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Owning a two-wheeler offers freedom \u2014 the freedom to explore the monsoon when it is raining outside, the freedom to explore mountains with your friends, and, most importantly, freedom from the city\u2019s traffic by having an option to navigate through narrow lanes. However, bike ownership also entails various risks. What if you have parked your bike outside your office and a car, while reversing, hits your vehicle? What if a natural calamity strikes and damages the bike severely? You will need insurance to secure yourself from all these events. But while buying bike coverage, one thing that might concern you is whether you are allowed to make multiple claims during a policy year.<\/span><\/p>\n Throughout the policy year, you can make many claims for repairs and replacements. The insurer has no limit on the number of times they will accept a claim. However, making many claims has several disadvantages, which are outlined below.<\/span><\/p>\n \u00a0<\/p>\n \u00a0<\/p>\n Here is the step-by-step guide to <\/span>bike insurance<\/span><\/a> claim submission.<\/span><\/p>\n Here is the list of the documents you will need to raise a bike insurance claim.<\/span><\/p>\n For theft claims, additional documents, such as the theft endorsement from the Regional Transport Office, service booklets, bike keys, and a letter addressing the RTO regarding the theft, are required.<\/span><\/p>\n \u00a0<\/p>\n \u00a0<\/p>\n \u00a0<\/p>\n \u00a0<\/p>\n You can claim two-wheeler insurance multiple times, but keep in mind that this will increase the premium at renewal and result in a higher deductible. It is advisable to refrain from making claims for minor issues like dents and scratches, problems with indicators, or wiring issues with the horn. Using your policy wisely and staying claim-free could reduce the premium burden by 50% with NCB.<\/span><\/p>\n","protected":false},"excerpt":{"rendered":" Owning a two-wheeler offers freedom \u2014 the freedom to explore the monsoon when it is raining outside, the freedom to explore mountains with your friends, and, most importantly, freedom from\u2026 Continue Reading Can You Claim Bike Insurance More Than Once a Year?<\/b><\/h2>\n
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Step to Claim Bike Insurance Twice A Year<\/b><\/h2>\n
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Documents Required for Submitting Bike Insurance Twice A Year<\/b><\/h2>\n
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Common Reasons for Claim Rejection\u00a0<\/b><\/h2>\n
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Conclusion<\/b><\/h2>\n