Introduction
Gone are the days where you would be overwhelmed by debts and other upcoming bills. Today, the internet has made it possible for us to access quick funds with the aid of a computer or a smartphone and from any location. However, with hundreds of online quick loan options on the market, it can become difficult for you to choose a broker to work with.
In this article, we have researched the online loan market and help you review the best 10 quick loans to get fast cash today. We also highlighted a few reasons you should consider choosing these brokers. But before we dive deeper, let’s quickly take a look at the top 4 brokers on the list and highlight their unique selling proposition:
- WeLoans – Best Online Quick Loans With Instant Approval
- US Installment Loans – Best Same Day Quick Loans with Guaranteed Approval
- US Bad Credit Loans – Best Quick Cash for Bad Credit
- CocoLoan – Best Broker For Fast Cash
#1. Weloans – Best Online Quick Loans With Instant Approval
WeLoans is an online loan broker that connects lenders and borrowers. If you need fast cash to pay off upcoming bills, you can turn to WeLoans to help you facilitate the loan process for quick approval. This broker provides access to a wide range of direct lenders to enable you to compare interest rates, repayment duration, and fees.
With WeLoans, you will find the best deal possible effortlessly. The application process is very simple – all you need to do is to submit your online application while WeLoans links you up with a lender that will offer you fast cash to settle unexpected expenses. Once your application is approved, you will receive the requested funds within minutes.
Why Choose WeLoans for Fast Cash
There are so many reasons to choose WeLoans for fast cash. Top among the reasons is that you can use the loan obtained for a variety of purposes, including to pay for medical emergencies, vehicle repairs, home renovation, and a vacation overseas.
Another reason to consider WeLoans is that the broker also offers quick lender approval and funding. If you submit your loan application and finish comparing the different loan offers that you will receive from different lenders you can get approved within 24 hours. Additionally, WeLoans accommodate all loan seekers including those with a bad or terrible credit score.
Pros
- You will enjoy fixed monthly repayments with no penalties.
- Fast funding within minutes.
- Extensive network of credible online lenders.
- Your personal and financial information is well-secured.
Cons
- WeLoans is not available in all the states.
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#2. US Installment Loans – Best Same Day Quick Loans with Guaranteed Approval
US Installment Loans is a leading online loan broker that helps borrowers to facilitate the loan application process. At its core, the company connects borrowers with credible lenders that can offer competitive interest rates and flexible repayment terms. USInstallmentLoans offers a wide range of loans, including quick installment loans with guaranteed approval. The loans can be used for a wide range of purposes, including home improvement, debt consolidation, vacation, medical bills, as well as credit card refinancing.
USInstallmentLoans offers a pre-approval process so you can determine how much to take out before submitting a loan application. USInstallmentLoans offers an excellent way for borrowers to get an estimate of their monthly payments and APR without having to worry about a poor credit rating.
Pros
- US Installment Loans do not demand collateral.
- The company partners with over 60+ direct lenders
- The broker helps borrowers compare multiple online lenders from one interface
- It considers borrowers with a bad credit score.
Cons
- Not available in some states.
- The broker offers a relatively high interest rate.
Apply for a quick loan with US Installment Loans and receive funding today!
#3.US Bad Credit Loans – Best Quick Cash for Bad Credit
US Bad Credit Loans can help you access fast cash even if you have a poor credit rating. They do this by connecting you with a number of credible lenders so you choose the lender that’s most suitable to your financial situation. USBadCreditLoans offers a wide range of loan products, including payday loans, installment loans, short-term loans, and title loans.
Here is the loan application process: once you visit this broker’s official website, you will need to complete an online application form stating your source of income and uploading every relevant document like your government-issued ID and your bank statements so that the lender you are paired with can determine your creditworthiness.
After submitting your loan application and signing the dotted lines, you will wait for some minutes or hours depending on how fast the lender is able to review your loan application. Once approved, the lender will credit your checking account with the amount that you requested for.
Why Choose US Bad Credit Loans for Fast Cash
One solid reason to consider USBadCreditLoans is that the broker does not charge any fee whatsoever and their lenders offer a very low APR when taking out fast cash to pay for medical emergencies or to renovate your abandoned property. Additionally, this broker can help you facilitate the process of taking out up to $35,000 in personal loans. The repayment period can last up to 30 months depending on the amount you requested and your banking history.
Pros
- USBadCreditLoans may approve borrowers with poor credit.
- The broker guarantees fast application with same-day approval.
- They don’t charge early payoff fees
- They partner over 60 credible lenders.
Cons
- USBadCreditLoans potentially offers high interest rates for some loans.
#4. CocoLoan – Best Broker For Fast Cash
Having a bad credit score should not prevent you from accessing fast cash to settle unexpected expenses that may pop up in your family. If you need an instant loan to pay off an emergency bill, you can turn to CocoLoan for instant approval.
CocoLoan works with a network of credible and reputable direct lenders that approve loan requests instantly. Even if you have a poor credit, your application will be processed.
With CocoLoan, you can get up to $5,000 if you meet all the eligibility criteria. To apply for a fast loan, submit your loan application form, compare the different offers presented before you, and agree to the terms and conditions governing the loan. Once you are approved, your checking account will be credited with the amount you applied for.
Why Choose CocoLoans for Fast Cash
CocoLoan is one of the few online loan brokers on the market that accepts low credit score requirements. If you need urgent cash to settle unexpected expenses, CocoLoans is here to help you. A bad credit score shouldn’t deprive you access to funds. Plus, the broker’s funding process and approval is very streamlined, usually, you will be credited with the amount requested on the same day unless your application is rejected.
Pros
- CocoLoan lets you check your rate without impacting your credit score.
- The online application process is very easy.
- CocoLoan accommodates everybody regardless of their credit score.
- The brokers give priority to borrowers’ safety.
Cons
- Low maximum loan amount
- Is not available everywhere in the US.
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#5. CashUSA – Best Low Credit For Fast Cash
CashUSA is another option you should consider for fast cash. CashUSA is basically an online loan broker that connects borrowers with credible lenders. If you are struggling to get a loan to pay off upcoming bills, CashUSA can help you obtain a loan with a direct lender that will offer you flexible repayment terms and competitive interest rates.
The repayment terms that you will get can range from 18 to 60 months depending on how much you collected and the state that you reside in. With CashUSA, you can apply for a loan with a cosigner, which will help you receive better loan terms if the cosigner is someone that has a good credit score. To apply for a loan, submit an online application while the broker will review your application and also carry out a soft credit check to determine your replayability.
Why Choose CashUSA for Fast Cash
Financial emergencies can happen to anyone. Whenever you are in a financial mess, the team at CashUSA can help you facilitate the loan application process.
You should consider CashUSA for fast cash because the broker can help you facilitate the loan application process and get you approved in less than 24 hours. Additionally, even if you have a poor credit score such that other lenders reject your loan application, CashUSA looks beyond borrowers credit score to obtain approval. You can use the loan obtained for debt consolidation, credit card refinancing, medical emergency payment, and to foot your bill when you go abroad for vacation.
Pros
- CashUSA lets you borrow up to $30,000.
- This option is great for credit card refinancing and debt consolidation.
- No prepayment fees or collateral required
- CashUSA offers a variety of loan products.
Cons
- Not available in some states.
- CashUSA does not offer direct payment to creditors.
Get Online Loans for Life’s Unexpected Expenses Now With CashUSA.
#6. Quicken – Best Quick Cash For Medical Emergency
Quicken is an online loan broker that you can trust to connect you to a reliable lender with instant approval. This broker stands apart from others due to its low minimum APR and unique underwriting process. When you submit a loan application, Quicken will not only consider your credit score, they also consider traditional factors like your income, debt level, as well as relevant data like your banking history, education, and employment status.
If you have a good credit score, Quicken will immediately connect you to a broker that will consider your loan request for a large loan with a low interest rate. Even if you have a poor credit rating, Quicken will still consider your loan application by linking you to a broker that will approve your loan application within the same day. The application process is simple and straightforward. You can apply using your smartphone, PC, or laptop.
Why Choose Quicken for Fast Cash
Quicken offers the best online loans for a poor credit score, as the broker requires borrowers to have at least 380 to qualify for a fast cash. Additionally, this broker offers potential borrowers a low APR and an origination fee, which is as low as 0.99%.
Another strong reason to consider using Quicken for fast cash is that the company has a dependable customer service that you can rely on to walk you through the process from start to finish. Whether you need fast cash to pay for medical emergencies or you need a loan to renovate your old house, Quicken will help you facilitate the loan process so that a lender will approve your loan request instantly.
Pros
- You can get fast cash directly into your checking account the same day of the loan application.
- Monthly repayment rate is usually the same.
- No variation in the loan policy.
- No prepayment fees or penalties
Cons
- Quicken cannot process up to $100,000
- The company is not available everywhere in the US.
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#7. iPaydayLoans – Best Option For Ease Of Application
Have any upcoming expenses to settle? Let iPaydayLoans help you facilitate the loan application process. The broker has what it takes to get you a quick loan. iPaydayLoans prides itself as one of the best online loan brokers that can offer you up to $35,000 in personal loans. You can pay back the loan within a year or 18 months. Taking out the loan is simple; all you need to do is to complete an online loan application form with your background information, providing your banking history and employment status.
After completing a loan application form, the broker will connect you to a lender that will present you with different loan offers. It is your responsibility to compare the different offers presented before you with a view to selecting a loan package that suits your budget and won’t disrupt your family finances. Once you select a loan package, you need to thoroughly peruse the loan terms and conditions before signing the dotted lines. If the lender approves your request, the funds will be credited into your checking account instantly.
Why Choose iPaydayLoans for Fast Cash
iPaydayLoans offers some of the best online loans that you can use for a wide range of purposes, including to pay for medical emergencies, repair your damaged vehicle, or renovate your apartment. What about if you need a loan to cover your trip abroad? You can rely on iPaydayLoans to help you facilitate the loan. Other reasons to consider iPaydayLoans is that the broker offers low rates, doesn’t charge fees, and lets borrowers with a poor credit score take out up to $35,000 in personal loans.
Pros
- iPaydayLoans doesn’t charge fees to link you up with a lender.
- You can take up to $35,000 in personal loans.
- The broker considers borrowers with a poor credit score.
- No deposit or collateral is required to secure fast cash.
Cons
- iPaydayLoans is available only in select states.
- The broker doesn’t support cosigner loans.
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#8. CashAdvance – Best Quick Loans For Cash Advance
CashAdvance is the world’s leading online broker that helps people in search of fast cash to facilitate the loan application process. CashAdvance partners with a wide range of direct lenders who can offer you the best deals.
CashAdvance is a registered broker that has helped more than 150,000 borrowers since its inception. This broker will link you with a network of online lenders that will offer you the best possible deal you can ever get on the loan market in the United States.
Even if you have a terrible or poor credit score CashAdvance will still accommodate your loan request provided you have a verifiable source of income. Additionally, you can pre-qualify to determine the amount of loan you can take out and the repayment duration. Borrowers will enjoy peace of mind knowing that CashAdvance deploys advanced encryption technology to protect the personal and financial data of their borrowers.
Why Choose CashAdvance for Fast Cash
CashAdvance is free of charge and you can use the service as often as you like. Once you are approved for a loan, the only fee you would pay is after you have signed the dotted lines. Please note that the fees payable vary depending on your state of residence, the lender you choose, and the amount you are applying for.
Additionally, CashAdvance works with a long list of direct lenders, so you don’t have to worry about searching for a loan that suits your budget for too long. The lenders also offer flexible repayment methods and competitive interest rates.
Pros
- You can get fast cash up to $35,000.
- You lenders you’d be linked with offers rates from 7.99% to 35.99% APR.
- Borrowers can check their rate without impacting their credit score.
- The loan repayment plan spans up to 60 months.
Cons
- CashAdvance doesn’t offer direct loans.
- Refinancing option is not available.
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#9. OppLoans – Best For Quick Loans Over $25,000
Are you in need of fast money to pay those unplanned bills, including a vacation overseas? Don’t fret! OppLoans can help you out. Whether you have poor credit or not, OppLoans will help you obtain fast loans for poor credit. The company’s focus is to help connect borrowers with direct lenders so that they get the best deals possible. OppLoans partners with so many direct lenders, so you won’t struggle finding a lender to meet your financial needs even if you have a poor credit rating.
Why Choose OppLoans for Fast Cash
OppLoans offers very low APRs, so you can take out as much as $35,000 in lump sum. You have the opportunity to choose the repayment method. You can decide to repay the loan in installments or in a lump sum. Other reasons to consider choosing this broker for fast cars is that they do not charge any fee plus they guarantee quick approval when you submit your loan application to a lender. OppLoans is good for borrowers with a good credit score and also accommodates those with a poor credit rating.
Pros
- OppLoans makes financial comparison shopping very easy.
- You can take out fast cash up to $35,000.
- They parade a dependable customer service team.
- Loan applications with instant approval.
Cons
- Some loan products come with a high interest rate.
- The company charges a high origination fee.
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#10. Payoff – Best Option For Soft Credit Check
When you have unplanned bills at hand and need a partner to take out fast cash, you can count on Payoff to help you remedy the situation. Also known as Happy Money, Payoff can help secure up to $20,000 within minutes. The process is simple. When you land on their official website, you will need to enter the amount you need and complete the loan application form, and also submit the relevant documents.
The team will review your application and connect you to a lender that will approve your request. When approved, you will receive the requested funds directly into your checking account within minutes.
Why Choose Payoff for Fast Cash
You should choose Payoff for fast cash because they are one of the brokers that’s designed for the purpose of credit card debt consolidation. With Payoff, you will be connected to a lender that will offer you the best deal possible. For instance, if you need a quick loan to pay off your child’s tuition fee, you can reach out to Payoff to help you facilitate the loan application process. Payoff will also connect you to a lender that will approve your loan request even if you have a terrible credit score.
Pros
- Payoff can help you raise your credit score by 40 points.
- There are no prepayment penalties, application fees, late fees or hidden fees.
- You can consolidate all your credit card payments.
- No collateral required for fast cash.
Cons
- Some partner lenders offer high interest rates.
- Payoff is not available in all the states.
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Conclusion
Getting approved for quick loans can be a herculean task if you don’t know where to start from. The 10 best online quick loans that we have reviewed have what it takes to offer you the best rate possible. The best part about applying for a quick loan through them is that you can use the funds for a wide range of purposes, including medical emergency bills, kitchen appliances repair costs, vehicle maintenance costs, as well as to go on a vacation.
Additionally, these brokers have a dedicated customer support team that will hold you by the hands and work with you from start to finish. The customer support team can equally help you compare different loan offers and push you to make an informed decision. So, as you set out to take a loan to pay off upcoming bills, give serious consideration to any of these brokers.
