{"id":237611,"date":"2025-10-31T15:00:21","date_gmt":"2025-10-31T15:00:21","guid":{"rendered":"https:\/\/evertise.net\/?p=127574"},"modified":"2025-10-31T15:00:21","modified_gmt":"2025-10-31T15:00:21","slug":"how-commercial-banks-are-adapting-to-new-systems","status":"publish","type":"post","link":"https:\/\/ipsnews.net\/business\/2025\/10\/31\/how-commercial-banks-are-adapting-to-new-systems\/","title":{"rendered":"How Commercial Banks Are Adapting to New Systems"},"content":{"rendered":"<p><span data-contrast=\"auto\">Banking\u00a0may sometimes\u00a0lag behind\u00a0other industries\u00a0in\u00a0modernization, partly\u00a0because\u00a0digital transformation is costly and\u00a0complex.\u00a0However, client expectations,\u00a0new technologies,\u00a0and regulatory standards\u00a0are\u00a0driving\u00a0commercial\u00a0banks\u00a0to\u00a0adapt\u00a0faster\u00a0than ever before.\u00a0In this new era of banking,\u00a0these institutions\u00a0are rethinking how they process\u00a0payments,\u00a0modernize\u00a0digital systems, and\u00a0apply\u00a0artificial intelligence.<\/span><span data-ccp-props=\"{&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">\u00a0<\/span><\/p>\n<p>&nbsp;<\/p>\n<h3 aria-level=\"3\"><b><span data-contrast=\"auto\">Modernizing\u00a0payment\u00a0processing<\/span><\/b><span data-ccp-props=\"{&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335559738&quot;:281,&quot;335559739&quot;:281}\">\u00a0<\/span><\/h3>\n<p><span data-contrast=\"auto\">Today\u2019s business clients expect payments to move instantly. Meeting that demand requires a\u00a0<\/span><a href=\"https:\/\/www.usbank.com\/corporate-and-commercial-banking.html\"  rel=\"noopener\"><span data-contrast=\"none\">commercial bank<\/span><\/a><span data-contrast=\"auto\">\u00a0to update its systems for speed, accuracy, and transparency.<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">A key\u00a0component\u00a0for this\u00a0transformation\u00a0is\u00a0ISO 20022,\u00a0a\u00a0universal\u00a0language created by the\u00a0International Organization\u00a0for Standardization.\u00a0Payment\u00a0transactions\u00a0built on\u00a0ISO 20022\u00a0carry\u00a0richer, more structured data\u00a0that can be read by machines, reducing the need for human intervention and creating consistency across\u00a0borders.<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">Real-time\u00a0payment processing is faster, but\u00a0that\u2019s\u00a0not the only\u00a0improvement\u00a0ISO 20022 brings.\u00a0Commercial banking clients may also\u00a0benefit\u00a0from:<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/p>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"4\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"1\" data-aria-level=\"1\"><b><span data-contrast=\"auto\">Connectivity.\u00a0<\/span><\/b><span data-contrast=\"auto\">Using the same international standard allows payments to move smoothly across different countries and systems, reducing delays and simplifying cross-border transactions.<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/li>\n<\/ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"4\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"2\" data-aria-level=\"1\"><b><span data-contrast=\"auto\">Cost savings.<\/span><\/b><span data-contrast=\"auto\">\u00a0Increased\u00a0efficiency and fewer errors reduce transaction costs and\u00a0eliminate the\u00a0expense\u00a0of data translation.<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/li>\n<\/ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"4\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"3\" data-aria-level=\"1\"><b><span data-contrast=\"auto\">Enhanced fraud prevention.\u00a0<\/span><\/b><span data-contrast=\"auto\">More information on each transaction\u00a0can help fraud monitoring tools spot red flags before money moves.\u00a0<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/li>\n<\/ul>\n<p><span data-contrast=\"auto\">Altogether, the advances brought by adopting ISO 20022 give businesses the speed and reliability they need to compete in a connected world.<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/p>\n<p>&nbsp;<\/p>\n<h3 aria-level=\"3\"><b><span data-contrast=\"auto\">Moving beyond legacy systems<\/span><\/b><span data-ccp-props=\"{&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335559738&quot;:281,&quot;335559739&quot;:281}\">\u00a0<\/span><\/h3>\n<p><span data-contrast=\"auto\">Historically,\u00a0commercial\u00a0banking\u00a0has\u00a0relied\u00a0on outdated\u00a0systems\u00a0that\u00a0are costly\u00a0to\u00a0maintain, difficult\u00a0to\u00a0integrate,\u00a0and\u00a0prone\u00a0to\u00a0creating\u00a0silos.\u00a0In recent years,\u00a0however,\u00a0many\u00a0banks\u00a0have\u00a0begun\u00a0investing in\u00a0modern\u00a0platforms designed to streamline operations and\u00a0improve\u00a0the client\u00a0experience.<\/span><span data-ccp-props=\"{&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">A\u00a0major step\u00a0in this direction is the growing use of application programming interfaces (APIs).\u00a0An API is\u00a0essentially a\u00a0behind-the-scenes pipeline that allows two systems to\u00a0exchange data\u00a0securely.\u00a0For example, a\u00a0commercial bank might\u00a0provide\u00a0APIs\u00a0that\u00a0enable\u00a0clients or fintech partners to\u00a0initiate\u00a0payments, check balances,\u00a0or reconcile\u00a0transactions directly from their own\u00a0accounting or treasury\u00a0systems.<\/span><span data-ccp-props=\"{&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">Banks can provide APIs using their\u00a0on-premises\u00a0legacy systems, and\u00a0many started this way. However, shifting to cloud platforms has made it easier for banks to scale, manage,\u00a0and secure APIs\u00a0more effectively, allowing\u00a0for faster integration\u00a0and innovation.<\/span><span data-ccp-props=\"{&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">\u00a0<\/span><\/p>\n<p>&nbsp;<\/p>\n<h3 aria-level=\"3\"><b><span data-contrast=\"auto\">Using artificial intelligence and data analytics<\/span><\/b><span data-ccp-props=\"{&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335559738&quot;:281,&quot;335559739&quot;:281}\">\u00a0<\/span><\/h3>\n<p><span data-contrast=\"auto\">Data analytics \u2013 the process of examining raw information\u00a0to\u00a0identify\u00a0patterns and trends \u2013 has always been important in commercial banking.\u00a0By analyzing transaction data, banks can uncover insights that improve decision-making and support better client services.<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">Those insights can surface\u00a0almost instantly\u00a0when you\u00a0add\u00a0artificial intelligence (AI)\u00a0to the picture.\u00a0AI can\u00a0also\u00a0generate real-time recommendations for both clients and bank leaders.<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">For example, commercial banks might use AI to:<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/p>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"2\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"1\" data-aria-level=\"1\"><span data-contrast=\"auto\">Predict customer\u00a0behaviors.<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/li>\n<\/ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"2\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"2\" data-aria-level=\"1\"><span data-contrast=\"auto\">Increase operational\u00a0efficiencies.<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/li>\n<\/ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"2\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"3\" data-aria-level=\"1\"><span data-contrast=\"auto\">Automate\u00a0manual processes in loan underwriting.<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/li>\n<\/ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"2\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"4\" data-aria-level=\"1\"><span data-contrast=\"auto\">Detect\u00a0and assess the impact of\u00a0regulatory changes.<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/li>\n<\/ul>\n<p><span data-contrast=\"auto\">The possibilities seem limited only by how banks choose to put AI to work.<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/p>\n<p>&nbsp;<\/p>\n<h3 aria-level=\"3\"><b><span data-contrast=\"auto\">A new era for commercial banking<\/span><\/b><span data-ccp-props=\"{&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335559738&quot;:160,&quot;335559739&quot;:80}\">\u00a0<\/span><\/h3>\n<p><span data-contrast=\"auto\">The\u00a0future\u00a0of commercial banking is already taking shape, and it\u2019s the\u00a0institutions\u00a0that adapt to new systems and technologies that will lead the way.\u00a0By\u00a0embracing\u00a0modernization, commercial banks can create lasting value and build stronger partnerships in a rapidly changing world.<\/span><span data-ccp-props=\"{&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">\u00a0<\/span><\/p>\n<p>&nbsp;<\/p>\n<h3><b><span data-contrast=\"auto\">Sources<\/span><\/b><span data-ccp-props=\"{&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">\u00a0<\/span><\/h3>\n<p><span data-contrast=\"auto\">https:\/\/www.usbank.com\/corporate-and-commercial-banking\/insights\/payments-hub\/trends\/demystifying-iso-20022.html\u00a0<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">https:\/\/www.redcompasslabs.com\/insights\/iso-20022-the-ultimate-guide-to-rich-data\/\u00a0<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">https:\/\/www.aciworldwide.com\/wp-content\/uploads\/2024\/09\/Unlocking-the-value-of-ISO-20022.pdf\u00a0<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">https:\/\/unitedfintech.com\/legacy-systems\/<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">https:\/\/aws.amazon.com\/what-is\/api\/\u00a0<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">https:\/\/www.pwc.com\/us\/en\/industries\/financial-services\/library\/cloud-banking.html\u00a0<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">https:\/\/www.investopedia.com\/terms\/d\/data-analytics.asp<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">https:\/\/www.deloitte.com\/us\/en\/services\/consulting\/articles\/ai-in-banking.html\u00a0<\/span><\/p>\n<p>&nbsp;<\/p>\n<h3><span data-teams=\"true\"><strong>Contact Information:<\/strong><\/span><\/h3>\n<p><span data-teams=\"true\">Name: Sonakshi Murze<br \/>\nEmail: <a id=\"menur7bb\" class=\"fui-Link ___1q1shib f2hkw1w f3rmtva f1ewtqcl fyind8e f1k6fduh f1w7gpdv fk6fouc fjoy568 figsok6 f1s184ao f1mk8lai fnbmjn9 f1o700av f13mvf36 f1cmlufx f9n3di6 f1ids18y f1tx3yz7 f1deo86v f1eh06m1 f1iescvh fhgqx19 f1olyrje f1p93eir f1nev41a f1h8hb77 f1lqvz6u f10aw75t fsle3fq f17ae5zn\" title=\"https:\/\/goemailtracker.com:3\/redirect\/1761126645027r2iqbnguq7qmsass2ne9s8nh8k?href=mailto%3asonakshi.murze%40iquanti.com\" href=\"https:\/\/goemailtracker.com:3\/redirect\/1761126645027r2iQBNguq7qmSASS2ne9s8nh8k?href=https:\/\/evertise.net\/how-commercial-banks-are-adapting-to-new-systems\/mailto%3ASonakshi.murze%40iquanti.com%22  rel=\"noreferrer noopener\" aria-label=\"Link Sonakshi.murze@iquanti.com\">Sonakshi.murze@iquanti.com<\/a><br \/>\nJob Title: Manager\u00a0<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Banking\u00a0may sometimes\u00a0lag behind\u00a0other industries\u00a0in\u00a0modernization, partly\u00a0because\u00a0digital transformation is costly and\u00a0complex.\u00a0However, client expectations,\u00a0new technologies,\u00a0and regulatory standards\u00a0are\u00a0driving\u00a0commercial\u00a0banks\u00a0to\u00a0adapt\u00a0faster\u00a0than ever before.\u00a0In this new era of banking,\u00a0these institutions\u00a0are rethinking how they process\u00a0payments,\u00a0modernize\u00a0digital systems, and\u00a0apply\u00a0artificial intelligence.\u00a0 \u00a0 Modernizing\u00a0payment\u00a0processing\u00a0 Today\u2019s business clients expect payments to move instantly. Meeting that demand requires a\u00a0commercial bank\u00a0to update its systems for speed, accuracy, and transparency.\u00a0 A key\u00a0component\u00a0for [\u2026] <a href=\"https:\/\/ipsnews.net\/business\/2025\/10\/31\/how-commercial-banks-are-adapting-to-new-systems\/\" class=\"more-link\">Continue Reading <span class=\"meta-nav\">&rarr;<\/span><\/a><\/p>\n","protected":false},"author":271,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[390,385,391,57,717,20,387,388],"tags":[],"class_list":["post-237611","post","type-post","status-publish","format-standard","hentry","category-dj","category-gomedia","category-internal","category-ips","category-maple-media","category-press-release","category-si","category-vm"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v24.9 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>How Commercial Banks Are Adapting to New Systems - Business<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/ipsnews.net\/business\/2025\/10\/31\/how-commercial-banks-are-adapting-to-new-systems\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"How Commercial Banks Are Adapting to New Systems - Business\" \/>\n<meta property=\"og:description\" content=\"Banking\u00a0may sometimes\u00a0lag behind\u00a0other industries\u00a0in\u00a0modernization, partly\u00a0because\u00a0digital transformation is costly and\u00a0complex.\u00a0However, client expectations,\u00a0new technologies,\u00a0and regulatory standards\u00a0are\u00a0driving\u00a0commercial\u00a0banks\u00a0to\u00a0adapt\u00a0faster\u00a0than ever before.\u00a0In this new era of banking,\u00a0these institutions\u00a0are rethinking how they process\u00a0payments,\u00a0modernize\u00a0digital systems, and\u00a0apply\u00a0artificial intelligence.\u00a0 \u00a0 Modernizing\u00a0payment\u00a0processing\u00a0 Today\u2019s business clients expect payments to move instantly. Meeting that demand requires a\u00a0commercial bank\u00a0to update its systems for speed, accuracy, and transparency.\u00a0 A key\u00a0component\u00a0for [\u2026] Continue Reading &rarr;\" \/>\n<meta property=\"og:url\" content=\"https:\/\/ipsnews.net\/business\/2025\/10\/31\/how-commercial-banks-are-adapting-to-new-systems\/\" \/>\n<meta property=\"og:site_name\" content=\"Business\" \/>\n<meta property=\"article:published_time\" content=\"2025-10-31T15:00:21+00:00\" \/>\n<meta name=\"author\" content=\"Evertise\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Evertise\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/ipsnews.net\/business\/2025\/10\/31\/how-commercial-banks-are-adapting-to-new-systems\/\",\"url\":\"https:\/\/ipsnews.net\/business\/2025\/10\/31\/how-commercial-banks-are-adapting-to-new-systems\/\",\"name\":\"How Commercial Banks Are Adapting to New Systems - Business\",\"isPartOf\":{\"@id\":\"https:\/\/ipsnews.net\/business\/#website\"},\"datePublished\":\"2025-10-31T15:00:21+00:00\",\"author\":{\"@id\":\"https:\/\/ipsnews.net\/business\/#\/schema\/person\/02176def5777c27b30102772b94615ca\"},\"breadcrumb\":{\"@id\":\"https:\/\/ipsnews.net\/business\/2025\/10\/31\/how-commercial-banks-are-adapting-to-new-systems\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/ipsnews.net\/business\/2025\/10\/31\/how-commercial-banks-are-adapting-to-new-systems\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/ipsnews.net\/business\/2025\/10\/31\/how-commercial-banks-are-adapting-to-new-systems\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/ipsnews.net\/business\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"How Commercial Banks Are Adapting to New Systems\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/ipsnews.net\/business\/#website\",\"url\":\"https:\/\/ipsnews.net\/business\/\",\"name\":\"Business\",\"description\":\"\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/ipsnews.net\/business\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Person\",\"@id\":\"https:\/\/ipsnews.net\/business\/#\/schema\/person\/02176def5777c27b30102772b94615ca\",\"name\":\"Evertise\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/ipsnews.net\/business\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/d79ec50bebdc68a4ebc6cfc341e0920ba7b507bde39945491ca6dec05d097ed7?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/d79ec50bebdc68a4ebc6cfc341e0920ba7b507bde39945491ca6dec05d097ed7?s=96&d=mm&r=g\",\"caption\":\"Evertise\"},\"sameAs\":[\"http:\/\/evertise.net\"],\"url\":\"https:\/\/ipsnews.net\/business\/author\/evertise\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"How Commercial Banks Are Adapting to New Systems - Business","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/ipsnews.net\/business\/2025\/10\/31\/how-commercial-banks-are-adapting-to-new-systems\/","og_locale":"en_US","og_type":"article","og_title":"How Commercial Banks Are Adapting to New Systems - Business","og_description":"Banking\u00a0may sometimes\u00a0lag behind\u00a0other industries\u00a0in\u00a0modernization, partly\u00a0because\u00a0digital transformation is costly and\u00a0complex.\u00a0However, client expectations,\u00a0new technologies,\u00a0and regulatory standards\u00a0are\u00a0driving\u00a0commercial\u00a0banks\u00a0to\u00a0adapt\u00a0faster\u00a0than ever before.\u00a0In this new era of banking,\u00a0these institutions\u00a0are rethinking how they process\u00a0payments,\u00a0modernize\u00a0digital systems, and\u00a0apply\u00a0artificial intelligence.\u00a0 \u00a0 Modernizing\u00a0payment\u00a0processing\u00a0 Today\u2019s business clients expect payments to move instantly. 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