{"id":242976,"date":"2026-03-09T18:15:39","date_gmt":"2026-03-09T18:15:39","guid":{"rendered":"https:\/\/businesnewswire.com\/?p=173608"},"modified":"2026-03-09T18:15:39","modified_gmt":"2026-03-09T18:15:39","slug":"using-crypto-exchanges-safely-and-why-crypto-is-growing-in-investment-portfolios","status":"publish","type":"post","link":"https:\/\/ipsnews.net\/business\/2026\/03\/09\/using-crypto-exchanges-safely-and-why-crypto-is-growing-in-investment-portfolios\/","title":{"rendered":"Using Crypto Exchanges Safely and Why Crypto Is Growing in Investment Portfolios"},"content":{"rendered":"<p><span style=\"font-weight: 400;\">Cryptocurrency was a niche internet experiment and became a serious asset class in just over a decade. What started with Bitcoin in 2009 is now a global market worth trillions at its peak. More and more investors are adding crypto to their portfolios, but with opportunity comes risk. If you\u2019re thinking about getting involved, it\u2019s important to understand both how to use crypto exchanges safely and why crypto is increasingly viewed as a legitimate investment.<\/span><\/p>\n<p><b>The Growth of Crypto in Investment Portfolios<\/b><\/p>\n<p><span style=\"font-weight: 400;\">Crypto adoption has accelerated rapidly in recent years. According to a 2023 report by Triple-A, an estimated 420+ million people worldwide own cryptocurrency. This isn\u2019t limited to retail, institutional adoption has also increased. Major asset managers like BlackRock and Fidelity have launched Bitcoin-related investment products, and have signaled that crypto is no longer seen a speculative fringe territory.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Research from <\/span><b>Fidelity Digital Assets<\/b><span style=\"font-weight: 400;\"> shows that a significant percentage of institutional investors now hold digital assets or plan to allocate to them. A report from PwC also highlights the steady growth of crypto hedge funds and digital asset funds globally.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Why are investors allocating to<\/span><a href=\"https:\/\/cryptolayerhq.com\/\"> <span style=\"font-weight: 400;\">crypto<\/span><\/a><span style=\"font-weight: 400;\">?<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Diversification:<\/b><span style=\"font-weight: 400;\"> Crypto assets, especially Bitcoin, have historically shown low correlation with traditional assets like stocks and bonds during certain periods.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Inflation hedge:<\/b><span style=\"font-weight: 400;\"> Some investors see Bitcoin as \u201cdigital gold\u201d due to its fixed supply of 21 million coins, and thus a good way to hedge against inflation.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Technological innovation:<\/b><span style=\"font-weight: 400;\"> Blockchain technology underpins decentralized finance (DeFi), NFTs, and tokenized assets, creating new economic ecosystems.<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">All this in mind, crypto is still volatile and sometimes dramatically so. Prices can swing 50% or more in a single day. It\u2019s generally considered a high-risk, high-reward portion of a portfolio (not a replacement for traditional assets).<\/span><\/p>\n<p><b>Choosing a Safe Crypto Exchange<\/b><\/p>\n<p><span style=\"font-weight: 400;\">If you\u2019re investing in crypto, the crypto exchange you choose matters a lot. A crypto exchange is where you buy, sell, and sometimes store digital assets. But not all exchanges are equal, some pose serious credibility risks that put your assets and crypto at risk.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Here\u2019s what to look for:<\/span><\/p>\n<ol>\n<li><b> Regulatory Compliance<\/b><\/li>\n<\/ol>\n<p><span style=\"font-weight: 400;\">Choose exchanges that comply with local regulations and have transparent operating structures. In the United States, for example, exchanges that register with regulators and follow Know Your Customer (KYC) and Anti-Money Laundering (AML) rules offer an added layer of credibility.<\/span><\/p>\n<ol start=\"2\">\n<li><b> Security Measures<\/b><\/li>\n<\/ol>\n<p><span style=\"font-weight: 400;\">Look for exchanges that:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Store most funds in <\/span><b>cold storage<\/b><span style=\"font-weight: 400;\"> (offline wallets)<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Offer <\/span><b>two-factor authentication (2FA)<\/b><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Provide withdrawal address whitelisting<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Conduct regular security audits<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">It\u2019s common knowledge that billions of dollars in crypto have been stolen in hacks over the years. Security has improved over the years, but cyber risks remain real.<\/span><\/p>\n<ol start=\"3\">\n<li><b> Proof of Reserves and Transparency<\/b><\/li>\n<\/ol>\n<p><span style=\"font-weight: 400;\">After high-profile crypto exchange failures in recent years, many platforms began publishing \u201cproof of reserves\u201d to demonstrate they hold customer assets 1:1. Exchanges that don\u2019t do this may be hiding something.<\/span><\/p>\n<ol start=\"4\">\n<li><b> Reputation and Track Record<\/b><\/li>\n<\/ol>\n<p><span style=\"font-weight: 400;\">Stick with exchanges that have been operating for several years and have a large user base. Things like reading reviews, checking news coverage, and seeing how the platform responded during past market crises are all reasonable methods to ensure you\u2019re using a good platform.<\/span><\/p>\n<p><b>Best Practices for Using Crypto Exchanges Safely<\/b><\/p>\n<p><span style=\"font-weight: 400;\">Even if you pick a reputable exchange, your personal security habits are just as important.<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Enable 2FA.<\/b><span style=\"font-weight: 400;\"> Use an authenticator app rather than SMS if possible, it\u2019s more robust.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Use a strong, unique password. <\/b><span style=\"font-weight: 400;\">Ideally one you don\u2019t use elsewhere.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Beware of phishing emails and fake websites.<\/b><span style=\"font-weight: 400;\"> Always double-check URLs. Posing as a crypto exchanges is a popular method for scammers that use phishing emails.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Don\u2019t store large amounts long-term on exchanges.<\/b><span style=\"font-weight: 400;\"> Many experts recommend moving significant holdings to a hardware wallet (cold storage) for better protection.<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">It\u2019s best to start small. Get comfortable with how deposits, withdrawals, and trades work before committing larger amounts of capital. It\u2019s also good to do small test transfers before moving large amounts.<\/span><\/p>\n<p><b>Balancing Opportunity and Risk<\/b><\/p>\n<p><span style=\"font-weight: 400;\">Crypto\u2019s growth in investment portfolios reflects broader acceptance and maturing infrastructure. However, it remains a volatile and evolving market. Regulators around the world are still shaping policy, and new risks continue to emerge.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">For most investors, crypto should represent a modest percentage of a diversified portfolio. Financial planners often suggest limiting speculative assets to a small allocation relative to total net worth.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">In the end, crypto isn\u2019t just about chasing quick gains. It\u2019s more about understanding the technology, managing risk responsibly, and using secure platforms. With the right research using reliable sources and precautions, crypto can be part of a thoughtful, forward-looking investment strategy rather than a gamble.<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Cryptocurrency was a niche internet experiment and became a serious asset class in just over a decade. What started with Bitcoin in 2009 is now a global market worth trillions at its peak. More and more investors are adding crypto to their portfolios, but with opportunity comes risk. If you\u2019re thinking about getting involved, it\u2019s&#8230; <a href=\"https:\/\/ipsnews.net\/business\/2026\/03\/09\/using-crypto-exchanges-safely-and-why-crypto-is-growing-in-investment-portfolios\/\" class=\"more-link\">Continue Reading <span class=\"meta-nav\">&rarr;<\/span><\/a><\/p>\n","protected":false},"author":344,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[374],"tags":[],"class_list":["post-242976","post","type-post","status-publish","format-standard","hentry","category-ipsnews"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v24.9 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Using Crypto Exchanges Safely and Why Crypto Is Growing in Investment Portfolios - Business<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/ipsnews.net\/business\/2026\/03\/09\/using-crypto-exchanges-safely-and-why-crypto-is-growing-in-investment-portfolios\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Using Crypto Exchanges Safely and Why Crypto Is Growing in Investment Portfolios - Business\" \/>\n<meta property=\"og:description\" content=\"Cryptocurrency was a niche internet experiment and became a serious asset class in just over a decade. 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