{"id":232399,"date":"2025-07-18T20:00:35","date_gmt":"2025-07-18T20:00:35","guid":{"rendered":"https:\/\/evertise.net\/?p=122420"},"modified":"2025-07-18T20:00:35","modified_gmt":"2025-07-18T20:00:35","slug":"why-you-need-travel-insurance-health-coverage-for-your-next-international-trip","status":"publish","type":"post","link":"https:\/\/ipsnews.net\/business\/2025\/07\/18\/why-you-need-travel-insurance-health-coverage-for-your-next-international-trip\/","title":{"rendered":"Why You Need Travel Insurance Health Coverage for Your Next International Trip"},"content":{"rendered":"<p><span id = wx_e_122420><\/span><\/p>\n<p><span data-contrast=\"auto\">When you\u2019re planning your next international adventure, you don\u2019t want to think about the worst-case scenario. But preparation is important, and before jetting off to explore the Great Barrier Reef, climb Machu Picchu or taste the delicious street food in Bangkok, you want to make sure you have travel insurance with health coverage.\u00a0<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">Whether it\u2019s a snorkeling mishap, a broken leg or a bout with food poisoning, ending up in a foreign hospital can cost a lot of money. Fortunately, many\u00a0 <\/span><a href=\"https:\/\/www.cibc.com\/en\/personal-banking\/credit-cards\/travel-rewards-cards.html\"  rel=\"noopener\"><span data-contrast=\"none\">travel credit cards in Canada<\/span><\/a><span data-contrast=\"auto\"> offer travel health insurance as a benefit, as do banks, insurance companies, and other providers.<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/p>\n<h3 aria-level=\"2\"><span data-contrast=\"none\">What is travel health insurance?<\/span><span data-ccp-props=\"{&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335559738&quot;:160,&quot;335559739&quot;:80}\">\u00a0<\/span><\/h3>\n<p><span data-contrast=\"auto\">Travel health insurance is a type of temporary health insurance that can help cover the cost of your medical bills if you\u2019re hurt or become ill while travelling outside of Canada.<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/p>\n<h3><span data-contrast=\"auto\">What should travel health insurance cover?<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/h3>\n<p><span data-contrast=\"auto\">Before travelling, you want to confirm that your travel health insurance covers the following:<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/p>\n<ul>\n<li><b><span data-contrast=\"auto\">Medical evacuation.<\/span><\/b><span data-contrast=\"auto\"> Ensure your policy covers the costs associated with evacuating you to Canada or the nearest location with medical care. Ideally, you want your policy to cover the costs of a medical escort travelling with you.\u00a0<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/li>\n<li><b><span data-contrast=\"auto\">Pre-existing conditions.<\/span><\/b><span data-contrast=\"auto\"> Ask your insurance provider if they cover pre-existing conditions. There may be limitations and restrictions around pre-existing conditions. Some insurers require that there be no changes or new symptoms or medications related to your pre-existing condition for a certain amount of time before your travel.\u00a0<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/li>\n<li><b><span data-contrast=\"auto\">Repatriation in case of death.<\/span><\/b><span data-contrast=\"auto\"> You want to confirm your insurance covers costs related to your death in case you pass away due to an accident or illness while travelling outside of Canada. This can include the preparation and return of your remains or burial or cremation abroad.\u00a0<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/li>\n<\/ul>\n<h3 aria-level=\"2\"><span data-contrast=\"none\">Who needs travel health insurance?<\/span><span data-ccp-props=\"{&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335559738&quot;:160,&quot;335559739&quot;:80}\">\u00a0<\/span><\/h3>\n<p><span data-contrast=\"auto\">Anyone who plans to travel outside of the country, even for a day, should consider travel health insurance. Once you leave Canada, your medical bills may not be covered by your personal Canadian health insurance.\u00a0<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">Some foreign hospitals may not even treat you if you don\u2019t have enough money to cover your medical bills, which can leave you and your loved ones scrambling to find the funds needed to get care.\u00a0<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/p>\n<h3 aria-level=\"2\"><span data-contrast=\"none\">Where can you get travel health insurance?<\/span><span data-ccp-props=\"{&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335559738&quot;:160,&quot;335559739&quot;:80}\">\u00a0<\/span><\/h3>\n<p><span data-contrast=\"auto\">You can get travel health insurance from several places, including:\u00a0<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/p>\n<ul>\n<li><b><span data-contrast=\"auto\">Your credit card.<\/span><\/b><span data-contrast=\"auto\"> Some travel credit cards offer benefits that include different types of travel insurance coverage, including medical insurance.\u00a0<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/li>\n<li><b><span data-contrast=\"auto\">An insurance company.<\/span><\/b><span data-contrast=\"auto\"> Many insurance companies sell travel health insurance plans.\u00a0<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/li>\n<li><b><span data-contrast=\"auto\">Your employer.<\/span><\/b><span data-contrast=\"auto\"> Some employers\u2019 benefits programs may offer health insurance coverage that includes coverage for international travel.\u00a0\u00a0<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/li>\n<li><b><span data-contrast=\"auto\">Your bank.<\/span><\/b><span data-contrast=\"auto\"> Several Canadian banks offer travel insurance that includes health coverage.\u00a0<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/li>\n<li><b><span data-contrast=\"auto\">A travel agent.<\/span><\/b><span data-contrast=\"auto\"> You may be able to purchase travel insurance through your travel agent or online through an airline, hotel or travel booking site.\u00a0\u00a0<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/li>\n<\/ul>\n<h3 aria-level=\"2\"><span data-contrast=\"none\">How to choose the best travel health insurance for your needs\u00a0<\/span><span data-ccp-props=\"{&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335559738&quot;:160,&quot;335559739&quot;:80}\">\u00a0<\/span><\/h3>\n<p><span data-contrast=\"auto\">The best travel health insurance for you will depend on your specific needs. Make sure you understand your coverage before travelling. Some factors to consider when assessing your travel insurance needs include:\u00a0<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/p>\n<ul>\n<li><b><span data-contrast=\"auto\">Length of coverage.<\/span><\/b><span data-contrast=\"auto\"> Does your plan cover you for the entire length of time you\u2019ll be out of the country?\u00a0<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/li>\n<li><b><span data-contrast=\"auto\">Location of coverage.<\/span><\/b><span data-contrast=\"auto\"> Does your health insurance limit or exclude coverage in certain regions or countries?<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/li>\n<li><b><span data-contrast=\"auto\">Activity coverage.<\/span><\/b><span data-contrast=\"auto\"> If you\u2019re into extreme sports like skiing or scuba diving, ask if your policy excludes certain activities.\u00a0<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/li>\n<li><b><span data-contrast=\"auto\">Age restrictions.<\/span><\/b><span data-contrast=\"auto\"> Does your provider have limitations or exclusions for travellers above a certain age?\u00a0<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/li>\n<li><b><span data-contrast=\"auto\">Claims limits.<\/span><\/b><span data-contrast=\"auto\"> What are the coverage limits for different medical services?\u00a0<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/li>\n<li><b><span data-contrast=\"auto\">Deductible.<\/span><\/b><span data-contrast=\"auto\"> A deductible is the amount of money you pay out of pocket before your insurance kicks in. If your plan has a deductible, know how much it is and whether you can afford it.<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/li>\n<li><b><span data-contrast=\"auto\">Travel assistance.<\/span><\/b><span data-contrast=\"auto\"> Ask if your insurance provider offers access to 24\/7 emergency travel assistance\u2014for instance, help finding a hospital or doctor overseas.\u00a0<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/li>\n<\/ul>\n<h3 aria-level=\"2\"><span data-contrast=\"none\">Are you properly covered?<\/span><span data-ccp-props=\"{&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335559738&quot;:160,&quot;335559739&quot;:80}\">\u00a0<\/span><\/h3>\n<p><span data-contrast=\"auto\">Before venturing out on your next international trip, make sure you\u2019re protected. With the proper coverage, you may be able to avoid huge out-of-pocket costs if you\u2019re hurt or get sick and require medical attention.\u00a0<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/p>\n<p><strong><u>Media Contact Information<\/u><\/strong><\/p>\n<p>Name: Sonakshi Murze<\/p>\n<p>Job Title: Manager<\/p>\n<p>Email: <a id=\"menura41\" class=\"fui-Link ___1q1shib f2hkw1w f3rmtva f1ewtqcl fyind8e f1k6fduh f1w7gpdv fk6fouc fjoy568 figsok6 f1s184ao f1mk8lai fnbmjn9 f1o700av f13mvf36 f1cmlufx f9n3di6 f1ids18y f1tx3yz7 f1deo86v f1eh06m1 f1iescvh fhgqx19 f1olyrje f1p93eir f1nev41a f1h8hb77 f1lqvz6u f10aw75t fsle3fq f17ae5zn\" title=\"mailto:sonakshi.murze@iquanti.com\" href=\"mailto:sonakshi.murze@iquanti.com\"  rel=\"noreferrer noopener\" aria-label=\"Link sonakshi.murze@iquanti.com\">sonakshi.murze@iquanti.com<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p><span><\/span>When you\u2019re planning your next international adventure, you don\u2019t want to think about the worst-case scenario. But preparation is important, and before jetting off to <a href=\"https:\/\/ipsnews.net\/business\/2025\/07\/18\/why-you-need-travel-insurance-health-coverage-for-your-next-international-trip\/\" class=\"more-link\">Continue Reading <span class=\"meta-nav\">&rarr;<\/span><\/a><\/p>\n","protected":false},"author":271,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[390,385,391,57,717,20,727,387,388],"tags":[],"class_list":["post-232399","post","type-post","status-publish","format-standard","hentry","category-dj","category-gomedia","category-internal","category-ips","category-maple-media","category-press-release","category-preview","category-si","category-vm"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v24.9 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Why You Need Travel Insurance Health Coverage for Your Next International Trip - Business<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/ipsnews.net\/business\/2025\/07\/18\/why-you-need-travel-insurance-health-coverage-for-your-next-international-trip\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Why You Need Travel Insurance Health Coverage for Your Next International Trip - Business\" \/>\n<meta property=\"og:description\" content=\"When you\u2019re planning your next international adventure, you don\u2019t want to think about the worst-case scenario. 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