n<\/td>\n<td class=\"prngen12\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen12\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">27,952<\/span><\/p>\n<\/td>\n<td class=\"prngen12\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen6\">\n<p class=\"prnml8 dnr\"><span class=\"prnews_span\">Performing troubled debt restructurings<\/span><\/p>\n<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">917<\/span><\/p>\n<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">457<\/span><\/p>\n<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">1,374<\/span><\/p>\n<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">989<\/span><\/p>\n<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">695<\/span><\/p>\n<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">1,684<\/span><\/p>\n<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">1,080<\/span><\/p>\n<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">217<\/span><\/p>\n<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">1,297<\/span><\/p>\n<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen6\">\n<p class=\"prnml4 dnr\"><span class=\"prnews_span\">Total nonperforming assets and troubled debt restructurings<\/span><\/p>\n<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen12\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen12\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">16,103<\/span><\/p>\n<\/td>\n<td class=\"prngen12\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen12\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen12\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">13,243<\/span><\/p>\n<\/td>\n<td class=\"prngen12\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen12\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen12\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">29,346<\/span><\/p>\n<\/td>\n<td class=\"prngen12\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen12\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen12\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">17,202<\/span><\/p>\n<\/td>\n<td class=\"prngen12\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen12\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen12\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">14,009<\/span><\/p>\n<\/td>\n<td class=\"prngen12\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen12\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen12\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">31,211<\/span><\/p>\n<\/td>\n<td class=\"prngen12\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen12\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen12\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">16,194<\/span><\/p>\n<\/td>\n<td class=\"prngen12\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen12\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen12\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">13,055<\/span><\/p>\n<\/td>\n<td class=\"prngen12\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen12\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen12\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">29,249<\/span><\/p>\n<\/td>\n<td class=\"prngen12\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen6\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen23\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen23\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen23\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen23\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen23\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen23\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen23\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen23\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen23\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen6\">\n<p class=\"prnml8 dnr\"><span class=\"prnews_span\">Nonperforming assets to total assets<\/span><\/p>\n<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">1.06<\/span><\/p>\n<\/td>\n<td class=\"prngen6\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">%<\/span><\/p>\n<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">1.31<\/span><\/p>\n<\/td>\n<td class=\"prngen6\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">%<\/span><\/p>\n<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">1.26<\/span><\/p>\n<\/td>\n<td class=\"prngen6\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">%<\/span><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen6\">\n<p class=\"prnml8 dnr\"><span class=\"prnews_span\">Nonperforming loans to total assets<\/span><\/p>\n<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">0.99<\/span><\/p>\n<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">1.20<\/span><\/p>\n<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">1.17<\/span><\/p>\n<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen6\">\n<p class=\"prnml8 dnr\"><span class=\"prnews_span\">Nonperforming loans to total loans<\/span><\/p>\n<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">1.32<\/span><\/p>\n<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">1.55<\/span><\/p>\n<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">1.53<\/span><\/p>\n<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen6\">\n<p class=\"prnml4 dnr\"><span class=\"prnews_span\">Allowance for loan losses to nonperforming assets<\/span><\/p>\n<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">120.92<\/span><\/p>\n<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">96.49<\/span><\/p>\n<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">61.67<\/span><\/p>\n<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen6\">\n<p class=\"prnml4 dnr\"><span class=\"prnews_span\">Allowance for loan losses to nonperforming loans<\/span><\/p>\n<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">130.10<\/span><\/p>\n<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">105.83<\/span><\/p>\n<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">66.38<\/span><\/p>\n<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen6\">\n<p class=\"prnml8 dnr\"><span class=\"prnews_span\">Allowance for loan losses to total loans<\/span><\/p>\n<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">1.72<\/span><\/p>\n<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">1.64<\/span><\/p>\n<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">1.02<\/span><\/p>\n<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen6\">\n<p class=\"prnml8 dnr\"><span class=\"prnews_span\">Allowance for credit losses to total loans<sup>(4)<\/sup><\/span><\/p>\n<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">1.91<\/span><\/p>\n<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">1.82<\/span><\/p>\n<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">1.02<\/span><\/p>\n<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen6\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen6\">\n<p class=\"prnml8 dnr\"><span class=\"prnews_span\">Year-to-date loan charge-offs<\/span><\/p>\n<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">1,627<\/span><\/p>\n<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">388<\/span><\/p>\n<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">288<\/span><\/p>\n<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen6\">\n<p class=\"prnml8 dnr\"><span class=\"prnews_span\">Year-to-date loan recoveries<\/span><\/p>\n<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">221<\/span><\/p>\n<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">120<\/span><\/p>\n<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">24<\/span><\/p>\n<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen6\">\n<p class=\"prnml8 dnr\"><span class=\"prnews_span\">Year-to-date net loan charge-offs<\/span><\/p>\n<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen12\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen12\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">1,406<\/span><\/p>\n<\/td>\n<td class=\"prngen12\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen12\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen12\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">268<\/span><\/p>\n<\/td>\n<td class=\"prngen12\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen12\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">$<\/span><\/p>\n<\/td>\n<td class=\"prngen12\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">264<\/span><\/p>\n<\/td>\n<td class=\"prngen12\" nowrap=\"nowrap\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td class=\"prnsbtb0 prnrbrb0 prnvab prnsbbs prntal prnpl6 prnsblb0 prnpr6\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">Annualized YTD net loan charge-offs to&nbsp;<\/span><span class=\"prnews_span\">average loans<\/span><\/p>\n<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">0.15<\/span><\/p>\n<\/td>\n<td class=\"prngen6\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">%<\/span><\/p>\n<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">0.06<\/span><\/p>\n<\/td>\n<td class=\"prngen6\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">%<\/span><\/p>\n<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" colspan=\"3\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" nowrap=\"nowrap\">&nbsp;<\/td>\n<td class=\"prngen11\" colspan=\"2\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">0.03<\/span><\/p>\n<\/td>\n<td class=\"prngen6\" nowrap=\"nowrap\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">%<\/span><\/p>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<\/div>\n<\/div>\n<div>\n<div class=\"divOverflow\">\n<div class=\"table-responsive\">\n<table class=\"prntblns\" style=\"height: 410px\" border=\"1\" cellspacing=\"0\" cellpadding=\"0\">\n<tbody>\n<tr style=\"height: 17px\">\n<td class=\"prngen28\" style=\"height: 17px\" colspan=\"38\">&nbsp;<\/td>\n<\/tr>\n<tr style=\"height: 99px\">\n<td class=\"prngen30\" style=\"height: 99px\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">(1)<\/span><\/p>\n<\/td>\n<td class=\"prngen30\" style=\"height: 99px\" colspan=\"37\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">Nonperforming loans consist of nonaccruing loans and accruing loans 90 days or more past due. Due to the adoption of CECL, PCD loans of $2.1 million and $2.3 million are included in nonperforming loans at June&nbsp;30, 2020 and March&nbsp;31, 2020, respectively. Prior to January&nbsp;1, 2020, these loans were classified as PCI and excluded from nonperforming loans because they continued to earn interest income from the accretable yield at the pool level. With the adoption of CECL, the pools were discontinued and performance is based on contractual terms for individual loans.<\/span><\/p>\n<\/td>\n<\/tr>\n<tr style=\"height: 17px\">\n<td class=\"prngen28\" style=\"height: 17px\">&nbsp;<\/td>\n<td class=\"prngen28\" style=\"height: 17px\" colspan=\"37\">&nbsp;<\/td>\n<\/tr>\n<tr style=\"height: 81px\">\n<td class=\"prngen30\" style=\"height: 81px\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">(2)<\/span><\/p>\n<\/td>\n<td class=\"prngen30\" style=\"height: 81px\" colspan=\"37\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">It is our policy to cease accruing interest on loans 90 days or more past due. Nonperforming assets consist of nonperforming loans, foreclosed assets and surplus real estate (ORE).&nbsp; Foreclosed assets consist of assets acquired through foreclosure or acceptance of title in-lieu of foreclosure. ORE consists of closed or unused bank buildings.<\/span><\/p>\n<\/td>\n<\/tr>\n<tr style=\"height: 17px\">\n<td class=\"prngen28\" style=\"height: 17px\">&nbsp;<\/td>\n<td class=\"prngen28\" style=\"height: 17px\" colspan=\"37\">&nbsp;<\/td>\n<\/tr>\n<tr style=\"height: 81px\">\n<td class=\"prngen30\" style=\"height: 81px\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">(3)<\/span><\/p>\n<\/td>\n<td class=\"prngen30\" style=\"height: 81px\" colspan=\"37\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">Nonaccrual loans include originated restructured loans placed on nonaccrual totaling $8.1 million, $8.7 million and $9.9 million at June&nbsp;30, 2020, March&nbsp;31, 2020 and June&nbsp;30, 2019, respectively. Acquired restructured loans placed on nonaccrual totaled $2.2 million, $2.8 million and $1.9 million at June&nbsp;30, 2020, March&nbsp;31, 2020 and June&nbsp;30, 2019, respectively.<\/span><\/p>\n<\/td>\n<\/tr>\n<tr style=\"height: 17px\">\n<td class=\"prngen28\" style=\"height: 17px\">&nbsp;<\/td>\n<td class=\"prngen28\" style=\"height: 17px\" colspan=\"37\">&nbsp;<\/td>\n<\/tr>\n<tr style=\"height: 81px\">\n<td class=\"prngen16\" style=\"height: 81px\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">(4)<\/span><\/p>\n<\/td>\n<td class=\"prngen16\" style=\"height: 81px\" colspan=\"37\">\n<p class=\"prnews_p dnr\"><span class=\"prnews_span\">The allowance for credit losses includes $3.6 million and $3.1 million for unfunded lending commitments at June&nbsp;30, 2020 and March&nbsp;31, 2020, respectively. The allowance for unfunded lending commitments is recorded within accrued interest payable and other liabilities on the Consolidated Statements of Financial Condition.<\/span><\/p>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<\/div>\n<\/div>\n<p class=\"tags\">\n<div><strong>See Campaign: <\/strong><a href=\"http:\/\/http:\/\/www.home24bank.com\" target=\"_blank\">http:\/\/http:\/\/www.home24bank.com<\/a><br \/><b>Contact Information:<\/b><br \/>http:\/\/www.home24bank.com<\/p>\n<p><b>Tags:<\/b><br \/><a href=\"\"><\/a>, <a href=\"https:\/\/icrowdnewswire.com\/category\/news-category\/wire\/\" rel=\"category tag\">Wire<\/a>, <a href=\"https:\/\/icrowdnewswire.com\/category\/news-category\/wire-real-estate\/\" rel=\"category tag\">Wire Real Estate<\/a>, <a href=\"https:\/\/icrowdnewswire.com\/category\/global-regions\/united-states\/\" rel=\"category tag\">United States<\/a>, <a href=\"https:\/\/icrowdnewswire.com\/category\/language\/english\/\" rel=\"category tag\">English<\/a><\/p>\n<p><img loading=\"lazy\" decoding=\"async\" src=\"\" alt=\"image\" width=\"400\" height=\"300\" class=\"cwdfimg\" \/><\/div>\n<div>\n<h3>Contact Information:<\/h3>\n<p>http:\/\/www.home24bank.com<\/p>\n<\/p><\/div>\n","protected":false},"excerpt":{"rendered":"<p><img loading=\"lazy\" decoding=\"async\" width=\"200\" height=\"38\" src=\"https:\/\/icrowdnewswire.com\/wp-content\/uploads\/2020\/07\/4000-1-57.jpg\" alt=\"\">&nbsp;Home Bancorp, Inc., the parent company for Home Bank, N.A. (the &ldquo;Bank&rdquo;) (www.home24bank.com), reported financial results for the second quarter of 2020.&nbsp; For the quarter, the Company reported net income of&nbsp;$2.5 million, or&nbsp;$0.29&nbsp;per diluted common share (&ldquo;diluted EPS&rdquo;), compared to&nbsp;$1.9 million, or&nbsp;$0.21&nbsp;diluted EPS, for the first quarter of 2020. &ldquo;While the long-term impact of COVID-19&rsquo;s &hellip; <a href=\"https:\/\/icrowdnewswire.com\/2020\/07\/28\/home-bancorp-inc-announces-2020-second-quarter-results-and-declares-quarterly-dividend\/\">Continue reading <span>Home Bancorp, Inc. Announces 2020 Second Quarter Results And Declares Quarterly Dividend<\/span><\/a> <a href=\"https:\/\/ipsnews.net\/business\/2020\/07\/28\/home-bancorp-inc-announces-2020-second-quarter-results-and-declares-quarterly-dividend\/\" class=\"more-link\">Continue Reading <span class=\"meta-nav\">&rarr;<\/span><\/a><\/p>\n","protected":false},"author":46,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[3,22,54,18],"tags":[],"class_list":["post-55029","post","type-post","status-publish","format-standard","hentry","category-english","category-united-states","category-wire","category-wire-real-estate"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v24.9 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Home Bancorp, Inc. Announces 2020 Second Quarter Results And Declares Quarterly Dividend - Business<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/ipsnews.net\/business\/2020\/07\/28\/home-bancorp-inc-announces-2020-second-quarter-results-and-declares-quarterly-dividend\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Home Bancorp, Inc. Announces 2020 Second Quarter Results And Declares Quarterly Dividend - Business\" \/>\n<meta property=\"og:description\" content=\"&nbsp;Home Bancorp, Inc., the parent company for Home Bank, N.A. (the &ldquo;Bank&rdquo;) (www.home24bank.com), reported financial results for the second quarter of 2020.&nbsp; For the quarter, the Company reported net income of&nbsp;$2.5 million, or&nbsp;$0.29&nbsp;per diluted common share (&ldquo;diluted EPS&rdquo;), compared to&nbsp;$1.9 million, or&nbsp;$0.21&nbsp;diluted EPS, for the first quarter of 2020. &ldquo;While the long-term impact of COVID-19&rsquo;s &hellip; Continue reading Home Bancorp, Inc. Announces 2020 Second Quarter Results And Declares Quarterly Dividend Continue Reading &rarr;\" \/>\n<meta property=\"og:url\" content=\"https:\/\/ipsnews.net\/business\/2020\/07\/28\/home-bancorp-inc-announces-2020-second-quarter-results-and-declares-quarterly-dividend\/\" \/>\n<meta property=\"og:site_name\" content=\"Business\" \/>\n<meta property=\"article:published_time\" content=\"2020-07-28T12:37:00+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/icrowdnewswire.com\/wp-content\/uploads\/2020\/07\/4000-1-57.jpg\" \/>\n<meta name=\"author\" content=\"Asiya\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Asiya\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"29 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/ipsnews.net\/business\/2020\/07\/28\/home-bancorp-inc-announces-2020-second-quarter-results-and-declares-quarterly-dividend\/\",\"url\":\"https:\/\/ipsnews.net\/business\/2020\/07\/28\/home-bancorp-inc-announces-2020-second-quarter-results-and-declares-quarterly-dividend\/\",\"name\":\"Home Bancorp, Inc. 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Announces 2020 Second Quarter Results And Declares Quarterly Dividend - Business","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/ipsnews.net\/business\/2020\/07\/28\/home-bancorp-inc-announces-2020-second-quarter-results-and-declares-quarterly-dividend\/","og_locale":"en_US","og_type":"article","og_title":"Home Bancorp, Inc. Announces 2020 Second Quarter Results And Declares Quarterly Dividend - Business","og_description":"&nbsp;Home Bancorp, Inc., the parent company for Home Bank, N.A. (the &ldquo;Bank&rdquo;) (www.home24bank.com), reported financial results for the second quarter of 2020.&nbsp; For the quarter, the Company reported net income of&nbsp;$2.5 million, or&nbsp;$0.29&nbsp;per diluted common share (&ldquo;diluted EPS&rdquo;), compared to&nbsp;$1.9 million, or&nbsp;$0.21&nbsp;diluted EPS, for the first quarter of 2020. &ldquo;While the long-term impact of COVID-19&rsquo;s &hellip; Continue reading Home Bancorp, Inc. Announces 2020 Second Quarter Results And Declares Quarterly Dividend Continue Reading &rarr;","og_url":"https:\/\/ipsnews.net\/business\/2020\/07\/28\/home-bancorp-inc-announces-2020-second-quarter-results-and-declares-quarterly-dividend\/","og_site_name":"Business","article_published_time":"2020-07-28T12:37:00+00:00","og_image":[{"url":"https:\/\/icrowdnewswire.com\/wp-content\/uploads\/2020\/07\/4000-1-57.jpg","type":"","width":"","height":""}],"author":"Asiya","twitter_card":"summary_large_image","twitter_misc":{"Written by":"Asiya","Est. reading time":"29 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/ipsnews.net\/business\/2020\/07\/28\/home-bancorp-inc-announces-2020-second-quarter-results-and-declares-quarterly-dividend\/","url":"https:\/\/ipsnews.net\/business\/2020\/07\/28\/home-bancorp-inc-announces-2020-second-quarter-results-and-declares-quarterly-dividend\/","name":"Home Bancorp, Inc. 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