{"id":235141,"date":"2025-09-08T09:33:13","date_gmt":"2025-09-08T09:33:13","guid":{"rendered":"https:\/\/businesnewswire.com\/?p=127782"},"modified":"2025-09-08T09:33:13","modified_gmt":"2025-09-08T09:33:13","slug":"how-to-carry-forward-and-set-off-capital-losses-in-itr","status":"publish","type":"post","link":"https:\/\/ipsnews.net\/business\/2025\/09\/08\/how-to-carry-forward-and-set-off-capital-losses-in-itr\/","title":{"rendered":"How to Carry Forward and Set Off Capital Losses in ITR"},"content":{"rendered":"<p><img fetchpriority=\"high\" decoding=\"async\" class=\"alignnone size-full wp-image-127784\" src=\"https:\/\/businesnewswire.com\/wp-content\/uploads\/2025\/09\/cap.webp\" alt=\"\" width=\"1280\" height=\"698\" srcset=\"https:\/\/businesnewswire.com\/wp-content\/uploads\/2025\/09\/cap.webp 1280w, https:\/\/businesnewswire.com\/wp-content\/uploads\/2025\/09\/cap-300x164.webp 300w, https:\/\/businesnewswire.com\/wp-content\/uploads\/2025\/09\/cap-917x500.webp 917w, https:\/\/businesnewswire.com\/wp-content\/uploads\/2025\/09\/cap-768x419.webp 768w\" sizes=\"(max-width: 1280px) 100vw, 1280px\" \/><\/p>\n<p>Lost money on stocks, mutual funds, or property this year? The good news is you can use those losses to reduce your tax liability. And if you don\u2019t use them all this year, you can carry them forward to the next year for <a href=\"https:\/\/tax2win.in\/efile-income-tax-return\/sources-of-income\/2562081\">ITR filing<\/a>.<\/p>\n<p>This article will help you understand how to carry forward and set off capital losses in ITR.<\/p>\n<h2><strong>Types of Capital Losses<\/strong><\/h2>\n<p>Capital losses are of two types, depending on how long you hold the asset:<\/p>\n<ul>\n<li><strong>Short-Term Capital Loss (STCL):<\/strong> Loss from selling an asset within a short period (like shares held for less than 12 months).<\/li>\n<li><strong>Long-Term Capital Loss (LTCL):<\/strong> Loss from selling an asset after holding it for a longer duration (like shares held for more than 12 months, or property held for over 24 months).<\/li>\n<\/ul>\n<h2><strong>Rules for Setting Off Capital Losses<\/strong><\/h2>\n<p>The Income Tax Act has clear rules for adjusting losses:<\/p>\n<p><strong>1. Short-Term Capital Loss (STCL):<br \/>\n<\/strong><\/p>\n<ul>\n<li>Can be set off against both <strong>short-term<\/strong> and <strong>long-term<\/strong> capital gains.<\/li>\n<li>Example: If you lost \u20b930,000 in shares (short-term) and gained \u20b950,000 by selling property (long-term), you can set off \u20b930,000 and pay tax only on \u20b920,000.<\/li>\n<\/ul>\n<p><strong>2. Long-Term Capital Loss (LTCL):<br \/>\n<\/strong><\/p>\n<ul>\n<li>Can be set off <strong>only against long-term capital gains<\/strong>.<\/li>\n<li>If you lost \u20b91,00,000 on selling property (long-term) and gained \u20b980,000 in shares (long-term), you can adjust \u20b980,000. The balance \u20b920,000 can be carried forward.<\/li>\n<\/ul>\n<h2><strong>Carry Forward of Capital Losses<\/strong><\/h2>\n<p>If you cannot adjust all your losses in the same financial year, you can <strong>carry them forward for up to 8 years<\/strong>.<\/p>\n<p>But remember:<\/p>\n<ul>\n<li>You must <strong>file your ITR within the due date<\/strong> to carry forward losses.<\/li>\n<li>The carried-forward losses can only be set off against capital gains in the future (following the same rules for STCL and LTCL).<\/li>\n<\/ul>\n<p>Let\u2019s understand this with the help of an example &#8211;<\/p>\n<p>Suppose you made a long-term capital loss of \u20b92,00,000 in FY 2024-25, but your long-term gains were only \u20b950,000.<\/p>\n<ul>\n<li>You can set off \u20b950,000 this year.<\/li>\n<li>The remaining \u20b91,50,000 can be carried forward for the next 8 years.<\/li>\n<li>In the next year, if you earn a long-term gain of \u20b91,20,000, you can adjust it with your carried-forward loss.<\/li>\n<li>The remaining \u20b930,000 can again be carried forward to the next year, upto 8 assessment years.<\/li>\n<\/ul>\n<h3><strong>File Your ITR Easily with Tax2win<\/strong><\/h3>\n<p>You can still file your ITR quickly and hassle-free with Tax2win. Tax filing may seem complicated, but we make it simple, accurate, and stress-free.<\/p>\n<h3><strong>DIY ITR Filing<\/strong><\/h3>\n<p>Prefer doing it yourself? Our easy-to-use platform helps you file your return in just a few minutes. The AI-powered system automatically selects the correct ITR form, guides you step by step, and calculates everything instantly\u2014so you don\u2019t have to worry about mistakes.<\/p>\n<h3><strong>CA-Assisted ITR Filing<\/strong><\/h3>\n<p>Want expert support? With our <a href=\"https:\/\/tax2win.in\/ca-assisted\">CA\u00a0 service<\/a>, experienced Chartered Accountants handle everything\u2014from preparing documents to filing your return. Filing with experts ensures compliance, accuracy, and even maximizes your tax savings.<\/p>\n<h3><strong>Why Choose Tax2win?<\/strong><\/h3>\n<ul>\n<li>Trusted by <strong>1 Million+ Users<\/strong> with 10+ years of experience and a 4.8-star rating<\/li>\n<li><strong>Expert Guidance<\/strong> from CAs and tax professionals updated with the latest laws<\/li>\n<li><strong>Convenience<\/strong> to file anytime, anywhere<\/li>\n<li><strong>Affordable Plans<\/strong> with professional services at fair prices<\/li>\n<li><strong>Data Security<\/strong> with complete safety and privacy of your information<\/li>\n<li><strong>Authorized by ITD<\/strong> \u2013 officially recognized by the Income Tax Department<\/li>\n<\/ul>\n<p>Avoid the last-minute rush and file your ITR now with Tax2win for a quick, simple, and reliable experience. The last date to file your ITR for FY 2024-25 is <strong>15th September 2025<\/strong>.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Lost money on stocks, mutual funds, or property this year? The good news is you can use those losses to reduce your tax liability. And if you don\u2019t use them all this year, you can carry them forward to the next year for ITR filing. This article will help you understand how to carry forward&#8230; <a href=\"https:\/\/ipsnews.net\/business\/2025\/09\/08\/how-to-carry-forward-and-set-off-capital-losses-in-itr\/\" class=\"more-link\">Continue Reading <span class=\"meta-nav\">&rarr;<\/span><\/a><\/p>\n","protected":false},"author":344,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[374],"tags":[],"class_list":["post-235141","post","type-post","status-publish","format-standard","hentry","category-ipsnews"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v24.9 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>How to Carry Forward and Set Off Capital Losses in ITR - Business<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/ipsnews.net\/business\/2025\/09\/08\/how-to-carry-forward-and-set-off-capital-losses-in-itr\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"How to Carry Forward and Set Off Capital Losses in ITR - Business\" \/>\n<meta property=\"og:description\" content=\"Lost money on stocks, mutual funds, or property this year? 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