{"id":231651,"date":"2025-07-05T15:00:21","date_gmt":"2025-07-05T15:00:21","guid":{"rendered":"https:\/\/evertise.net\/?p=120691"},"modified":"2025-07-05T15:00:21","modified_gmt":"2025-07-05T15:00:21","slug":"6-ways-to-bank-like-a-boss","status":"publish","type":"post","link":"https:\/\/ipsnews.net\/business\/2025\/07\/05\/6-ways-to-bank-like-a-boss\/","title":{"rendered":"6 Ways to Bank Like a Boss"},"content":{"rendered":"<p><span id = wx_e_120691><\/span><\/p>\n<p><span data-contrast=\"auto\">Whether you\u2019re saving for a big goal, looking for the <\/span><a href=\"https:\/\/www.usbank.com\/bank-accounts\/checking-accounts.html\"  rel=\"noopener\"><span data-contrast=\"none\">best checking account<\/span><\/a><span data-contrast=\"auto\">, or just want more control over your money, smart banking habits can make a big difference. Luckily, you don\u2019t need a C-suite salary to bank like a boss. Here are six simple ways to bank smarter, faster, and more confidently.<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/p>\n<p><b><span data-contrast=\"auto\">1-Go mobile<\/span><\/b><span data-ccp-props=\"{}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">Mobile apps make banking easier by putting your accounts at your fingertips. In just a few taps, you can:<\/span><span data-ccp-props=\"{&quot;335559685&quot;:720}\">\u00a0<\/span><\/p>\n<ul>\n<li><span data-contrast=\"auto\">Check your balances.<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/li>\n<li><span data-contrast=\"auto\">Move cash between accounts.<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/li>\n<li><span data-contrast=\"auto\">Set up alerts for low balances or large transactions.<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/li>\n<li><span data-contrast=\"auto\">Deposit checks remotely.<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/li>\n<li><span data-contrast=\"auto\">Pay bills.<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/li>\n<li><span data-contrast=\"auto\">Send money to friends and family.<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/li>\n<\/ul>\n<p><span data-contrast=\"auto\">Some mobile apps also offer budgeting tools, like trackers for personal spending and saving goals.<\/span><span data-ccp-props=\"{&quot;335559685&quot;:720}\">\u00a0<\/span><\/p>\n<p><b><span data-contrast=\"auto\">2-Pay yourself first<\/span><\/b><span data-ccp-props=\"{}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">Want to grow savings without lifting a finger? Pay yourself first. That means prioritizing saving money before spending it on anything else.\u00a0\u00a0<\/span><span data-ccp-props=\"{&quot;335559685&quot;:720}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">Setting up a system that automates savings helps you build your nest egg without having to think about it. Here are a few ways to do it:<\/span><span data-ccp-props=\"{&quot;335559685&quot;:720}\">\u00a0<\/span><\/p>\n<ul>\n<li><b><span data-contrast=\"auto\">Automatic transfers: <\/span><\/b><span data-contrast=\"auto\">Schedule a recurring transfer from a checking to a savings account on a weekly, bi-weekly, or monthly basis. Just be sure to check if your bank limits the number of transfers per month.<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/li>\n<li><b><span data-contrast=\"auto\">Direct deposit split: <\/span><\/b><span data-contrast=\"auto\">Ask your employer to send part of your paycheck to your savings account and the rest to your checking account.<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/li>\n<li><b><span data-contrast=\"auto\">Round-up features: <\/span><\/b><span data-contrast=\"auto\">Use your bank&#8217;s round-up (also called micro-saving) feature if it has one. The feature rounds up the money you spend to the nearest dollar and deposits the spare change into your savings account.<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/li>\n<\/ul>\n<p><span data-contrast=\"auto\">You don\u2019t need to make huge deposits. Even small amounts can make a difference, and once it\u2019s automatic, you don\u2019t have to think twice.<\/span><span data-ccp-props=\"{&quot;335559685&quot;:720}\">\u00a0<\/span><\/p>\n<p><b><span data-contrast=\"auto\">3-Ditch fees<\/span><\/b><span data-ccp-props=\"{}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">Perhaps the best way to avoid bank fees is to find a fee-free account. These accounts typically eliminate one or more common bank fees, such as monthly maintenance and minimum balance fees. Some even offer unlimited transactions.<\/span><span data-ccp-props=\"{&quot;335559685&quot;:720}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">But even fee-free accounts can have costs. Take a look at this list of standard bank fees with tips for avoiding them.<\/span><span data-ccp-props=\"{&quot;335559685&quot;:720}\">\u00a0<\/span><\/p>\n<ul>\n<li><b><span data-contrast=\"auto\">ATM fee: <\/span><\/b><span data-contrast=\"auto\">Choosing a bank with a large ATM network minimizes the chances of you being charged for using an out-of-network ATM. Another option is to get an account with a bank that reimburses ATM fees.<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/li>\n<li><b><span data-contrast=\"auto\">Overdraft fee: <\/span><\/b><span data-contrast=\"auto\">Some banks offer overdraft protection that covers transactions that overdraw your account for free. If yours doesn\u2019t, you may be able to avoid overdrafts by linking your savings account or credit card to cover overdrafts or turning on low balance alerts in your mobile app.<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/li>\n<li><b><span data-contrast=\"auto\">Insufficient funds or returned item fee: <\/span><\/b><span data-contrast=\"auto\">Banks may charge this fee when they deny a transaction because you don\u2019t have enough money in your account.\u00a0 Avoid it by keeping a buffer in your account and monitoring your balance regularly.<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/li>\n<\/ul>\n<p><b><span data-contrast=\"auto\">Boss move: <\/span><\/b><span data-contrast=\"auto\">Review your account\u2019s fee schedule once a year so nothing sneaks up on you.<\/span><span data-ccp-props=\"{&quot;335559685&quot;:720}\">\u00a0<\/span><\/p>\n<p><b><span data-contrast=\"auto\">4-Look for perks<\/span><\/b><span data-ccp-props=\"{}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">Many people don\u2019t realize that checking and savings accounts sometimes offer perks like credit cards. These benefits range from cash back to special event access to financial literacy resources.\u00a0<\/span><span data-ccp-props=\"{&quot;335559685&quot;:720}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">The best part is you often don\u2019t have to do anything to earn the reward. Take cell phone protection as an example. Some banks automatically pay to repair or replace your phone if it\u2019s damaged or stolen if you use their card or account to pay your bill.<\/span><span data-ccp-props=\"{&quot;335559685&quot;:720}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">Other perks might include travel rewards, discounts on subscriptions and services, increased interest rates for multiple accounts, and referral bonuses. Digging into perks can help you benefit even more from your account.\u00a0<\/span><span data-ccp-props=\"{&quot;335559685&quot;:720}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">Some perks may require a premium account or specific card, so check the details.<\/span><span data-ccp-props=\"{&quot;335559685&quot;:720}\">\u00a0<\/span><\/p>\n<p><b><span data-contrast=\"auto\">5-Keep your credit history in mind<\/span><\/b><span data-ccp-props=\"{}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">Wherever you are on your credit journey, banks have tools and products you can use to strengthen your credit score.\u00a0<\/span><span data-ccp-props=\"{&quot;335559685&quot;:720}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">A secured credit card is one of the most common tools banks have to help someone build or rebuild their credit score. When you apply for a secured card, you make a one-time cash deposit. As you make on-time payments and keep balances low, your bank reports your activity to the credit bureaus, helping you boost your score.<\/span><span data-ccp-props=\"{&quot;335559685&quot;:720}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">Already have good credit? Then you may want to check out reward credit cards, loans, and lines of credit. These products can help you enhance your credit profile even more.\u00a0<\/span><span data-ccp-props=\"{&quot;335559685&quot;:720}\">\u00a0<\/span><\/p>\n<p><b><span data-contrast=\"auto\">6-Always be learning<\/span><\/b><span data-ccp-props=\"{}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">A checking or savings account (or both!) is a solid start, but it\u2019s just the beginning. As your life changes, so will your financial goals. Later on, you might want to invest or buy a home. Knowing how banking works puts you in the driver\u2019s seat for all of it.<\/span><span data-ccp-props=\"{&quot;335559685&quot;:720}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">The best way to stay sharp? Keep learning.<\/span><span data-ccp-props=\"{&quot;335559685&quot;:720}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">Your bank might offer financial workshops, credit tools, or even free counseling, so make use of them. And don&#8217;t stop there. Podcasts, blogs, and YouTube accounts can teach you everything from decoding interest rates to avoiding financial traps.<\/span><span data-ccp-props=\"{&quot;335559685&quot;:720}\">\u00a0<\/span><\/p>\n<p><b><span data-contrast=\"auto\">Boss-level banking starts now<\/span><\/b><span data-ccp-props=\"{&quot;335559685&quot;:720}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">Banking like a boss is all about how well you manage your accounts. Start with these simple steps, keep learning as you go, and you\u2019ll stay in charge of your financial future.<\/span><span data-ccp-props=\"{&quot;335559685&quot;:720}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">Resources:<\/span><span data-ccp-props=\"{&quot;335559685&quot;:720}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">https:\/\/www.bankrate.com\/banking\/unique-bank-perks\/\u00a0<\/span><\/p>\n<p><span data-teams=\"true\"><strong>Contact Information:<\/strong><br \/>\nName: Sonakshi Murze<br \/>\nEmail: <a id=\"menurdj3\" class=\"fui-Link ___1q1shib f2hkw1w f3rmtva f1ewtqcl fyind8e f1k6fduh f1w7gpdv fk6fouc fjoy568 figsok6 f1s184ao f1mk8lai fnbmjn9 f1o700av f13mvf36 f1cmlufx f9n3di6 f1ids18y f1tx3yz7 f1deo86v f1eh06m1 f1iescvh fhgqx19 f1olyrje f1p93eir f1nev41a f1h8hb77 f1lqvz6u f10aw75t fsle3fq f17ae5zn\" title=\"mailto:sonakshi.murze@iquanti.com\" href=\"mailto:Sonakshi.murze@iquanti.com\"  rel=\"noreferrer noopener\" aria-label=\"Link Sonakshi.murze@iquanti.com\">Sonakshi.murze@iquanti.com<\/a><br \/>\nJob Title: Manager\u00a0<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p><span><\/span>Whether you\u2019re saving for a big goal, looking for the best checking account, or just want more control over your money, smart banking habits can <a href=\"https:\/\/ipsnews.net\/business\/2025\/07\/05\/6-ways-to-bank-like-a-boss\/\" class=\"more-link\">Continue Reading <span class=\"meta-nav\">&rarr;<\/span><\/a><\/p>\n","protected":false},"author":271,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[390,385,391,57,717,20,727,387,388],"tags":[],"class_list":["post-231651","post","type-post","status-publish","format-standard","hentry","category-dj","category-gomedia","category-internal","category-ips","category-maple-media","category-press-release","category-preview","category-si","category-vm"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v24.9 - 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